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Insurance Plan Administrators offers affordable coverage for all of your insurance needs. We work closely with clients to find the best mix of coverage options from our long established associations with some of the best carriers available to individuals, families and business owners. From medical, dental, disability and life insurance to analyzing your health care needs and options, Insurance Plan Administrators specializes in helping you understand and navigate your insurance.

The experienced agents at Insurance Plan Administrators are dedicated to providing personalized service and convenience, as well as affordable coverage that simplify today's overwhelming insurance market. You want the best insurance protection, but you also require clarification on the many options available that match up with your particular needs.

Finding the most suitable plans and customizing insurance precisely for business owners, individuals and families, is what Insurance Plan Administrators does best. Our insurance experts provide you with a clear picture of a wide range of solutions at the most competitive rates.
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About
Insurance Plan Administrators is an independent insurance agency that has been and continues to be dedicated to overseeing the insurance needs of employers, individuals and families for many years.
Our insurance specialists are available throughout the year to offer professional assistance with insurance policies, claims resolution, enrollment meetings, COBRA administration and many other services.
We work side by side with clients to ensure they receive fair and efficient payment for claims and that coverage meets their needs.
Group Insurance
Sorting through a multitude of insurance options to find the best group benefits package for your business can be a challenge for any employer.
Offering a wide range of insurance products at affordable rates, Insurance Plan Administrators provides straightforward guidance and sensible group plans that are tailored to suit today's business owner's requirements.
Few people have the ability to save a significant amount of their income for when they need it most, an emergency.
Furthermore, with the rising cost of, well, everything, finding employment with insurance coverage is basically a necessity nowadays.
Group Health
Insurance Plan Administrators understands that while you want to provide the best group health plan possible for your employees, you need cost effective insurance with sufficient coverage that gives you peace of mind.
Our experienced Grand Rapids insurance specialists take the time to discuss a wide variety of policy options that benefit employees at rates you can afford.
Regardless of the size of your staff or particular benefit objectives, Insurance Plan Administrators selects from among a wide network of carriers to find the group health insurance plan that is appropriate for your business.
Dental and Vision
Many modern jobs can strain one's vision.
Staring at a computer all day it is not uncommon that a person will need to see an optometrist due to eye strain and possibly to check if a prescription is needed.
Having poor vision affects productivity in almost every job, leading to a staff that is less efficient than it could be.
With this in mind, it is a good idea to make sure that your employees have adequate insurance to make certain that they can work to their full potential.
However, with so many insurance options available to business owners in Grand Rapids, selecting the best group health plan for your employees can be confusing and requires careful consideration.
Life and AD&D
Life and Accidental Death and Dismemberment (AD&D) coverage helps pay lump sums in the event of death or a serious accident that is fatal, or causes permanent injury/disability, or dismemberment.
Insurance Plan Administrators provides Life and AD&D insurance for groups and/or individuals.
Your plan may include coverage for individuals and dependents and usually applies in the event of an injury, paralysis or death resulting from a covered accident or illness.
If you or your employee suffers an accidental injury or death that is covered by a Life and AD&D policy, Insurance Plan Administrators will assist the employee's beneficiary in obtaining payment that is based on the coverage amount.
Disability
If an employee at your Grand Rapids business is unable to work for an extended period of time due to an accident or illness, Insurance Plan Administrators long term, or short term disability plans can cover a portion or all of the lost income, enabling an injured employee to meet expenses.
Insurance Plan Administrators offers flexible and affordable plans, with tax deductible premiums, as part of comprehensive group health coverage for your company.
As of 2013, the US Social Security Administration found that a little over 1 in 4, 20-year-olds will become disabled before they retire.
Long Term Care
Frequently included in benefits offered by today's top employers, long term care insurance has become a necessary part of a comprehensive insurance package for many employees.
Of course, an employer and company is there to make a profitable business.
Insurance Plan Administrators offers free quotes from a range of carriers that allow Grand Rapids companies to get the best rates that fit their business and group health plan objectives.
Long term care insurance provides assistance that goes beyond disability coverage when a person is unable to carry out regular daily activities following an accident or illness.
Life and Health
It is important to make sure that when your employees fall sick that they are taken care of.
As trusted insurance advisers in Grand Rapids, Insurance Plan Administrators offers affordable and flexible Group life plans and health benefit packages to businesses of all sizes.
Our experienced specialists work closely with business owners to design the packages that help attract and retain the kind of workforce you want to attract.
Just as buying in bulk can save you money the same principle exists for insurance.
Life Insurance
No one ever plans to have an accident or succumb to a medical condition.
Fortunately, with good health habits, we can look forward to a long life expectancy.
Choosing the right life insurance is an important and responsible investment that ensures the wellbeing of our dependents and the appropriate dispersal of our assets when it is most needed.
Insurance Plan Administrators provides individuals and families in Grand Rapids with access to a wide range of carriers that help them choose among the best options to meet specific financial goals.
Individual Health
This is why health insurance exists.
To help those individuals who plan ahead to keep their financial situation in tact in the event of a health issue.
The cost of seeing a doctor or being hospitalized is always increasing, leading many to debts that they are not able to afford.
Regardless of your age, present physical health, or any existing health coverage you may already have, choosing the right health insurance options that fit your particular needs, as well as your budget, requires the skill and experience of an insurance expert to ensure that you and your loved ones are fully protected.
Medicare
Medicare has gone through a number of changes in the last few years and it can be hard to keep up with how policies evolve and how the market fluctuates.
Some of these changes have been beneficial for all involved while others shift resources to areas that require individuals to make adjustments to secure their quality of life.
Insurance Plan Administrators is here to help make sure you can keep living the life you want.
If you are turning 65 years of age and looking for a Medicare plan, Insurance Plan Administrators insurance experts provide access to the carriers you need in order to make an informed decision from every available Medicare option.
Medicare Supplement
Although Medicare pays for a portion of your health care costs, certain services and costs are not covered.
Medicare supplemental plans (sometimes referred to as Medigap) fill in the gaps where Medicare insurance alone does not cover your costs.
The experienced Insurance Plan Administrators health insurance experts can answer your questions about out-of-pocket costs and Medicare Supplement premiums and ensure you are fully protected.
Consisting of two basic parts, Medicare Part "A" provides certain hospital services; while Part "B" refers to coverage for visits to a doctor's office as an outpatient and is subject to additional paid premiums.
Medicare Advantage
Medical Advantage plans, (sometimes referred to as Part C) involve independent insurance providers taking over the original Medicare plans of Part A and Part B while often adding additional benefits.
This was created so that healthy competition can happen between independent providers which leads to better coverage and cost for the individual consumer.
Insurance Plan Administrators Medicare Advantage plans can be tailored to include prescription drug coverage and other services such as vision care and specialized wellness and fitness services, in addition to extra benefits not paid by Medicare alone.
Prescription Drug Plan
Being able to properly afford the medication you need to retain your quality of life is of no small importance.
But the problem is not finding coverage rather it is finding the right coverage for your needs.
Insurance Plan Administrators prescription drug plans provide you with practical alternatives and make managing your costs for medications less of a challenge.
We offer a range of Medicare Part D coverage options to Grand Rapids residents that help cover the cost of your medications and ensure you benefit from maximum savings.