Business Details
Emergency
services
Your Trusted Insurance Partner in Charleston
Bill Frehse Insurance Agency Insurance Agency has been serving the Lowcountry community for four decades, offering comprehensive insurance solutions tailored to individual and business needs. Located on James Island at the intersection of Folly and Harbor View Roads, our agency specializes in auto, homeowners, business, life, boat, and recreational vehicle insurance. We pride ourselves on personalized service, with a team dedicated to helping clients navigate coverage options, identify cost-saving opportunities, and provide prompt assistance during claims processes.Our commitment to transparency ensures clients receive honest guidance without pressure to over-insure, while our 24/7 availability guarantees support whenever it's needed. With deep local market knowledge and decades of combined experience, we strive to build lasting relationships by prioritizing client satisfaction and delivering reliable protection for the life you've built.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Life Insurance
Boat Insurance
Renters Insurance
Condo Insurance
Flood Insurance
Personal Liability
Umbrella Insurance
Highlights and features
- We offer 40 years of local insurance expertise in Charleston
- Our team provides 24/7 personalized customer support
- We specialize in customized coverage with no pressure sales
- We help identify discounts and cost-saving insurance opportunities
- Our agency maintains physical office availability for in-person service
What people say
Professional and helpful
Saved me money
Quick response times
Personalized approach
Friendly team
Services
Auto Insurance
Our auto insurance policies protect against financial loss from accidents, theft, or damage to vehicles. We offer customizable coverage options including liability, collision, and comprehensive protection. With expert guidance, clients can select appropriate limits and discounts while ensuring compliance with South Carolina's minimum requirements.
Homeowners Insurance
We provide comprehensive homeowners insurance covering structural damage, personal belongings, and liability protection. Policies include coverage for natural disasters like hurricanes and floods, with options to add endorsements for high-value items or specific risks common to coastal properties.
Business Insurance
Our business insurance solutions protect companies against property damage, liability claims, and operational disruptions. Coverage includes general liability, commercial property, business interruption, and specialized policies tailored to Charleston-area industries like hospitality and marine-related businesses.
Life Insurance
We offer term and permanent life insurance policies to provide financial protection for dependents. Our solutions help clients plan for final expenses, income replacement, and legacy building while considering tax advantages and long-term financial goals.
Boat Insurance
Our boat insurance policies cover watercraft against damage from collisions, weather events, and theft. Coverage includes hull protection, liability for water-related incidents, and optional towing assistance. Policies are customized for sailboats, motor yachts, and other vessels common in Charleston's waterways.
People
Bill Frehse
Agent
With over four decades serving Charleston's insurance needs, Bill Frehse Insurance Agency Insurance Agency leads our agency with deep local market knowledge. He specializes in connecting clients with tailored protection strategies while maintaining a focus on community relationships and ethical practices.
Patty
Agent
Patty provides expert insurance guidance with over 15 years of experience helping Charleston residents and businesses. Known for her attentive service, she specializes in policy reviews, cost-saving recommendations, and claims support while maintaining a client-first approach.
Questions
What insurance products do you offer?
We provide auto, homeowners, business, life, boat, RV, flood, and umbrella insurance policies tailored to Charleston area needs.
How can I get a personalized quote?
Call us at (843) 762-2005 or visit our Folly Road office to discuss your needs with a licensed agent.
Do you offer 24/7 support?
Yes, our team is available 24 hours a day for emergencies and urgent insurance needs.
Can I file claims through your office?
We assist with claim filings but recommend contacting State Farm's toll-free line at (855) 733-7333 for immediate processing.
What areas do you serve?
We primarily serve Charleston, Berkeley, Dorchester counties and surrounding areas including James Island and Kiawah.
