Business Details
41 Years
experience
Your Trusted Fee-Only Insurance Advisor in New York
Glenn S. Daily Fee-Only Insurance Consulting has provided expert, unbiased insurance advice since 1985. Our founder, Glenn S. Daily, is a Certified Financial Planner, Chartered Financial Consultant, and Certified Senior Advisor with decades of experience helping individuals, businesses, and trustees navigate complex insurance decisions. We specialize in life insurance analysis, long-term care funding solutions, and annuity evaluations, prioritizing client interests through a fee-only model that eliminates conflicts of interest. Our work includes policy reviews, life settlement assessments, and innovative research through platforms like TellUsTheOdds.com.With a background in actuarial analysis and financial planning, we deliver data-driven insights to optimize insurance strategies while maintaining strict fiduciary standards. Our clients benefit from transparent communication, extensive industry publications, and collaborations with leading financial professionals.
Services
Life Insurance Consulting
Long-Term Care Insurance
Policy Review
Life Settlements
Annuity Analysis
Insurance Optimization
Risk Assessment
Financial Planning
Insurance Education
Consulting Services
Details
- Year established: 1985
Highlights and features
- We offer unbiased advice with no commissions or conflicts of interest.
- Our team consists of certified experts with over 35 years of experience.
- We have authored industry publications and books on insurance strategies.
- We provide personalized consulting tailored to individual financial goals.
- We collaborate with other financial professionals for comprehensive solutions.
Associations and certifications
- CFP Board
- Society of Certified Senior Advisors
- The American College (Chartered Financial Consultant)
- The American College (Chartered Life Underwriter)
Services
Life Insurance Consulting
Our life insurance consulting service helps clients evaluate policy options, costs, and benefits. We analyze existing policies for suitability, optimize premium structures, and provide recommendations aligned with financial goals. With expertise in no-lapse universal life and indexed universal life policies, we ensure clients make informed decisions without sales-driven bias.
Long-Term Care Planning
We specialize in long-term care funding solutions, including hybrid policies and accelerated death benefits. Our approach assesses clients' risk tolerance and financial capacity to design strategies that balance care needs with asset protection. We also operate TellUsTheOdds.com, a resource for comparing long-term care insurance options.
Policy Review Services
Our policy review service examines existing insurance contracts for efficiency and value. We identify underperforming policies, recommend salvage strategies, and evaluate replacement options. This includes analyzing commissions, premium schedules, and design flaws that may compromise policy effectiveness.
Life Settlement Assessments
We help clients determine if selling a life insurance policy in the secondary market is financially advantageous. Our assessments consider policy values, life expectancy, and transaction costs while providing guidance to minimize losses and maximize returns through the settlement process.
Annuity Evaluations
Our annuity evaluations focus on suitability, fees, and performance. We analyze fixed, variable, and indexed annuities for retirement planning, assess surrender charges, and compare products against alternatives like mutual funds or I Bonds to ensure optimal client outcomes.
People
Glenn S. Daily
Owner
Certified Financial Planner and actuarial expert with 40+ years of experience in insurance consulting. Author of industry publications and co-founder of TellUsTheOdds.com. Holds multiple professional designations including Chartered Financial Consultant and Certified Senior Advisor.
Questions
What services do you offer?
We provide life insurance analysis, long-term care planning, annuity evaluations, policy reviews, and life settlement assessments.
How are you compensated?
We charge hourly fees, fixed fees for defined projects, or contingent fees in rare cases—never commissions.
Do you work with out-of-state clients?
Yes, we serve clients nationwide through virtual consultations via phone and email.
What qualifications do you have?
We hold certifications including CFP, Chartered Financial Consultant, and Certified Senior Advisor with 40+ years of experience.
Can you help with existing policies?
Yes, we review existing policies to determine if they should be kept, modified, or replaced for optimal value.
