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Your Local Insurance & Tax Experts in Winter Park
Founded over 25 years ago, our agency has built a reputation for delivering comprehensive insurance and tax solutions tailored to individual and business needs. We partner with top-rated insurance carriers to offer personal and commercial auto, homeowners, general liability, workers' compensation, and surety bond coverage, ensuring clients receive reliable protection. Our tax services provide year-round support for individual and corporate filings, including ITIN applications and prior-year returns, with flexible payment options that allow clients to pay nothing upfront and have fees deducted directly from tax refunds. Located in Winter Park, Florida, we serve communities across Seminole, Orange, and surrounding counties, combining local expertise with nationwide service capabilities.

Our owner-operated structure ensures personalized attention and competitive pricing, supported by a user-friendly online portal for document submission, appointment scheduling, and real-time preparation tracking. We prioritize client satisfaction through transparent communication, experienced professionals, and a commitment to simplifying complex insurance and tax processes. Our team stays current with evolving regulations to maximize refunds and minimize liabilities while maintaining compliance. With decades of combined experience, we pride ourselves on building long-term relationships founded on trust, integrity, and results-driven service delivery.
Services
Personal Auto Insurance Homeowners Insurance General Liability Workers Compensation Surety Bonds Tax Preparation Corporation Setups ITIN Applications Prior Year Taxes Business Insurance
Highlights and features
  • We offer 25+ years of combined insurance and tax expertise
  • We partner with A-rated insurance carriers for reliable coverage
  • Our tax services include $0 upfront payment options
  • We provide personalized service through our owner-operated business
  • Our online portal streamlines document submission and tracking
Services
Personal Auto Insurance
We provide customized auto insurance policies protecting personal vehicles against liability, collision, and comprehensive risks. Our A-rated carrier partnerships ensure reliable coverage for drivers with diverse needs including new drivers, high-risk profiles, and specialty vehicles. Clients benefit from competitive rates and dedicated support for claims processing and policy adjustments.
Homeowners Insurance
Our homeowners insurance protects residential properties against damage from fire, theft, natural disasters, and liability claims. Policies include options for additional structures, personal property coverage, and loss-of-use protection. We help clients navigate Florida-specific risks while maintaining affordability through strategic carrier partnerships and tailored policy structures.
Tax Preparation
We offer year-round tax preparation for individuals and corporations, including prior-year returns and ITIN applications. Our RefundTRANSFER program allows clients to pay nothing upfront, with fees deducted directly from tax refunds. Services cover federal/state filings, business entity setups, and complex schedule reporting with a focus on maximizing refunds legally.
Workers Compensation
We provide workers' compensation insurance meeting Florida's statutory requirements for businesses with employees. Policies cover medical expenses, lost wages, and legal liabilities from workplace injuries. Our solutions cater to diverse industries including construction, janitorial services, and professional offices while ensuring compliance with state regulations.
Surety Bonds
Our surety bond services include license/permit bonds, contract bonds, and court bonds for businesses and individuals. We specialize in Florida motor vehicle dealer bonds, janitorial bonds, and contractor license bonds through a streamlined application process. Clients receive competitive rates and guidance to meet regulatory or contractual obligations.
People
John Maldonado
Owner
John Maldonado leads Accord Tax Service with over 25 years of industry experience. He established the agency to provide personalized insurance and tax solutions while maintaining community-focused service standards in Winter Park.
Questions
What insurance types do you offer?
We provide personal auto, homeowners, commercial liability, workers' compensation, and surety bonds along with specialized coverage for boats, RVs, and commercial vehicles.
Can I prepare taxes without upfront payment?
Yes, our RefundTRANSFER program lets you pay nothing upfront as fees are deducted directly from your tax refund after processing.
Do you serve areas outside Winter Park?
We service all Florida counties including Orange, Seminole, Volusia, Osceola, Lake, and Polk with both insurance and tax services.
How can I submit documents for tax preparation?
Use our secure online portal to upload forms, track preparation status, and communicate with our team 24/7 from any device.
Are your insurance quotes truly same-day?
Yes, we offer instant quotes through partnered A-rated carriers with options for immediate policy issuance in most cases.
What sets you apart from chain tax services?
As an independent provider, we combine personalized service with flexible payment options and deep local expertise unlike standardized corporate tax chains.