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Trusted Insurance Solutions in Naples, FL
At Kelly Richards, we have dedicated ourselves to providing comprehensive insurance solutions tailored to the unique needs of individuals, families, and businesses in Southwest Florida. With over three decades of combined experience, our team serves Naples, Bonita Springs, Ft. Myers, Cape Coral, and surrounding areas of Collier and Lee Counties, offering personalized service that prioritizes client needs. Our expertise spans auto, home, life, business, and specialty insurance products, supported by a Spanish-speaking team member and notary services to ensure accessibility for all clients.We maintain a welcoming office environment where clients receive professional guidance and enjoy amenities like complimentary beverages. As a preferred agency for relocating families, we combine local market knowledge with national resources to deliver reliable protection and peace of mind.
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Business Insurance
Pet Insurance
Boat Insurance
RV Insurance
Disability Insurance
Condo Insurance
Renters Insurance
Highlights and features
- We offer 24/7 customer service for urgent insurance needs
- Our team includes a Spanish-speaking representative for bilingual support
- We provide notary services at no additional charge
- We specialize in relocation insurance for Southwest Florida newcomers
- Our office maintains a 4.9/5 Google rating from 504 reviews
What people say
Excellent customer service
Knowledgeable representatives
Quick policy setup
Competitive rates
Bilingual support available
Services
Auto Insurance
Our auto insurance policies protect vehicles and drivers with customizable coverage options. We offer liability protection, collision coverage, and comprehensive plans that safeguard against theft and natural disasters. Clients benefit from safe driving rewards, bundling discounts, and 24/7 claims support for accident assistance.
Homeowners Insurance
We provide comprehensive home insurance covering structural damage, personal belongings, and liability protection. Policies include fire coverage, natural disaster protection, and additional living expenses during repairs. Our team helps clients understand policy details and update coverage to match changing needs.
Life Insurance
Our life insurance solutions offer financial security for families through term and permanent policies. We help clients determine appropriate coverage amounts and beneficiaries while explaining policy features like cash value accumulation and premium flexibility.
Business Insurance
We protect businesses with customized insurance packages including property damage coverage, liability protection, and business interruption insurance. Our policies support various industries and include risk management guidance to help prevent claims.
Pet Insurance
Our pet insurance plans cover veterinary expenses for accidents, illnesses, and chronic conditions. Policies help manage unexpected medical costs while allowing flexibility in choosing veterinary providers. We explain coverage limitations and pre-existing condition policies.
People
Kelly Richards
Agent
Licensed agent with ChFC, CPCU, and CLU designations serving Southwest Florida since 1991. Graduated from Florida State University and leads a team of six licensed professionals.
Daisy Nino
Account Representative
Licensed agent with experience in insurance since 2015. Originally from Raleigh, NC, and specializes in policy customization for new customers.
David Richards
Account Representative
20-year insurance veteran with expertise in auto, home, and life insurance. Focuses on helping clients understand complex coverage options and policy terms.
Kevin Craig
Account Representative
Naples resident since 1991 with extensive knowledge of local insurance requirements. Specializes in policy transitions and customer education about coverage options.
Lauren Gomez
Account Representative
Experienced insurance professional known for thorough policy explanations and personalized client support. Handles complex coverage scenarios and policy comparisons.
Questions
What insurance products do you offer?
We provide auto, home, life, business, pet, boat, RV, condo, renters, and disability insurance policies tailored to individual and business needs.
Do you offer 24/7 claims support?
Yes, our agency provides 24-hour customer service for claims assistance through State Farm's national support network.
Can I get insurance if I'm relocating to Florida?
We specialize in helping relocating families establish insurance coverage for vehicles, homes, and personal property in Southwest Florida.
Do you have bilingual services?
Yes, our team includes Spanish-speaking representatives to assist with policy discussions, claims processing, and documentation review.