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Your Trusted Source for Insurance Solutions
Woodys Insurance is a veteran-owned and operated business with over four decades of experience in the insurance industry. Since 2008, we have specialized in providing tailored health, life, and Medicare insurance solutions to individuals and families across the United States. Our founder, Elmer R. Woody, is a Vietnam Era Veteran who served in the U.S. Air Force, bringing a deep commitment to integrity and service that defines our approach. We prioritize personalized guidance, leveraging our extensive industry knowledge to help clients navigate complex insurance options. Our focus on 'Woody's Way'treating others as we would wish to be treatedensures clients receive transparent, ethical advice. With partnerships spanning top-rated carriers like Aetna, Humana, and UnitedHealthCare, we offer access to a wide range of plans, including ancillary products such as dental and vision coverage.

Our expertise extends to veterans' needs, ACA compliance, and retirement-focused insurance strategies. We emphasize long-term relationships, recognizing that each client's financial security and family well-being are paramount. Our independent brokerage model allows unbiased comparisons to find the most suitable coverage for every client. Through decades of experience, we have refined our process to eliminate confusion, streamline decision-making, and deliver cost-effective solutions tailored to evolving life circumstances.
Services
Health Insurance Life Insurance Medicare Plans Ancillary Products Insurance Consultation
Highlights and features
  • We offer 40 years of experience in insurance brokerage.
  • Our team includes a Vietnam Era Veteran with deep industry knowledge.
  • We provide personalized insurance solutions tailored to individual needs.
  • We work with top-rated insurance carriers nationwide.
  • We offer no-obligation consultations to find your best coverage.
What people say
Very satisfied with the service Easy to find insurance information Felt very comfortable Excellent veteran-focused support No-obligation approach appreciated
Services
Health Insurance
We provide comprehensive health insurance plans tailored to individuals, families, and retirees under 65. Our offerings include ACA-compliant policies, PPOs, HMOs, and high-deductible plans with HSAs. We specialize in helping clients compare options from top carriers like Blue Cross Blue Shield and UnitedHealthCare to find affordable, coverage-matched solutions.
Life Insurance
Our life insurance services encompass term, whole, and universal policies designed to secure families' financial futures. We partner with leading providers such as Prudential and New York Life to offer customizable death benefits that cover debts, education costs, and long-term care needs for beneficiaries.
Medicare Advantage Plans
We specialize in Medicare Part C plans that combine hospital, medical, and prescription drug coverage. Our expertise includes helping seniors evaluate options from Aetna, Humana, and Wellcare to maximize benefits while minimizing out-of-pocket expenses through network providers.
Ancillary Products
We offer ancillary insurance products that complement primary health coverage, including dental, vision, accident, and critical illness plans. These supplemental policies help reduce financial burdens from unexpected medical events like cancer or heart attacks.
Insurance Consultation
Our independent brokerage provides no-obligation consultations to assess clients' unique needs. We analyze budget constraints, health status, and long-term goals to recommend optimal insurance strategies across life, health, and Medicare plans.
People
Elmer R. Woody
Veteran Owner/Operator
With over 40 years as an independent insurance broker, Elmer R. Woody specializes in Medicare and life insurance solutions. A Vietnam Era Air Force veteran, he founded Woodys Insurance to deliver ethical, personalized service grounded in his 'Woody's Way' philosophy of integrity and client-first priorities.
Questions
What types of insurance plans do you offer?
We provide health, life, Medicare Advantage, and ancillary insurance products including dental, vision, and critical illness coverage.
Are you affiliated with specific insurance carriers?
We partner with top-rated companies like Aetna, Blue Cross Blue Shield, Humana, UnitedHealthCare, and Prudential to offer diverse plan options.
Do you specialize in veteran insurance needs?
Yes, as a Vietnam Era Air Force veteran, we have expertise in addressing insurance requirements for military personnel and retirees.
Can you help compare insurance plans?
Our independent brokerage model allows unbiased comparisons of premiums, coverage limits, and network providers to find your optimal plan.
Is your consultation service free?
We offer no-obligation consultations to evaluate your insurance needs and recommend customized solutions without upfront costs.
Do you serve clients outside Kentucky?
As an independent broker, we assist clients nationwide with health, life, and Medicare insurance options tailored to their state-specific needs.