Business Details
50+ Years
experience
Emergency
services
Your Trusted Partner for Medical Malpractice Insurance
Founded in 1975 by a group of California physicians, Cooperative Of America Physicians (CAP) was established to address the rising costs of medical malpractice coverage. As a physician-led organization, we have maintained a steadfast commitment to providing affordable, reliable malpractice insurance tailored to the unique needs of healthcare professionals. Our expertise spans over five decades, during which we have developed comprehensive risk management tools and practice resources to help physicians navigate the evolving healthcare landscape. We prioritize stability through our Mutual Protection Trust (MPT) model, which has consistently achieved an A+ (Superior) rating from A.M.Best since 2006. Our authoritativeness is reinforced by our dedicated law firm, Schmid & Voiles, which has defended California healthcare providers since 1984. Trust is central to our mission, demonstrated through our 24/7 Risk Management Hotline, free patient safety resources, and a member-centric approach that has grown our coverage to over 13,000 physicians. We remain focused on delivering value through innovative solutions like telemedicine coverage at no additional cost, ensuring our members can concentrate on patient care without compromising financial security.
Services
Medical Malpractice Coverage
Risk Management Resources
Practice Management Services
Telemedicine Coverage
Patient Safety Resources
CME Programs
Legal Defense
HR Support
Group Purchasing Program
Long-Term Care Benefits
Details
- Year established: 1975
Highlights and features
- We offer 50 years of physician-led expertise in medical malpractice insurance.
- Our A+ (Superior) rating from A.M. Best ensures financial stability and reliability.
- 24/7 Risk Management Hotline provides immediate guidance for adverse events.
- Customized coverage includes telemedicine protection at no additional cost.
- Dedicated law firm defends California healthcare providers since 1984.
Associations and certifications
- A.M. Best
What people say
24/7 risk hotline
A+ financial rating
Customized coverage
Free CME programs
Dedicated legal team
Services
Medical Malpractice Coverage
Customized malpractice insurance for physicians and medical groups. Our Mutual Protection Trust model ensures stable rates and comprehensive defense services. Tailored to solo practitioners and large healthcare institutions.
Risk Management Resources
24/7 hotline access to risk specialists, practice surveys, and adverse event management tools. Focuses on reducing malpractice claims through proactive protocols and legal guidance.
Practice Management Services
Free HR manuals, billing guides, and vendor directories to optimize practice efficiency. Designed to address administrative challenges faced by modern medical practices.
Telemedicine Coverage
No-cost extension of malpractice coverage for telehealth services. Addresses liability risks associated with virtual patient consultations and remote care delivery.
CME Programs
Accredited risk management courses like 'Take Aim at Risk' to fulfill licensing requirements. Combines patient safety training with practical strategies for reducing clinical liability.
People
Robert Fessinger
Managing Attorney
Specializes in medical malpractice defense since 1991. Handles litigation from inception to trial. Lectures on risk management for healthcare providers.
Michael Lamb
Managing Attorney
Defends physicians and hospitals with 40+ years of legal experience. Former claims representative background informs practical defense strategies.
Denise Greer
Managing Attorney
Focuses on arbitration and appellate advocacy. Combines nursing experience with legal expertise to represent CAP members effectively.
Bryan Dildy
Attorney
Healthcare risk management specialist with JD, MPA, and certifications in patient safety. Advises on clinical-legal risk reduction strategies.
Lawrence Wong
Attorney
Medical malpractice defense expert since 1992. ABOTA member with trial experience in Superior Court and binding arbitrations.
Questions
What types of medical malpractice coverage does CAP offer?
CAP provides customized malpractice insurance for solo physicians, small/midsize groups, and large healthcare institutions through its Mutual Protection Trust model.
How do I apply for CAP coverage?
Apply online or contact our Sales Representative at 800-356-5672 to discuss tailored insurance solutions for your medical practice.
Does CAP offer risk management support?
Yes, we provide 24/7 Risk Management Hotline access, practice surveys, adverse event guidance, and CME-accredited training programs.
What additional benefits come with CAP membership?
Members receive free HR resources, group purchasing discounts, telemedicine coverage, and patient safety publications to enhance practice operations.
Is CAP financially stable?
CAP maintains an A+ (Superior) rating from A.M. Best for 18 consecutive years, ensuring long-term stability for our 13,000+ members.
How does CAP handle malpractice claims?
Our dedicated law firm, Schmid & Voiles, provides legal defense services with a focus on minimizing liability and achieving favorable outcomes.
