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13 Years
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Your Trusted Memphis Insurance Agent
Since 2013, the Zach Jaworski has provided personalized insurance solutions to residents and businesses in Memphis, Tennessee, and surrounding areas. Our team of licensed professionals brings decades of combined experience in auto, home, life, and business insurance, prioritizing community-focused service and tailored coverage options. As active members of the Germantown Kiwanis Club and award-winning agents, we combine local expertise with national resources to protect what matters most to our clients.

Our mission emphasizes transparency, reliability, and proactive risk management, ensuring clients feel confident in their coverage choices. With a 4.7/5 average rating from 174 Google reviews, we pride ourselves on delivering exceptional service and building lasting relationships rooted in trust.
Services
Auto Insurance Home Insurance Life Insurance Renters Insurance Business Insurance Boat Insurance ATV Insurance Motorcycle Insurance Condo Insurance Financial Services
Details
  • Year established: 2013
Highlights and features
  • We offer 24/7 personalized customer support for emergencies and inquiries.
  • Our team holds licenses in TN, MS, AR, KY, and AL for comprehensive coverage options.
  • We specialize in assisting new residents relocating to Shelby County, TN.
  • Our agency has earned State Farm's Multi-line Presidents Club recognition.
  • We provide free insurance quotes tailored to individual and business needs.
What people say
Exceptional customer service Knowledgeable and patient agents Quick policy adjustments Personalized coverage options Community-focused approach
Services
Auto Insurance
Our auto insurance policies provide comprehensive protection for vehicles and drivers across Tennessee and neighboring states. We offer customizable coverage options including liability, collision, and comprehensive plans, with discounts for safe driving and multi-policy bundling. Our team assists with claims processing and policy adjustments to ensure continuous protection for personal and commercial vehicles.
Home Insurance
Home insurance solutions safeguard residential properties against damage, theft, and liability risks. We provide policies covering structural repairs, personal belongings, and additional living expenses during displacement. Our agents help clients select appropriate coverage limits and optional endorsements for natural disasters or high-value items.
Life Insurance
Life insurance plans ensure financial stability for beneficiaries through term and permanent coverage options. We guide clients in determining appropriate policy amounts based on family needs, debts, and future goals. Our offerings include customizable riders and conversion options to adapt to changing life circumstances.
Business Insurance
Business insurance protects enterprises against operational risks including property damage, liability claims, and business interruption. We offer tailored policies for small businesses in Memphis and surrounding areas, covering industry-specific risks with options for general liability, workers' compensation, and commercial auto coverage.
Renters Insurance
Renters insurance safeguards personal belongings and liability for leased residences. Our policies cover losses from fire, theft, and water damage while providing additional living expense coverage. We help tenants understand policy requirements from landlords and customize coverage for high-value items.
People
Zach Jaworski
State Farm Agent
Zach Jaworski has served Memphis communities since 2013, offering personalized insurance solutions. A lifelong Memphis resident and Germantown Kiwanis Club member, he leads a team recognized with State Farm's Multi-line Presidents Club awards.
Blake Jaros
Account Representative
Blake Jaros specializes in auto and homeowners insurance across TN, MS, and AR. With personal experience navigating insurance needs after a house fire, he provides empathetic guidance to clients in Memphis and surrounding areas.
Cristy Thornsberry
Account Manager
Cristy Thornsberry brings five generations of Hardeman County roots to her insurance expertise. Licensed in property, casualty, life, and health insurance, she assists clients from Bolivar, TN, with personalized coverage solutions.
Andrea Sampson
Office Manager
Andrea Sampson oversees operations with licenses in auto, home, life, and health insurance across four states. A Memphis resident since 2011, she combines 25 years of insurance experience with nonprofit advocacy to serve clients effectively.
Allen Sims
Account Manager
Allen Sims provides insurance expertise to clients in Southaven, MS, and surrounding areas. Licensed in multiple lines of insurance, he assists with coverage selection and policy management while enjoying community engagement through music and travel.
Questions
What insurance products do you offer?
We provide auto, home, life, renters, condo, boat, ATV, motorcycle, business insurance, and financial services across Tennessee, Mississippi, Kentucky, Arkansas, and Alabama.
Do you serve areas outside Memphis?
Yes, we serve all of Tennessee, Mississippi, Kentucky, Arkansas, and Alabama, including communities like Germantown, Bartlett, Collierville, and Southaven.
Can I get 24/7 assistance?
Our team offers 24/7 support via phone or text for emergencies and urgent insurance needs, with office appointments available after hours.
How do I file a claim?
File claims through our website, mobile app, or by calling State Farm's toll-free line at 1-855-733-7333. Our local office assists with claim status updates and documentation.
Are there discounts available?
We offer bundling discounts, safe driving rewards, and multi-policy savings. Ask our agents about specific eligibility requirements for your coverage.
Can I get a free insurance quote?
Yes, request a personalized quote online, by phone, or in person at our Memphis office. We help you compare coverage options tailored to your needs.