Business Details
46 Years
experience
Trusted Crop Insurance Services in Missouri and Iowa
Paul Insurance has been a trusted provider of crop insurance solutions since 1980, serving farmers across Missouri and Southeast Iowa. Founded by Gene Paul, our agency transitioned to Paul Insurance, LLC in 2013 under the leadership of Darin Paul, who brings over three decades of combined experience in agriculture and insurance. Our team specializes in Multi-Peril Crop Insurance (MPCI), Crop Hail Insurance, and PRF (Pasture, Rangeland, and Forage) coverage, ensuring comprehensive protection against weather-related risks.With offices in Wyaconda, Kahoka, Boonville, and Glasgow, we combine local expertise with federal program knowledge to deliver tailored insurance solutions. Our commitment to community is reflected in our support of 4-H programs, local fairs, and agricultural education initiatives, reinforcing our dedication to the future of farming.
Services
Multi-Peril Crop Insurance
Crop Hail Insurance
PRF Insurance
Federal Crop Insurance
Agricultural Risk Management
Details
- Year established: 1980
Highlights and features
- Family-owned since 1980 with deep agricultural roots
- Specialize in federal crop insurance programs and PRF coverage
- Serve Missouri and Southeast Iowa with local expertise
- Active community involvement in agricultural education initiatives
- Experienced team with combined decades in farming and insurance
Services
Multi-Peril Crop Insurance
Multi-Peril Crop Insurance (MPCI) protects against yield losses from natural perils like drought, floods, and pests. This federally backed program covers over 100 crops, offering customizable coverage levels with premium subsidies. Our agency helps farmers navigate policy options to ensure financial stability against unpredictable growing conditions.
Crop Hail Insurance
Crop Hail Insurance provides protection against hail damage, which can destroy portions of fields while leaving others intact. Unlike federal programs, this private policy can be purchased anytime during the growing season, offering flexible, targeted protection for high-value crops in hail-prone regions.
PRF Insurance
PRF (Pasture, Rangeland, Forage) Insurance safeguards against forage loss from drought or excessive heat. Using rainfall index data, this federal program provides payouts when precipitation falls below thresholds, helping livestock producers maintain feed supplies and financial stability in challenging climates.
Federal Crop Insurance
Federal Crop Insurance combines yield and price protection through USDA-approved plans. Our agency assists farmers in selecting policies that meet mandatory participation requirements for farm program benefits, ensuring compliance while maximizing coverage for losses from natural disasters and market fluctuations.
Agricultural Risk Management
Our risk management services integrate federal and private insurance products to create comprehensive protection strategies. We analyze farm-specific vulnerabilities, recommend coverage combinations, and provide ongoing support to mitigate financial impacts from weather events, market shifts, and operational challenges.
People
Darin Paul
Agent/Owner
Darin Paul grew up on family farms in Wyaconda, Missouri, and earned a degree from Culver-Stockton College. After 19 years with the Missouri Department of Corrections, he took over his father's crop insurance business in 2013, expanding it to four locations across Missouri.
Adam Newell
Agent
Adam Newell joined Paul Insurance in 2017, specializing in crop insurance and PRF coverage. A resident of Clark County since 2017, he previously worked in agricultural equipment and rental services, bringing practical industry experience to his role.
Gene Paul
Founder
Gene Paul co-founded the agency in the 1980s and served as a crop adjuster for 25 years. His unique perspective as a farmer, adjuster, and agent shaped the company's approach to risk management until his passing in 2014.
Questions
What types of crop insurance do you offer?
We offer Multi-Peril Crop Insurance (MPCI), Crop Hail Insurance, and PRF (Pasture, Rangeland, Forage) coverage to protect against yield loss, weather events, and market price fluctuations.
Do you serve areas outside Missouri?
Yes, we provide coverage in Southeast Iowa and all regions of Missouri, including Northeast and Central Missouri.
What is PRF insurance?
PRF (Pasture, Rangeland, Forage) Insurance uses rainfall data to provide payouts when drought conditions impact forage production, protecting livestock producers' feed supplies and income.
Is crop insurance mandatory?
Federal crop insurance is required to qualify for certain farm program benefits, but we help farmers navigate compliance while selecting coverage that meets their specific needs.
