Business Details
43 Years
experience
Your Trusted Independent Insurance Agency in Urbana, MD
Since 1983, Insurance First, Inc., Inc. has been committed to providing personalized insurance solutions tailored to meet the unique needs of our clients. As an independent agency, we collaborate with top-rated insurance carriers to offer competitive rates and comprehensive coverage across personal, business, and life insurance products. Our team prioritizes transparency, sound advice, and exceptional customer service, ensuring clients receive policies that align with their specific requirements. Licensed in 12 states, we serve individuals and businesses in Urbana, MD, and surrounding areas, fostering long-term relationships built on trust and community support. With decades of experience, we navigate complex insurance needs, from auto and home coverage to commercial property and liability policies, while maintaining a client-centric approach.Our dedication to innovation and customer satisfaction has earned us positive reviews, with clients praising our expertise in guiding them through major life milestones. We actively support local initiatives, reflecting our commitment to the communities we serve. By combining industry knowledge with personalized service, we empower clients to make informed decisions about their protection. Our office hours and accessible team ensure timely assistance for policy management, claims, and consultations. At Insurance First, Inc., Inc., we believe in delivering value beyond policies, creating a culture of service that stands out in the insurance industry.
Services
Auto Insurance
Home Insurance
Business Owners Insurance
General Liability Insurance
Commercial Property Insurance
Umbrella Insurance
Condo Insurance
Individual Life Insurance
Commercial Umbrella Insurance
Details
- Year established: 1983
Highlights and features
- We offer independent access to top-rated insurance carriers for competitive coverage options.
- Our team provides personalized service tailored to individual and business insurance needs.
- We actively support local community initiatives and prioritize client relationships.
- Our competitive pricing ensures value without compromising coverage quality.
- We maintain transparency and sound advice in all insurance consultations.
What people say
Outstanding service
Community and kids
Competitive prices
Second to none
Services
Auto Insurance
Auto insurance protects vehicle owners from financial loss due to accidents, theft, or damage. Our policies include liability, collision, and comprehensive coverage options tailored to individual driving needs. Clients benefit from competitive rates and personalized guidance to ensure adequate protection for their vehicles.
Home Insurance
Home insurance safeguards property owners against damages from events like fire, storms, or vandalism. We offer customizable policies covering structural repairs, personal belongings, and liability claims. Our team helps clients select coverage that aligns with their home's value and specific risk factors.
Business Owners Insurance
Business owners insurance combines property and liability protection for small businesses. This bundled policy covers equipment, inventory, and legal expenses from third-party claims. We provide tailored solutions to mitigate risks specific to clients' industries and operational needs.
General Liability Insurance
General liability insurance covers legal costs from third-party claims of bodily injury or property damage. Essential for businesses, this policy protects against lawsuits and medical expenses. We help clients secure coverage matching their industry's regulatory requirements and risk profiles.
Commercial Property Insurance
Commercial property insurance protects business assets like buildings and equipment from damage. Policies cover losses due to fire, theft, or natural disasters. We assist clients in valuing their assets and selecting coverage limits that ensure business continuity after unexpected events.
Questions
What types of insurance do you offer?
We provide auto, home, life, business owners, general liability, and commercial property insurance solutions tailored to individual and business needs.
How are you different from other agencies?
As an independent agency, we offer policies from multiple top-rated carriers, ensuring competitive rates and personalized coverage options not limited to a single provider.
Do you serve areas outside Urbana, MD?
Yes, we are licensed in 12 states including DC, IL, IN, KY, MD, NC, NY, OH, PA, TN, VA, WI, and WV.
How can I file an insurance claim?
Visit our Service Center online to report a claim, or contact us directly at 301-874-5800 for immediate assistance with the claims process.
Can I manage my policy online?
Yes, existing clients can access our Service Center to review policies, make changes, pay bills, or request documents like ID cards or certificates.
What payment methods do you accept?
Payment options are available through our Service Center, including online bill payment. Specific methods accepted can be discussed during policy setup or renewal.