Business Details
39 Years
experience
Your Trusted Business Insurance Partner in Huntington Beach, CA
INM Insurance Services has provided comprehensive insurance solutions since 1987, serving businesses across California, Nevada, Texas, Arizona, Illinois, Florida, and New York. Specializing in tailored policies for gas stations, auto repair garages, apartment complexes, and restaurants, we partner with top providers like Nationwide and Travelers to meet individual client needs. Our family-owned agency prioritizes long-term relationships, offering personalized service and expert guidance to protect businesses and their owners. With decades of experience, we ensure clients receive competitive pricing and coverage that addresses specific risks, maintaining a commitment to transparency and client satisfaction. 
Services
Gas Station Insurance
Auto Repair Garage Insurance
Apartment Building Insurance
Workers Compensation
Business Owners Policy
Restaurant Insurance
Commercial Auto Insurance
General Liability Insurance
Details
- Year established: 1987
Highlights and features
- Family-owned agency with 35+ years of industry experience
- Specialized insurance solutions for high-risk commercial sectors
- Personalized policy development with top-tier carriers
- Client-focused approach prioritizing long-term relationships
- Expert guidance through complex insurance requirements
Associations and certifications
- Nationwide
- Oregon Mutual
- Hartford
- Travelers
What people say
Very kind and professional
Easy to navigate website
Super insurance guy
Services
Gas Station Insurance
Specialized insurance for gas stations addressing environmental risks, property damage, and liability claims. Covers contamination incidents, equipment breakdowns, and 24/7 operational hazards. Includes pollution liability, cyber protection, and workers compensation components tailored to fuel retail operations.
Auto Repair Garage Insurance
Comprehensive protection for vehicle service businesses covering garagekeepers liability, property damage, and employee injuries. Includes equipment breakdown coverage and pollution liability for repair operations handling hazardous materials. Designed for shops, dealerships, and body repair facilities.
Apartment Building Insurance
Tailored policies for apartment complexes addressing property damage, liability claims, and rental income protection. Covers building structures, outdoor amenities, and incidental business operations. Includes ordinance compliance coverage for California's tenant protection regulations.
Restaurant Insurance
Complete risk management for restaurants including liability protection, property insurance, and liquor liability coverage. Features equipment breakdown protection, food spoilage insurance, and cyber liability for payment processing systems. Designed for dine-in, takeout, and delivery operations.
Commercial Auto Insurance
Fleet insurance solutions meeting California's regulatory requirements for commercial vehicles. Covers liability, collision, and comprehensive damages. Includes specialized options for heavy-duty trucks, delivery vehicles, and non-owned auto liability protection for company drivers.
Questions
What types of business insurance do you specialize in?
We specialize in gas station, auto repair garage, apartment building, restaurant, and commercial auto insurance, along with general liability and workers compensation policies.
How do you tailor insurance policies to specific businesses?
Our agents conduct detailed consultations to understand your operations, then leverage partnerships with top carriers to create customized coverage plans addressing your unique risks.
Do you offer insurance for new businesses?
Yes, we provide coverage options for both new and established businesses, including specialized policies for startups in high-risk industries like gas stations and repair shops.
How quickly can I get a quote?
Our streamlined process delivers expedited quotes through our website or by contacting our Huntington Beach office directly for immediate assistance.
What areas do you serve?
We serve businesses across California, Nevada, Texas, Arizona, Illinois, Florida, and New York, with primary operations in Southern California cities like Huntington Beach and Los Angeles.
How do claims work with your agency?
We guide clients through the entire claims process, coordinating with insurers to ensure timely resolution while maintaining transparent communication throughout the case.
