Business Details
15 Years
experience
Emergency
services
Your Trusted Insurance Partner in Melbourne, FL
Erb & Young Insurance has been dedicated to providing personalized insurance solutions since its founding. Our team of experienced professionals works closely with clients across Florida and beyond to identify coverage that aligns precisely with their unique needs. As an independent agency, we represent over 100 insurance carriers, ensuring competitive pricing without compromising quality. Our approach emphasizes relationship-building over transactional interactions, with a focus on educating clients about their options. We invest heavily in staff training to ensure exceptional service delivery, combining technical expertise with empathetic communication. Our commitment to continuous improvement drives both personal and professional growth within our team, which translates directly into superior client outcomes.With offices in Melbourne and Orlando, we serve individuals and businesses statewide, offering tailored solutions for homeowners, auto, commercial properties, and specialized professional liability needs. Our track record of resolving complex insurance challenges demonstrates our capability to handle even the most demanding situations. We measure success through client satisfaction and long-term partnerships built on trust and reliability. This philosophy of 'savings with integrity' has earned us recognition as a preferred insurance partner in the communities we serve.
Services
Homeowners Insurance
Auto Insurance
Flood Insurance
Commercial Property Insurance
Professional Liability Insurance
Workers Compensation
Boat Insurance
Cyber Insurance
General Liability Insurance
Golf Carts Insurance
Details
- Year established: 2011
Highlights and features
- We represent over 100 insurance carriers to find you optimal coverage options
- Our agents specialize in customized insurance solutions for Florida's unique risks
- 20+ years of combined leadership experience in insurance brokerage services
- We prioritize relationship-based service over transactional interactions
- Our team receives specialized training in empathetic client communication
What people say
Excellent service
No hurdle couldn't handle
Save precious time and money
Personalized insurance options
Covered specific situations
Services
Homeowners Insurance
Our homeowners insurance protects Florida residences against common risks including storms, theft, and liability claims. Policies include dwelling coverage, personal property protection, and liability safeguards tailored to state-specific hazards. Our agents help clients understand policy details and select appropriate coverage limits based on property value and location.
Professional Liability Insurance
This specialized coverage protects Florida professionals against claims arising from service-related mistakes or negligence. We offer policies for real estate agents, medical professionals, consultants, and technology providers that cover legal defense costs and settlements related to professional services rendered.
Commercial Property Insurance
We provide comprehensive protection for Florida business properties including buildings, equipment, and inventory. Our policies address risks like hurricanes, fires, and vandalism while offering optional coverages for business interruption and specialized equipment needs across industries like hospitality and contracting.
Cyber Insurance
Our cyber insurance solutions help Florida businesses mitigate risks from data breaches and cyber attacks. Coverage includes data recovery costs, legal expenses, and business interruption losses. We work with clients to implement security protocols while providing financial protection against evolving digital threats.
Workers Compensation Insurance
We offer workers compensation policies meeting Florida's requirements for businesses with employees. Our coverage includes medical expense reimbursement, wage replacement, and legal defense for work-related injuries or illnesses while helping employers implement safety protocols to reduce workplace risks.
People
Brett Young
President & CEO
Brett combines insurance expertise with team-building experience, co-founding Erb & Young with his brother Taylor and partner Rod. He focuses on developing talent and maintaining client relationships while managing agency operations.
Rod Erb
Chief Marketing Officer
As co-founder and marketing leader, Rod leverages his sales expertise to grow the agency's market presence. He oversees strategic development while maintaining client relationships and managing day-to-day marketing operations.
Taylor Young
Chief Operating Officer
Taylor manages daily operations and team development, applying his UCF basketball background to build cohesive teams. He focuses on long-term relationships and employee satisfaction to enhance client service delivery.
Jessica LaPlante
Vice President of Relationship Management
With 15+ years in insurance, Jessica specializes in team leadership and client relations. She develops talent within the agency while managing complex client accounts and maintaining multi-generational family involvement in the industry.
Matt Main
Vice President of Agency Distribution
Matt brings 20+ years of insurance sales experience to his role, focusing on expanding agency partnerships and distribution networks. He provides strategic guidance to agents while maintaining hands-on client service responsibilities.
Questions
What types of insurance does Erb and Young offer?
We provide homeowners, auto, flood, commercial property, professional liability, workers compensation, boat, cyber, general liability, and golf cart insurance for Florida residents and businesses.
How do you help clients find affordable insurance?
As independent agents representing 100+ carriers, we compare multiple options to find coverage that balances cost-effectiveness with comprehensive protection tailored to each client's specific needs.
Do you offer specialized insurance for Florida businesses?
Yes, we provide customized commercial insurance packages including property, liability, cyber, and professional liability coverage for Florida businesses in industries like contracting, healthcare, and technology.
What areas do you serve?
We serve clients throughout Florida with offices in Melbourne, Orlando, Mount Dora, Sarasota, Tampa, St. Petersburg, Jupiter, Dade City, Weston, and Pensacola, plus Charlotte, NC and Suwanee, GA.
How quickly can I get insurance coverage?
Our agents work efficiently to assess your needs, compare options from multiple carriers, and implement coverage typically within 1-3 business days depending on policy complexity.
What makes Erb and Young different from other agencies?
We combine technical expertise with relationship-focused service, investing in staff training to deliver personalized solutions while maintaining independence from specific insurance carriers.
