Business Details
Your Trusted Independent Insurance Agency in Virginia, Maryland & D.C.
The Andrew Agency delivers professional insurance services across Virginia, Maryland, and Washington, D.C. As a Trusted Choice independent agency, we prioritize exceptional customer experiences, tailored insurance solutions, and dedicated personal advocacy. Our team leverages deep industry expertise to address diverse insurance needs, from homeowners and life policies to cyber liability and professional coverage. With decades of combined experience, we ensure clients receive comprehensive protection and proactive support. Our commitment to transparency, ethical practices, and client-centric service has solidified our reputation as a trusted partner.We work closely with leading insurers to provide competitive rates and innovative risk management strategies. Our focus on continuous improvement and client education ensures informed decision-making. Recognized for reliability and responsiveness, we strive to exceed expectations in every interaction. Our local market knowledge enables us to address unique regional challenges effectively. Clients benefit from our unwavering dedication to advocacy and long-term partnerships.
Services
Homeowners Insurance
Life Insurance
Car Insurance
Flood Insurance
Cyber Liability
Professional Liability
Commercial Insurance
Highlights and features
- We offer decades of experience in personalized insurance solutions.
- Our team provides independent, unbiased insurance advice.
- We partner with top-rated insurers for competitive coverage options.
- Our client advocacy ensures prompt claims resolution and support.
- We deliver tailored risk management strategies for unique needs.
Associations and certifications
- Trusted Choice
What people say
Excellent service
Highly knowledgeable
Responsive team
Great customer service
Proactive support
Services
Homeowners Insurance
Our homeowners insurance protects your residence and belongings against damage, theft, and liability claims. We offer customizable policies to cover structural repairs, personal assets, and legal expenses. Clients benefit from competitive rates and dedicated claims support to ensure swift recovery after incidents.
Cyber Liability
Cyber liability insurance safeguards businesses against data breaches, ransomware attacks, and online fraud. We provide coverage for legal fees, notification costs, and system recovery. Our policies help organizations mitigate risks and comply with evolving cybersecurity regulations.
Professional Liability
Professional liability insurance protects service providers against claims of negligence or inadequate work. We cover legal defense costs and settlements related to client disputes. This policy is essential for consultants, advisors, and other professionals managing client relationships.
Flood Insurance
Flood insurance covers property damage from natural flooding events excluded in standard policies. We offer NFIP-compliant and private market options for residential and commercial properties. Clients receive expert guidance on risk assessment and policy customization.
Life Insurance
Life insurance policies provide financial protection for dependents through death benefit payouts. We offer term and permanent coverage options tailored to family needs, estate planning, and business continuity. Clients benefit from competitive rates and personalized policy reviews.
People
Ryan Andrew
President
Ryan Andrew leads the agency with over 20 years of insurance expertise, focusing on client advocacy and strategic risk management. He prioritizes personalized service and community engagement.
B.J. Durrett
Personal Advisor
B.J. Durrett specializes in personal insurance solutions, delivering tailored coverage with a focus on client education and responsive support for homeowners and auto policies.
Nancy Fama
Personal Risk Manager
Nancy Fama manages personal risk strategies, offering expert advice on property insurance and policy optimization. She maintains long-term client relationships through proactive communication and detailed service.
Chris Biamonte
Commercial Risk Specialist
Chris Biamonte addresses business insurance needs, specializing in commercial liability and risk assessment. He ensures comprehensive protection for diverse industries with customized coverage solutions.
Beth MacGown
Commercial Advisor
Beth MacGown provides commercial insurance guidance, focusing on liability, property, and operational risk management. She supports businesses with policy reviews and claims advocacy.
Questions
How does The Andrew Agency get paid?
We earn commissions from insurance providers when clients purchase policies through our agency. This structure ensures unbiased advice without additional client fees.
What areas do you serve?
We provide insurance services throughout Virginia, Maryland, and Washington, D.C., with localized expertise in regional risk factors.
What insurance types do you offer?
We specialize in homeowners, life, auto, flood, cyber liability, and professional liability insurance for individuals and businesses.
How do I file a claim?
Contact our office directly or use your insurer's online portal. We guide clients through the process and advocate for timely resolution.
Can I pay premiums online?
Yes, we offer secure online payment options for premium transactions through our partner insurers' platforms.
Do you offer business insurance?
Yes, we provide commercial liability, property, and cyber insurance tailored to small and mid-sized businesses across industries.
