Business Details
Your Trusted Independent Insurance Agency in Helena, MT
Founded by a Marine veteran, Cochrane Insurance Agency has served Montanans with excellence for over three decades. Our commitment to honesty and integrity drives every interaction, as we prioritize client needs over commission-based sales. With an average of 27 years of experience per team member, we provide personalized insurance solutions tailored to individual circumstances. As an independent agency, we work exclusively for our clients, not insurance companies, ensuring unbiased recommendations. Our membership in the Trusted Choice Network reflects our dedication to industry excellence and client advocacy.Recognized with awards like the Montana Agency Alliance Agency of the Year, we combine local expertise with national resources. We actively support community youth programs and nonprofits, reinforcing our deep roots in Helena. Our service extends beyond policy sales to include annual coverage reviews, claims assistance, and ongoing policy adjustments. By translating complex insurance terminology into plain language, we empower clients to make informed decisions. This approach has earned us a 98% customer satisfaction rate and enduring trust within our community.
Services
Auto Insurance
Homeowners/Renters Insurance
Business Insurance
Claims Assistance
Policy Reviews
Highlights and features
- We have over 30 years of experience serving Montanans with personalized insurance solutions.
- Our team averages 27 years of experience per employee with no commission-based sales.
- We are part of the Trusted Choice Network of independent insurance agents nationwide.
- We received the Montana Agency Alliance Agency of the Year award for client service.
- We offer annual policy reviews to ensure continued optimal coverage and pricing.
What people say
98% customer satisfaction rate
Personalized service
Experienced team
Competitive rates
No commission sales
Services
Auto Insurance
Protect your vehicle and passengers with customized auto insurance policies. We offer liability, collision, comprehensive, and uninsured motorist coverage options that meet Montana's legal requirements while protecting your personal assets. Our agents explain policy details clearly and compare rates annually to ensure continued affordability.
Homeowners/Renters Insurance
Secure comprehensive coverage for your home or rental property against fire, theft, and natural disasters. We provide dwelling, personal property, and liability protection with optional add-ons for flood, earthquake, or high-value items. Our policies include additional living expense coverage and specialized protection for landlords' rental properties.
Business Insurance
Mitigate operational risks with tailored business insurance solutions. We offer general liability, property coverage, cyber liability, and workers' compensation policies that protect Montana businesses from lawsuits, property damage, and data breaches. Our agents help identify coverage gaps and implement cost-effective protection strategies for evolving business needs.
People
Kevin A. Mitchell
Insurance Expert
With extensive industry experience, Kevin specializes in explaining complex insurance concepts and advocating for client needs during claims processes. His insights emphasize the value of human guidance in insurance decisions.
Questions
What types of insurance do you offer?
We provide auto, homeowners/renters, and business insurance policies tailored to Montana residents and businesses.
Are you affiliated with specific insurance companies?
We partner with multiple top-rated carriers including Progressive, MetLife, and Travelers while maintaining independent agent status.
How do you help clients save money?
We compare rates from multiple insurers annually and identify coverage gaps or unnecessary expenses to optimize your policy.
Do you offer online policy management?
Yes, we provide digital tools for policy reviews, payments, and claims submissions while maintaining personal support options.
How are you different from direct insurers?
As independent agents, we work for clients rather than specific companies, offering unbiased recommendations and personalized service.
What community involvement do you prioritize?
We actively support Montana youth programs and local nonprofits as part of our commitment to Helena's community.
