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Your Trusted Independent Insurance Agency in Orlando, FL
Fleming Agency has been dedicated to simplifying the insurance process for families and businesses in Central Florida for over a century. Our team of licensed insurance advisors brings more than 100 years of combined experience, offering personalized service tailored to each client's unique needs. As an independent agency, we represent multiple top-rated insurance companies, ensuring access to customized coverage solutions for personal and business risks. Locally owned and operated, we prioritize building lasting relationships with our clients while maintaining a strong commitment to the Central Florida community.

Our expertise spans high net worth insurance, cyber liability, home and auto coverage, and specialized protections for churches and businesses. We stand by our clients every step of the way, from policy selection to claims support, and remain available 24/7 through our client center. With a focus on proactive risk management, we help clients navigate complex insurance decisions while emphasizing transparency and trust. Our reputation as a trusted advisor is built on decades of delivering comprehensive solutions and unwavering support during critical moments.
Services
Home Insurance Auto Insurance Business Insurance Cyber Liability Insurance High Net Worth Insurance Church Insurance Valuable Possessions Insurance General Liability Insurance
Highlights and features
  • We have over 100 years of combined experience in insurance advisory services
  • We offer personalized service tailored to each client's unique needs
  • We represent multiple top-rated insurance companies nationwide
  • We provide 24/7 client support through our online center
  • We are locally owned and deeply committed to Central Florida
Services
Home Insurance
Protect your home against common risks including water damage, fire, and personal liability claims. Our policies offer replacement cost coverage with no cap and include optional flood and equipment breakdown protections. We help homeowners in Central Florida secure comprehensive policies that address modern risks like cyber threats and secondary home exposures.
Business Insurance
Customized protection for companies including general liability, cyber liability, and business owners policies. We specialize in church insurance and professional services coverage, helping businesses in Orlando and Central Florida manage risks from employee practices liability to equipment breakdowns while ensuring compliance with evolving regulations.
Cyber Liability Insurance
Safeguard against digital threats with coverage for data breaches, identity theft, and cyber attacks. Our policies address risks from malware infections to smart technology vulnerabilities, providing financial protection and response resources for both personal and business clients in our increasingly connected world.
High Net Worth Insurance
Specialized coverage for valuable assets including luxury homes, collector cars, and fine art collections. We provide personal floaters for high-value items, excess liability policies, and tailored solutions for secondary homes, ensuring comprehensive protection that standard policies typically exclude or limit.
Church Insurance
Comprehensive risk management for places of worship covering property damage, liability claims, and employment practices. Our policies address unique needs of churches, synagogues, and mosques including flood protection, equipment breakdown, and liability coverage for community events and staff-related risks.
Questions
What types of personal insurance do you offer?
We provide home, auto, condo, high net worth, and valuable possessions insurance tailored to individual needs.
Do you specialize in business insurance solutions?
Yes, we offer cyber liability, general liability, business owners, and church insurance for companies of all sizes.
Are you available for emergency claims support?
Our 24/7 client center provides immediate assistance for claim reporting and policy adjustments.
How do you customize insurance coverage?
Our independent advisors analyze individual risks and combine policies from multiple top-rated carriers to create comprehensive solutions.
Do you serve clients outside Orlando?
We provide insurance services throughout Central Florida, including Winter Park, Maitland, and Lake Mary.
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