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Business Details
40 Years
experience
Your Trusted Insurance Partner in Sarasota, FL
Since 1986, Smith Insurance Group has been dedicated to providing exceptional insurance solutions tailored to meet the unique needs of our clients. Our team of licensed agents specializes in both personal and commercial insurance products, offering comprehensive coverage options from a wide range of trusted providers. We prioritize personalized customer service, ensuring that each client receives the attention and expertise necessary to secure optimal protection. With decades of experience in the industry, we have built a reputation for competitive pricing, innovative risk management strategies, and unwavering commitment to client satisfaction.

Our one-stop shopping approach simplifies the insurance process, allowing clients to access home, auto, life, business, and employee benefits coverage under one roof. By maintaining partnerships with multiple insurance carriers, we empower clients to make informed decisions without the hassle of shopping around. Our mission remains focused on delivering peace of mind through reliable coverage and professional guidance, ensuring that every policyholder feels valued and protected.
Services
Homeowners Insurance Flood Insurance Boat Insurance Excess Liability Insurance Life Insurance Commercial Coverage Business Auto Business Property Commercial Umbrella General Liability
Details
  • Year established: 1986
Highlights and features
  • We offer personalized insurance solutions tailored to individual needs
  • Our team works with multiple carriers to ensure competitive pricing
  • We provide comprehensive coverage options for personal and business needs
  • Our agents have over 35 years of combined industry experience
  • We offer one-stop shopping for all insurance requirements
Services
Homeowners Insurance
Our Homeowners Insurance provides comprehensive protection against fire, lightning, wind damage, and other common risks. This coverage safeguards your property investment while offering liability protection for accidents occurring on your premises. With customizable options, we help Florida residents secure policies that match their specific needs and budget requirements.
Flood Insurance
Flood Insurance coverage addresses hurricane-related risks in Florida's coastal environment. This specialized policy covers water damage from flooding events that standard homeowners policies exclude. We help clients navigate FEMA requirements and secure appropriate coverage limits for their property's elevation and location.
Commercial Umbrella
Commercial Umbrella Insurance extends liability coverage beyond primary policy limits. This protection safeguards business assets against catastrophic claims that could exceed standard coverage amounts. We tailor these policies to address specific industry risks while providing cost-effective risk management solutions for Florida businesses.
Life Insurance
Life Insurance policies provide financial security for dependents in the event of unexpected death. We offer term and permanent life insurance options to protect families, cover mortgages, and support long-term financial planning. Our agents help clients determine appropriate coverage amounts based on individual circumstances.
Business Property
Business Property Insurance protects commercial assets against fire, theft, and natural disasters. This coverage includes buildings, equipment, and inventory while offering customizable endorsements for specialized business needs. We work with multiple carriers to find cost-effective solutions that maintain business continuity during unexpected disruptions.
Questions
What types of insurance do you offer?
We provide personal insurance (home, auto, life) and commercial insurance (property, liability, workers' comp) solutions for Sarasota residents and businesses.
Why choose an independent agency?
As an independent agency, we work with multiple carriers to find you competitive rates and comprehensive coverage options tailored to your specific needs.
Are you open on weekends?
Our office is open Monday-Thursday 9am-5pm EST and Friday 9am-4pm EST. We're closed on Saturdays and Sundays.
Do you offer flood insurance?
Yes, we specialize in Florida flood insurance solutions to protect properties against hurricane-related water damage that standard policies don't cover.