Business Details
41 Years
experience
Your Trusted Insurance Partner in Columbia, SC
Established in 1985, Affordable Insurance Group has served the insurance and financial needs of individuals and businesses in Columbia, South Carolina, and surrounding areas including Irmo, Lexington, and Chapin. Our agency was founded by Julius G. Jones III, CLU, who built a comprehensive network of trusted insurance providers to deliver personalized coverage solutions at competitive rates. We specialize in auto, home, life, business, contractors, and recreational vehicle insurance, along with retirement planning services. Our team of experienced professionals, including auto insurance agent J.Gamble Jones IV and homeowners/commercial agent Hannah Hernandez, prioritizes client satisfaction by streamlining the insurance shopping process. We guarantee total client satisfaction with policy selection, rates, and coverage, offering free re-quoting if needed. Our mission remains to help clients protect their assets while saving time and money through tailored insurance strategies. With decades of combined experience in the insurance industry, we maintain a commitment to excellence in customer service and community engagement.
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Business Insurance
Contractors Insurance
Details
- Year established: 1985
Highlights and features
- We shop multiple insurance carriers to find you the best rates and coverage options
- Our team has over 35 years of combined experience in the insurance industry
- We offer 24/7 online quote submission for your convenience
- We work with trusted insurance providers to ensure quality coverage options
- We guarantee total client satisfaction with our free re-quoting service
Services
Auto Insurance
Auto insurance protects against financial loss from vehicle accidents or damage. Our policies cover liability, collision, and comprehensive risks while meeting state minimum requirements. We help clients find competitive rates through our network of trusted carriers while ensuring proper coverage for personal and commercial vehicles.
Homeowners Insurance
Homeowners insurance protects your primary residence and personal belongings. Our policies cover structural damage, liability claims, and additional living expenses during repairs. We offer customizable coverage options to protect different property types while helping clients find cost-effective solutions through multiple carrier comparisons.
Life Insurance
Life insurance provides financial protection for dependents in case of policyholder death. We offer term and permanent life insurance options with flexible coverage amounts. Our agents help clients determine appropriate coverage levels based on family needs, income replacement requirements, and long-term financial planning goals.
Business Insurance
Business insurance protects companies from operational risks and liabilities. Our commercial policies cover property damage, liability claims, and business interruption losses. We provide tailored solutions for different industries including contractors, auto dealers, and service providers through our network of specialized commercial carriers.
Contractors Insurance
Contractors insurance addresses risks specific to construction and trade professionals. Our policies cover general liability, workers' compensation, and equipment protection for contractors in various specialties. We offer customized coverage for landscapers, plumbers, HVAC technicians, and other tradespeople through industry-specific insurance programs.
People
Julius G. Jones III
Agency Manager
Julius G. Jones III, CLU, founded Affordable Insurance Group in 1985. With over 35 years of insurance experience, he leads our team in providing personalized coverage solutions while maintaining our commitment to client satisfaction and community service.
J. Gamble Jones IV
Auto Insurance Agent
J. Gamble Jones IV specializes in personal and commercial auto insurance solutions. He helps clients find competitive rates while ensuring proper coverage for different vehicle types through our network of trusted insurance carriers.
Hannah Hernandez
Homeowners and Commercial Agent
Hannah Hernandez, a certified insurance professional, focuses on residential and commercial property coverage. She provides tailored insurance solutions for homeowners and business owners while maintaining our agency's commitment to exceptional customer service.
Ashley Saville
Customer Service Manager
Ashley Saville manages our client service operations, ensuring smooth policy administration and claims support. She works directly with clients to address policy changes, billing questions, and coverage adjustments in a timely and professional manner.
Cheyenne Frank
CSR
Cheyenne Frank provides essential customer service support to our insurance clients. She assists with policy documentation, coverage explanations, and administrative tasks while maintaining our agency's commitment to personalized service and client satisfaction.
Questions
How can I get an insurance quote?
Request a free quote online 24/7 through our website or contact us directly during business hours for personalized assistance with auto, home, or business insurance quotes.
What insurance services do you offer?
We provide auto, home, life, business, contractors, recreational vehicle, renters, and surety bond insurance, along with retirement planning services for personal and commercial clients.
Do you offer 24/7 insurance services?
Our website provides 24/7 quote submission and policy information access, though office staff are available Monday-Friday 9 AM-5:30 PM for direct assistance with insurance needs.
What areas do you serve?
We primarily serve Columbia, Irmo, Lexington, and Chapin areas of South Carolina, with insurance solutions available to clients throughout the state through our network of carriers.
How do you help clients save money?
As an independent agency, we compare multiple insurance carriers to find competitive rates while offering personalized coverage solutions that match clients' specific protection needs and budget requirements.
What is your satisfaction guarantee?
If you experience an unfounded rate increase or dissatisfaction with your policy, we'll requote your coverage free of charge with one of our alternative carrier partners as part of our total satisfaction commitment.
