Business Details
46 Years
experience
Trusted Crop and Livestock Insurance Solutions in Tipton, MO
Gibson Insurance Group has been a trusted risk management partner for Midwest producers since 1980. Our mission centers on delivering tailored insurance solutions, including Multi-Peril Crop Insurance, Livestock Risk Protection, and Pasture Rangeland and Forage Insurance, designed to meet the unique needs of agricultural operations. With decades of industry experience, our team combines deep expertise in crop and livestock risk management with a commitment to personalized service. We prioritize understanding each client's operational challenges to build comprehensive programs that safeguard against yield losses, market volatility, and weather-related disruptions.Our authority in agricultural insurance is reinforced by partnerships with federal programs and a track record of guiding producers through complex risk scenarios. We maintain transparency in all communications, ensuring clients receive clear, actionable advice without hidden fees or ambiguous terms.
Services
Crop Insurance
Livestock Risk Protection
Forage Insurance
Hail Coverage
Revenue Protection
APH Analysis
Market Risk Management
Disaster Recovery Planning
Custom Insurance Programs
Federal Policy Guidance
Details
- Year established: 1980
Highlights and features
- We offer 45+ years of specialized expertise in agricultural risk management.
- Our team develops customized insurance programs aligned with individual operational needs.
- We provide direct access to federal crop insurance programs and subsidies.
- Our agents combine insurance expertise with firsthand farming experience.
- We guarantee transparent communication with no hidden fees or policy ambiguities.
Associations and certifications
- USDA
Services
Multi-Peril Crop Insurance
Multi-Peril Crop Insurance safeguards against yield and revenue losses from natural disasters. Tailored to individual production history, it covers price declines while allowing market upside capture. Policies must be secured by March 15 for row crops, with subsidies reducing premium costs. This program ensures financial stability during catastrophic events.
Livestock Risk Protection
Livestock Risk Protection insures against market price drops for cattle and swine. Producers set coverage floors with flexible periods (13-52 weeks) while retaining profit potential from rising markets. Subsidies reduce costs up to 55%, with no upfront payments required. Payments trigger automatically when market prices fall below insured levels.
Pasture Rangeland Insurance
Pasture Rangeland Insurance protects against rainfall shortages affecting grazing or haying operations. Automatic payouts occur when precipitation falls below 90% of historical averages, with no paperwork required. Subsidies cover up to 51% of premiums, making this an affordable solution for drought-related forage losses.
Crop Hail Insurance
Crop Hail Insurance provides immediate protection against hail damage starting at 1% loss thresholds. Covers wind, green snap, and fire-related damages with optional annual auto-renewal. Ideal for supplementing existing policies during critical growth periods to protect high-yield or high-value crops.
Revenue Protection Policy
Revenue Protection combines yield and price coverage to secure farm income. Guarantees minimum revenue based on projected or harvest prices, whichever is higher. Includes replant and prevent plant benefits, offering comprehensive protection against both environmental and market volatility.
People
Dean Gibson
Owner/Agent
Dean Gibson has specialized in crop insurance since 1980 while operating his own Missouri farm. He focuses on helping agricultural producers implement effective risk management strategies tailored to their operational needs.
Chris Lynch
Agent
Chris Lynch assists producers in developing customized risk management plans. With a business administration background and experience managing a beef cattle farm, he provides practical insurance solutions for agricultural operations.
Brian Huhmann
Agent
Brian Huhmann brings 18 years of agricultural financial management experience to his insurance practice. His family's multi-generational farming background informs his understanding of livestock producers' unique risk challenges.
Maria Birdsong
Agent
Maria Birdsong specializes in agricultural insurance solutions, leveraging her fifth-generation farming experience and University of Missouri education in agricultural economics to serve Midwest producers.
Carol Knipp Kliethermes
Secretary
Carol Knipp Kliathermes supports agricultural clients with her firsthand knowledge of row crop and livestock operations. Her 2022 addition to the team strengthens the office's understanding of local farming needs.
Questions
What types of agricultural insurance do you offer?
We provide Multi-Peril Crop Insurance, Livestock Risk Protection, Pasture Rangeland Insurance, and Crop Hail Insurance tailored to Midwest agricultural operations.
How does Livestock Risk Protection work?
LRP establishes price floors for cattle and swine while allowing profit from rising markets. Coverage periods range from 13-52 weeks with automatic payouts when market prices drop below insured levels.
When should I purchase crop insurance?
Multi-Peril Crop Insurance must be secured by March 15 for corn, soybeans, and grain sorghum, and September 30 for wheat and barley.
Do you offer risk management for forage production?
Yes, our Pasture Rangeland Insurance protects against rainfall shortages with automatic payouts and subsidized premiums up to 51%.
How quickly can I get insurance coverage?
Contact us by 8:00 AM the day before coverage starts for same-day policy implementation, especially for time-sensitive agricultural risks.
