Business Details
3 Years
experience
Your Trusted Insurance Partner in Huntington Beach
Set Sail Insurance Group was founded with a mission to empower families and communities through comprehensive financial protection solutions. We specialize in life insurance, retirement planning, and healthcare services, partnering exclusively with top-rated providers to ensure our clients receive the most competitive and reliable options available. Our team of experts brings decades of combined experience in the insurance industry, with a particular focus on legacy building and retirement optimization for educators and public servants. We prioritize personalized service, offering one-on-one consultations to help clients navigate complex financial decisions and create tailored strategies that align with their unique needs. Our commitment to transparency and client education ensures that every decision our clients make is informed and confident.We maintain rigorous standards of professionalism and ethical conduct, adhering to all regulatory requirements while maintaining active partnerships with major insurance carriers. Our innovative approach combines traditional insurance products with modern financial planning techniques to help clients achieve long-term security. We continuously monitor market trends and product developments to provide up-to-date solutions that address evolving financial challenges. Our dedication to community service is reflected in our sponsorship of the Teachers Association of Long Beach and our specialized programs for educators. Through our combination of industry expertise, personalized service, and commitment to client success, we strive to be the trusted partner that helps families build lasting financial legacies.
Services
Life Insurance
Medicare Advantage
Retirement Accounts
Covered California
Final Expense Insurance
Long Term Care Insurance
Disability Insurance
Annuity Planning
CalSTRS Pension Reviews
403(b) Transfers
Details
- Year established: 2023
Highlights and features
- We partner exclusively with top-rated insurance providers for reliable coverage options
- Our team includes specialists with 15+ years of healthcare industry experience
- We offer personalized one-on-one consultations for tailored financial strategies
- We provide specialized retirement planning for educators and public servants
- Our licensed agents respond to inquiries within 20 minutes during business hours
What people say
Personalized one-on-one consultations
Timely agent response within 20 minutes
Specialized educator retirement planning
Clear explanations of complex products
Competitive carrier partnerships
Services
Life Insurance
We offer comprehensive life insurance solutions including term, universal, and final expense policies. Our products provide financial protection for loved ones, debt coverage, and retirement income supplementation. Policies include accelerated death benefits for critical illnesses and tax-free cash value accumulation options. Our specialists help clients select appropriate coverage amounts and terms based on individual needs.
Retirement Accounts
Our retirement account services include fixed annuities, indexed annuities, and IRA solutions. We help clients create guaranteed income streams through pensionizing strategies and offer multi-year guarantee options. Our specialists assist with 403(b) transfers, 401(k) rollovers, and customized retirement income planning to complement Social Security and pension benefits.
Medicare Advantage
We provide comprehensive Medicare Advantage guidance including Part C and Part D coverage options. Our specialists help clients understand enrollment periods, coverage levels, and prescription drug plans. We offer personalized comparisons of available carriers and assist with selecting plans that match individual healthcare needs and budget requirements.
Covered California
As certified brokers, we help individuals and small businesses navigate Covered California options. Our services include plan comparisons, eligibility verification for subsidies, and enrollment assistance. We provide guidance on essential health benefits, dental/vision coverage options, and Medi-Cal eligibility while ensuring compliance with state and federal regulations.
Educator Retirement Planning
We specialize in retirement planning for educators and public servants through personalized CalSTRS and CalPERS pension reviews. Our services include pension gap analysis, TSA/403(b) comparisons, and strategies to maximize retirement income. We provide in-person consultations to explain complex financial concepts and help educators make informed decisions about their retirement savings.
People
Mick Attardo
President, Founder
B.A. in Political Science with focus on Global Politics from CSULB. Retirement consultant specializing in legacy building and educator pension optimization. Experienced in annuities, life insurance, and healthcare planning. Active conservationist and surfer who explores California coastlines with his dog Arya.
David Hunter
Vice President
Healthcare industry expert with 15+ years assisting Medicare recipients. Focuses on personalized service delivery and clear communication of complex insurance concepts. Committed to timely client support and long-term customer relationships. Father of two with deep understanding of healthcare needs for seniors.
Questions
What insurance products do you specialize in?
We specialize in life insurance (term, universal, final expense), Medicare Advantage, retirement accounts (annuities, IRAs), Covered California plans, and educator-specific retirement solutions.
Are you affiliated with Covered California?
We are certified Covered California brokers but operate independently. We help clients compare all available plans while maintaining no official affiliation with the state program.
How quickly can I get assistance?
Our licensed agents typically contact clients within 20 minutes of submitting a request during normal business hours (9am-5pm PST).
Do you work with educators specifically?
Yes, we provide specialized retirement planning for educators including CalSTRS and CalPERS pension reviews, TSA/403(b) comparisons, and pension gap analysis.
What areas do you serve?
While based in Huntington Beach, we serve clients throughout California with a particular focus on Long Beach and surrounding communities.
Can you help with existing insurance policies?
Yes, we review existing policies to ensure they meet current needs and help explore better rate options when appropriate.
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