Business Details
50+ Years
experience
Your Trusted Insurance Partner in Orange, CA
Since 1971, Pacific Educators has built long-standing relationships with top-rated insurance carriers to provide high-quality Life, Disability, and Cancer Insurance plans tailored for California School Personnel, educators, and their families. Our commitment to affordability stems from low-pressure marketing strategies and minimal overhead, allowing us to pass savings directly to our clients. We prioritize personalized service, ensuring prompt human support for claims and inquiries, eliminating automated phone systems. With over 50 years of experience, we specialize in designing insurance solutions that meet the unique needs of educational institutions and personnel. Our payroll deduction and automatic withdrawal options simplify enrollment and payment processes for school districts and employees.We maintain transparency in pricing and policy details, focusing on clear communication and trust. Our teams expertise in educational insurance ensures clients receive tailored guidance for selecting and managing coverage. By avoiding traditional sales teams and advertising expenses, we deliver cost-effective plans without compromising quality. Our track record of reliable claims processing and responsive customer service has earned the trust of over 280 California School Districts. We remain dedicated to evolving with the needs of educators while upholding our founding principles of integrity and client-centric service.
Services
Life Insurance
Disability Insurance
Cancer Insurance
Student Accident Insurance
International Health Insurance
Details
- Year established: 1971
Highlights and features
- We have over 50 years of experience in educational insurance.
- We offer payroll deduction and automatic withdrawal options.
- Our team provides prompt human customer service.
- We work with top-rated insurance companies.
- We specialize in insurance for California School Personnel.
What people say
Prompt human attention
Excellent service
Timely responses
Stress-free claims
Financial relief
Services
Disability Insurance
Our California Teacher Disability Plans replace income when employees are sick or injured off the job. Policies pay 12 months a year, 365 days, without requiring district input on sick leave or work schedules. We handle claims efficiently, ensuring timely payments to support educators during critical times.
Life Insurance
We offer customizable Life Insurance plans with low group rates for school personnel. Coverage options range from $50,000 to $1,000,000 in Level Term, Universal, or Whole Life policies. Our plans provide financial security for families while maintaining affordability through streamlined administration and carrier partnerships.
Cancer Insurance
Designed to offset rising cancer treatment costs, our Cancer Insurance plans provide direct financial support for employees and families. Policies cover expenses beyond standard health insurance, including deductibles, co-payments, and non-medical costs. We simplify claims processing to ensure rapid assistance during treatment.
Student Accident Insurance
Affordable plans meet California Education Code requirements for accidental injuries. Two benefit levels include 'High Option' for families without coverage or high deductibles. Policies cover school-time or 24/7 incidents, paying the first $500 regardless of other insurance to reduce out-of-pocket expenses for families.
International Health Insurance
StudentSecure and Atlas Travel Insurance plans provide worldwide health coverage for students, travelers, and families. Features include emergency evacuation, maternity care (select plans), and adventure sports coverage. We offer short-term and academic-year policies tailored for international education and travel needs.
Questions
What insurance plans do you offer for educators?
We provide Life, Disability, Cancer, and Student Accident Insurance plans specifically designed for California school personnel, districts, and their families.
Can I enroll in coverage outside my school district?
Our plans are available to California school employees working over 20 hours weekly and their families through district payroll deduction or direct billing.
How do I file a claim?
Contact our office directly for claim forms and assistance. We process claims promptly without requiring district verification for non-integrated policies.
Do you offer international coverage?
Yes, we provide StudentSecure and Atlas Travel Insurance plans for students and travelers with global health coverage and emergency services.
What payment options are available?
Most districts use payroll deduction. We also accept automatic bank withdrawals for individuals not enrolled through their school district.
