Business Details
18 Years
experience
Your Trusted Financial Advisory Partner
Semel Risk Consultants is a full-service financial advisory firm dedicated to providing personalized insurance and financial planning solutions. Founded in 2008, we specialize in tailoring services to meet the unique needs of individuals and small businesses. Our team of experts brings decades of combined experience in insurance, retirement planning, tax strategy, and estate planning. We operate as a true fiduciary, prioritizing client needs above all else while maintaining transparency and integrity.Our approach combines industry-leading knowledge with a deep understanding of evolving financial regulations to deliver actionable, client-focused solutions. With offices in Nevada and California, we serve clients nationwide through personalized consultations and ongoing support. Our commitment to excellence is reflected in our 1,000+ satisfied clients and our focus on building long-term relationships based on trust and results-driven outcomes.
Services
Personal Insurance
Retirement Planning
Commercial Insurance
Estate Tax Planning
Corporate Tax Strategy
Employee Benefits
Investment Advisory
Risk Management
401k Planning
Cyber Liability Insurance
Details
- Year established: 2008
Highlights and features
- We offer personalized financial solutions tailored to individual client needs
- Our team has 25+ years of combined experience in financial advisory services
- We operate as a true fiduciary with your best interests in mind
- We provide comprehensive services spanning insurance, retirement, and tax planning
- We maintain industry-specific certifications and ongoing professional development
What people say
Personalized solutions
Knowledgeable team
Excellent service
Comprehensive coverage
Proactive approach
Services
Personal Insurance
We create customized personal insurance plans to protect families and assets. Our services include auto, home, health, and life insurance solutions that adapt to your changing needs. With access to multiple carriers, we help clients find comprehensive protection that balances coverage and affordability while addressing specific risks like natural disasters or unexpected medical expenses.
Retirement Planning
Our proactive retirement planning approach considers inflation, tax implications, and market volatility. We develop diversified investment portfolios tailored to your risk tolerance and financial goals. Services include 401(k) management, pension planning, and income tax strategies to ensure financial security throughout retirement while minimizing the risk of outliving your savings.
Commercial Insurance
We provide customized commercial insurance solutions for small businesses across industries. Coverage options include property insurance, liability protection, workers' compensation, and cyber liability insurance. Our expertise helps businesses mitigate risks from property damage, lawsuits, and operational disruptions while ensuring compliance with industry-specific regulations and contractual requirements.
Estate Tax Planning
Our estate planning services help clients preserve wealth for beneficiaries while minimizing tax burdens. We assist with trust creation, beneficiary designations, and business succession planning. By developing legally sound strategies, we ensure your assets are distributed according to your wishes while maximizing inheritance value through tax-efficient structures and charitable giving options.
Corporate Tax Planning
We help businesses optimize tax positions while maintaining compliance with evolving regulations. Services include tax strategy development, compliance audits, and multi-state tax planning. Our approach identifies deductions, credits, and incentives to reduce liabilities while implementing risk management practices that prevent costly penalties and disputes with tax authorities.
People
Cory Semel
Managing Member/Producer
With over 25 years of experience in financial services, Cory leads our team in delivering personalized insurance and investment solutions. He specializes in commercial risk management and holds the Certified Life Claims Specialist designation.
Floyd Fitzgibbons
Commercial Lines Producer
Floyd brings extensive expertise in commercial insurance with a Certified Insurance Counselor designation. He focuses on helping businesses protect assets through tailored risk management strategies and comprehensive coverage solutions.
Cyndi Woodall
Personal Lines Manager
Cyndi specializes in personal insurance solutions with deep knowledge of homeowners, auto, and specialty insurance products. She helps clients navigate complex coverage options to find optimal protection for their unique circumstances.
Sonia Nazario
Commercial Lines Producer
Sonia provides expert commercial insurance guidance with a focus on small business needs. Her experience includes risk assessment and customized policy development for diverse industry sectors.
Robin Archuleta
Independent Insurance Agent
Robin offers specialized insurance solutions with a focus on personalized service. As an independent agent, she provides objective advice to help clients compare options from multiple carriers.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, health) and commercial insurance (property, liability, cyber) along with specialized coverage options for unique needs.
Do you work with small businesses?
Yes, we specialize in serving small businesses with customized insurance packages and risk management solutions tailored to specific industries.
How do you approach retirement planning?
We use a proactive strategy that considers market conditions, tax implications, and individual risk tolerance to create sustainable retirement income plans.
Are you a fiduciary advisor?
Yes, we operate as true fiduciaries and always prioritize client interests in all financial recommendations and planning decisions.
Do you offer estate planning services?
Yes, we help clients create comprehensive estate plans including trusts, tax strategies, and business succession planning to protect assets for beneficiaries.
What areas do you serve?
We operate from offices in Nevada and California but provide services to clients nationwide through virtual consultations and local partnerships.
