Business Details
Your Trusted Insurance Advocates in Alabama
Founded in 1896, we are Alabama's largest and oldest association dedicated to Property and Casualty Insurance, representing over 250 members statewide. Our organization empowers independent insurance agencies by providing access to diverse insurance markets, specialized coverages, and comprehensive educational resources. Through our AIMS department, we offer exclusive services including Error & Omissions, Cyber, and Employment Practices Liability insurance tailored to our members' needs. Our award-winning Education Department delivers in-class courses and webinars accessible to all insurance professionals, fostering industry expertise and professional growth. We maintain a robust lobbying presence during Alabama legislative sessions and national advocacy efforts through IIABA, ensuring the independent agency system's sustainability.Our mission remains unwavering: to advocate relentlessly for independent insurance agents while serving the public's best interest. With direct access to premier insurance markets like Big I Markets and Coalition's cyber insurance solutions, we equip members with competitive advantages. Our services extend to employment profile tests, website development, and premium financing solutions, all designed to strengthen our members' operational capabilities. Through strategic partnerships and exclusive programs such as RLI's Personal Umbrella and Selective Flood Insurance, we deliver value-added resources that enhance member agencies' market position. Our commitment to innovation is demonstrated through technology-driven solutions like Coalition's automated risk assessment tools and continuous cybersecurity monitoring services.
Services
Property Insurance
Casualty Insurance
Life & Health Insurance
Employee Benefits
Cyber Liability Insurance
Personal Umbrella Policies
Flood Insurance
Commercial Package Policies
Error & Omissions Insurance
Premium Financing
Highlights and features
- We offer exclusive access to premier insurance markets like Big I Markets and Coalition since 1896
- Our award-winning education department provides state-specific insurance training programs
- We maintain dedicated legislative advocacy efforts during Alabama's annual legislative sessions
- We provide specialized coverages including Cyber Liability and Employment Practices Liability insurance
- Our members benefit from technology-driven solutions like automated risk assessment tools
Services
Cyber Liability Insurance
Our Cyber Liability Insurance solutions partner with Coalition to provide technology-driven protection against cyber threats. This coverage includes automated risk assessments during quoting, continuous monitoring for emerging threats, and dedicated cybersecurity expert support. Policies feature automated alerts, threat intelligence, and specialized claims handling teams to address breaches effectively.
Personal Umbrella Policies
RLI Personal Umbrella Policies offer up to $5 million in excess liability coverage beyond standard homeowners and auto insurance. These policies protect assets without requiring underlying carrier relationships, featuring flexible underwriting criteria and coverage for households with youthful operators or international licenses.
@Home Business Insurance
Designed for small businesses operating from home, this coverage protects against equipment theft, power surges, and liability claims. Policies include up to $1 million liability limits, $100,000 business property protection, and loss of income coverage starting at $150 annually.
Flood Insurance Programs
Through the Big I Flood program and Selective Insurance partnership, we provide access to National Flood Insurance Program (NFIP) policies. This includes primary flood insurance solutions with strong commissions and FEMA compliance support for residential and commercial properties.
Agency Support Services
Our AIMS department offers exclusive services including Error & Omissions, Cyber, and Employment Practices Liability insurance. We provide website development, employment profile tests, premium financing options, and direct carrier access to enhance agency operations and risk management capabilities.
Questions
What insurance markets do you provide access to?
We offer access to Big I Markets, Coalition Cyber Insurance, RLI Personal Umbrella, Selective Flood Program, and Eagle Agency partnerships with carriers like Travelers and Progressive.
How can independent agents benefit from membership?
Members receive exclusive insurance programs, educational resources, legislative advocacy, premium financing options, and direct access to specialized insurance markets with no volume commitments.
What educational resources are available?
Our award-winning Education Department provides in-state courses, webinars, and designation programs including CISR-CIC cross-credit opportunities for professional development.
Do you offer cyber insurance solutions?
Yes, through our partnership with Coalition, we provide technology-enabled cyber insurance with automated risk assessments and continuous monitoring services for small to mid-sized businesses.
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