Business Details
50+ Years
experience
Trusted Medicare Insurance Services in Columbia, MO
Senior Benefit Services has been dedicated to serving Medicare beneficiaries since 1975. Our mission focuses on delivering exceptional service to clients while fostering a supportive workplace and providing financial security through comprehensive insurance solutions. With a team of licensed agents representing over 50 top-rated life and health insurance companies, we prioritize educating clients on financial risks associated with life-changing events like retirement and health complications.Our commitment extends beyond initial enrollmentwe conduct annual insurance reviews to ensure coverage remains aligned with evolving needs. As one of the nation's largest senior insurance organizations, we emphasize transparency, client empowerment, and personalized guidance to help individuals navigate Medicare options confidently.
Services
Medicare Supplement Insurance
Medicare Advantage Plans
Life Insurance
Prescription Drug Plans
Dental Vision Hearing
Hospital Indemnity
Cancer Coverage
Safe Money Options
Details
- Year established: 1975
Highlights and features
- We work for clients, not insurance companies
- 40+ years of Medicare insurance expertise
- Represent 50+ top-rated insurance companies
- Conduct annual insurance coverage reviews
- Provide personalized plan customization
What people say
Wide range of products
Agent is great
Thoroughly laid out choices
Best plans selection
Prompt responses
Services
Medicare Supplement Insurance
Medicare Supplement Insurance helps cover out-of-pocket costs not paid by Original Medicare. These plans provide financial protection against unexpected medical expenses while allowing flexibility to choose healthcare providers. Our agents help clients compare standardized plan options to find coverage that matches their specific healthcare needs and budget.
Medicare Advantage Plans
Medicare Advantage Plans offer an alternative to Original Medicare with additional benefits like prescription drug coverage, dental, vision, and wellness programs. We help clients evaluate HMO, PPO, and special needs plans from multiple insurers to find the most comprehensive coverage for their lifestyle and medical requirements.
Prescription Drug Plans
Our Prescription Drug Plans help reduce medication costs while ensuring access to necessary medications. We assist clients in comparing formularies, coverage gaps, and pharmacy networks to select plans that provide optimal drug coverage at the lowest possible premium and co-pay structure.
Life Insurance
We offer term life and final expense insurance solutions to provide financial security for loved ones. Our agents help clients determine appropriate coverage amounts and policy types based on individual needs, including income replacement, debt protection, and funeral expense planning.
Dental Vision Hearing
Our dental, vision, and hearing insurance plans provide affordable access to routine care and specialized treatments. We help clients compare coverage options for exams, cleanings, eyewear, and hearing aids to maintain overall health while managing out-of-pocket healthcare expenses.
People
Larry D. Barnes
Founder
Founded the company in 1975 as Barnes Insurance Agency. Established the organization's commitment to client-focused insurance solutions that continues through today's Senior Benefit Services operations.
Dan McNerney
Former President
Served as company president from 1990-2014. Oversaw significant operational expansion including the 1999 corporate office relocation to Columbia, MO, and established key business processes still used today.
Bobby Richardson
President
Co-leader of the company since 2014. Focuses on maintaining exceptional client service standards while guiding the organization's strategic direction and continued growth in senior insurance services.
JoAnn Wray
President
Co-president since 2014 with responsibility for operational excellence and team development. Ensures the company maintains its reputation for expert Medicare guidance and personalized insurance solutions.
David McNerney
President
Joined leadership team in 2014. Focuses on technology integration and innovation while preserving the company's core values of client education and comprehensive insurance coverage options.
Questions
What Medicare plan options do you offer?
We offer Medicare Supplement Insurance, Medicare Advantage Plans, Prescription Drug Plans, and related insurance products from 50+ top-rated companies to meet diverse healthcare needs.
Are your services free?
Yes, our Medicare plan guidance and insurance services are provided at no cost to clients. We're compensated through commissions from insurance companies.
Do you help with existing Medicare plans?
Yes, we provide annual reviews to ensure your current coverage remains appropriate and assist with policy changes, ID card replacements, and claim filings.
What areas do you serve?
We serve clients in Missouri locations including Columbia, Kansas City, Saint Louis, Springfield, and Warrensburg, with additional offices across the United States.
How are you different from other agencies?
We work exclusively for clients—not insurance companies—and provide unbiased comparisons from 50+ carriers. Our agents offer ongoing support through all life changes affecting coverage needs.
