Business Details
29 Years
experience
Emergency
services
Your Trusted Insurance Partner in Richmond, VA
Ric Bergstrom has been serving the Richmond, Virginia area since 1997, building on decades of combined industry experience. Our team specializes in delivering tailored insurance solutions, including auto, home, life, and business coverage, with a focus on personalized service and comprehensive risk assessment. We prioritize client education, transparent communication, and rapid response times, ensuring clients receive expert guidance and reliable protection.Our commitment to community engagement and ethical practices has earned us a 5/5 Google rating from 48 reviews. As a State Farm agency, we combine national resources with local expertise to meet the evolving needs of our clients across Virginia.
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Business Insurance
Renters Insurance
Pet Insurance
Boat Insurance
Condo Insurance
Rec Vehicles Insurance
Personal Articles Insurance
Details
- Year established: 1997
Highlights and features
- We have over 25 years of local insurance expertise.
- Our team provides 24/7 personalized customer support.
- We offer customized policies for auto, home, and business needs.
- Our staff holds active State Farm licensing and certifications.
- We serve clients across Richmond, Henrico, Chesterfield, and Virginia.
What people say
Excellent service
Prompt and friendly
Highly recommend
24/7 availability
Trusted advisor
Services
Auto Insurance
Our auto insurance policies protect drivers with liability, collision, and comprehensive coverage options. We help clients customize policies based on vehicle type, driving history, and budget. With rapid claims processing and 24/7 support, we ensure minimal disruption after accidents or emergencies.
Homeowners Insurance
We offer homeowners insurance covering property damage, liability, and personal belongings. Policies include protection against fire, theft, and natural disasters, with optional flood or umbrella coverage. Our team assists with risk assessments to ensure adequate protection for Richmond-area homes.
Life Insurance
Our life insurance solutions include term and whole life policies to secure financial stability for beneficiaries. We guide clients in selecting coverage amounts and beneficiaries, emphasizing long-term planning and estate protection for families across Virginia.
Business Insurance
Business insurance policies safeguard companies against property damage, liability, and operational risks. We provide tailored plans for Richmond-area businesses, including liability umbrellas and industry-specific protections, ensuring continuity during unforeseen events.
Renters Insurance
Renters insurance covers personal belongings and liability for leased properties. We offer affordable plans with options for additional living expenses during displacement, helping tenants in Richmond and Chesterfield protect their assets without overpaying.
People
Ric Bergstrom
Agent
Ric Bergstrom, a Virginia Tech graduate, has served as a State Farm agent since 1997. With prior experience in claims handling, he brings over 30 years of insurance expertise to Richmond clients, focusing on personalized service and community engagement.
Margaret Chappelle
Office Representative
Margaret Chappelle, an Office Representative with license #929589, supports clients with policy management and administrative needs. Known for her responsiveness, she has been instrumental in maintaining the agency's 5-star customer service reputation for over two decades.
Questions
What insurance products do you offer?
We provide auto, home, life, business, renters, pet, boat, condo, and recreational vehicle insurance, along with personal articles coverage for valuables.
How can I file a claim?
File claims online via our website or contact us directly at (804) 282-7022. Our team assists with 24/7 emergency support and rapid processing.
Do you offer discounts?
Yes, we provide bundling discounts, safe driver rewards, and multi-policy savings. Ask us to review your current policies for potential savings.
Are you available outside regular hours?
We offer 24/7 service via phone or text for emergencies. Office appointments are available by request after hours.
What areas do you serve?
We primarily serve Richmond, Henrico, Chesterfield, Hanover, and surrounding areas across Virginia.
