Business Details
12 Years
experience
Your Trusted Insurance Partner in Memphis, TN
Financially Smart Insurance was founded in 2014 with a mission to establish lasting client relationships while meeting ever-changing insurance needs through customized solutions. As an independent agency, we compare plans from multiple carriers to secure reliable coverage at optimal value for our clients. Our Mid-South-based team leverages local market knowledge to recommend trusted vendors, including repair shops and contractors, while partnering with preferred insurance providers known for competitive rates and exceptional claims handling.Licensed in Mississippi and Tennessee, our experienced agents prioritize personalized service, guiding clients through policy selection, billing processes, and ongoing support. We combine industry expertise with community insight to deliver comprehensive protection for individuals, families, and businesses across personal and commercial insurance sectors.
Services
Auto Insurance
Business Insurance
Life Insurance
Commercial Auto
Workers Compensation
Details
- Year established: 2014
Highlights and features
- We offer independent agency access to multiple carriers for optimal coverage options
- Our team provides localized expertise with knowledge of Mid-South market needs
- We maintain partnerships with preferred insurance companies for competitive rates
- Our agents offer personalized policy guidance and ongoing claims support
- We specialize in both personal and commercial insurance solutions
What people say
AMAZING windshield repair/replacement option
GREAT customer service
Dependable
Best protection
Timely fashion
Services
Auto Insurance
We provide comprehensive auto insurance solutions covering liability, collision, and comprehensive protection for personal and commercial vehicles. Our policies include optional uninsured/underinsured motorist coverage and medical payments options. We offer specialized coverage for recreational vehicles and commercial fleets while helping clients navigate state requirements in Tennessee and Mississippi.
Business Insurance
Our business insurance packages protect companies against liability claims, property damage, and operational disruptions. We offer general liability, professional liability (E&O), building coverage, business interruption insurance, and employee dishonesty protection. Our agents help businesses select appropriate commercial auto coverage and workers compensation policies meeting Tennessee and Mississippi regulatory requirements.
Life Insurance
We offer term and whole life insurance policies designed to protect dependents and preserve wealth. Our term life policies provide affordable coverage for specific periods while whole life policies offer permanent protection with cash value accumulation. We help clients plan for final expenses, mortgage payoff, college funding, and tax-efficient wealth transfer through customized life insurance solutions.
People
Nicole Boone-Turner
Founder
Nicole Boone-Turner founded Financially Smart Insurance in 2014 after a decade in real estate accounting at CBRE. With a Business Administration degree from the University of Memphis, she combines financial expertise with personalized service. An active community member, she teaches fitness classes and participates in local charity events while managing client insurance needs.
Questions
What types of insurance do you offer?
We provide auto, life, business, commercial auto, workers compensation, and general liability insurance policies for personal and business clients.
Do you offer multi-policy discounts?
Yes, we offer multi-policy discounts when you bundle multiple insurance products through our agency.
Are you licensed in my state?
We are licensed to sell insurance in Mississippi, Tennessee, and Arkansas for both personal and commercial policies.
How quickly can I get insurance coverage?
Our agents typically respond to inquiries within 24 business hours and can help establish coverage promptly after policy selection.
Do you work with multiple insurance carriers?
As an independent agency, we partner with multiple carriers to find you the best coverage options and competitive rates.
