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39 Years
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Your Trusted Insurance Partner in Orlando
LRA Insurance has been serving the Orlando community and surrounding areas for over 30 years as an independently owned insurance agency. Our focus is on delivering personalized insurance solutions tailored to meet the unique needs of both individuals and businesses across Florida. With access to multiple highly rated carriers, we provide comprehensive coverage options for auto, home, life, health, commercial, and specialty insurance products. Our team of professional agents takes pride in offering expert guidance to help clients navigate complex insurance decisions while maintaining a commitment to exceptional customer service. We differentiate ourselves by avoiding one-size-fits-all approaches and instead crafting customized protection strategies that align with each client's specific requirements. Our extensive industry experience enables us to identify potential risks that clients may not recognize, particularly for commercial clients requiring coverage ranging from workers' compensation to commercial liability.

We maintain long-standing relationships with top insurance companies to ensure competitive pricing without compromising coverage quality. Our service center provides convenient online tools for policy management, claims filing, and certificate requests. Client satisfaction remains our primary objective, as evidenced by our track record of helping residents and businesses secure appropriate coverage at reasonable rates. We offer free, no-obligation quotes through multiple channels including online forms, phone consultations, and in-person meetings. Our local expertise combined with nationwide carrier partnerships positions us to deliver reliable insurance solutions that adapt to evolving client needs.
Services
Auto Insurance Homeowners Insurance Business Insurance Life Insurance Workers' Compensation Commercial Auto Renters Insurance Boat Insurance Umbrella Policies Health Insurance
Details
  • Year established: 1987
Highlights and features
  • We offer 30+ years of insurance industry experience in Orlando
  • Our independent agents compare rates from top insurance companies
  • We provide personalized coverage solutions tailored to specific needs
  • We maintain partnerships with multiple highly rated insurance carriers
  • Our team delivers exceptional customer service with local expertise
What people say
Incomparable customer service Knowledgeable and helpful team Saved us lots of money Met and exceeded needs Process very easy and painless
Services
Auto Insurance
We provide comprehensive auto insurance solutions for all vehicle types including classic cars, motorcycles, boats, and off-road vehicles. Our coverage options protect against liability, collision, and comprehensive risks while offering customizable add-ons. With access to multiple top-rated carriers, we help clients find competitive rates that match their specific driving profiles and coverage needs.
Homeowners Insurance
Our homeowners insurance policies offer protection against property damage, liability claims, and additional living expenses. We cover standard homes, condos, and rental properties with customizable options for high-value items and specialty coverage. Our team helps clients understand policy details and select appropriate coverage limits based on their property's unique characteristics and location risks.
Business Insurance
We offer comprehensive business insurance packages including liability protection, property coverage, and workers' compensation. Our solutions address risks ranging from slip-and-fall incidents to commercial auto needs. We work with businesses to create customized protection plans that cover employee benefits, commercial property, and specialized industry requirements while maintaining cost-effectiveness.
Life Insurance
We provide individual and group life insurance solutions to protect clients' financial futures. Our offerings include term life, whole life, and supplemental policies that can be integrated with broader financial planning strategies. We help clients evaluate appropriate coverage amounts and policy structures to meet their specific family protection and estate planning objectives.
Workers' Compensation
Our workers' compensation insurance solutions help businesses comply with Florida requirements while protecting employees and employers. We offer policies that cover medical expenses, lost wages, and rehabilitation costs for work-related injuries. Our approach focuses on creating safer workplaces while managing premium costs through risk assessment and claims management support.
Questions
How does LRA Insurance differ from other agencies?
As an independent agency, we compare rates from multiple top-rated carriers to find customized solutions rather than offering one-size-fits-all policies.
What areas do you serve?
We primarily serve Orlando and surrounding areas in Florida with both personal and commercial insurance solutions.
What types of insurance do you offer?
We provide auto, home, life, health, boat, business, workers' compensation, and specialty insurance for individuals and commercial clients.
How do I file a claim?
You can file a claim through our online client portal or by contacting our office during business hours for immediate assistance.
Can I manage my policy online?
Yes, our client portal allows policyholders to make payments, update information, and request documents like ID cards and certificates.