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Trusted Insurance Solutions in Costa Mesa Since 1949
Hilliard & Associates has served clients since 1949 with a commitment to personalized insurance solutions. Our family-owned business specializes in homeowners, renters, auto, and commercial insurance policies tailored to individual needs. We prioritize annual policy reviews to ensure coverage aligns with evolving lifestyles while maintaining high ethical standards. Backed by partnerships with leading insurers like Mercury Insurance Group and Progressive, we offer comprehensive protection against fire, water damage, theft, and natural disasters. Our Costa Mesa, California office provides free quotes and educational discounts to help clients make informed decisions. With decades of experience, we combine industry expertise with a client-centric approach to deliver reliable service.

Our team understands local market needs and works closely with clients to identify risks and implement effective coverage strategies. As members of the American Agents Alliance Insurance Association, we uphold professional excellence in every policy we craft. Our dedication to transparency ensures no hidden fees, fostering long-term trust with policyholders. From teen driver coverage to commercial property insurance, we address diverse protection requirements with customized solutions. Our office maintains regular business hours for convenient consultations and emergency support when urgent matters arise. By focusing on clear communication and tailored service, we aim to simplify the insurance process for both personal and business clients.
Services
Homeowners Insurance Renters Insurance Auto Insurance Commercial Property Insurance Boat and Watercraft Insurance
Details
  • Year established: 1949
Highlights and features
  • Family-owned agency serving clients since 1949
  • Free quotes and educational discounts available
  • Annual policy reviews for evolving needs
  • Partnerships with top-rated insurance providers
  • High ethical standards with no hidden fees
Associations and certifications
  • American Agents Alliance Insurance Association
Services
Homeowners Insurance
Our homeowners insurance protects against fire, water damage, theft, and natural disasters while covering repair costs for primary residences. We provide personalized policies with options for earthquake coverage and backed-up sewer protection. Our agents ensure comprehensive safeguards for your most valuable asset through annual policy reviews.
Renters Insurance
Renters insurance covers personal belongings and liability exposure for apartment and condo dwellers. We offer customizable plans protecting against water damage, fire, and theft while including coverage for temporary living expenses during displacement. Our policies help renters maintain financial security without overpaying for essential protection.
Auto Insurance
We provide personal and commercial auto insurance with liability and comprehensive coverage options. Our services include teen driver policies, classic car protection, and fleet insurance solutions. By working with multiple providers, we help clients find competitive rates while ensuring adequate protection for various vehicle types.
Commercial Property Insurance
Commercial property insurance safeguards rental properties and business assets against water damage, vandalism, and natural disasters. We cover apartment complexes, mobile home parks, and condo associations with policies addressing fire, theft, and liability risks. Our solutions help property owners protect income-generating assets through tailored coverage plans.
Boat and Watercraft Insurance
Our boat insurance policies protect watercraft owners against damage from collisions, theft, and weather-related incidents. Coverage includes liability protection and equipment damage for various vessel types. We help clients secure comprehensive marine insurance that addresses both recreational and commercial watercraft needs.
Questions
What types of insurance do you offer?
We provide homeowners, renters, auto, commercial property, motorcycle, RV, and boat insurance policies tailored to personal and business needs.
How can you help with insurance policy selection?
Our agents review your specific needs annually to recommend appropriate coverage options while identifying potential cost-saving opportunities through available discounts.
Are you affiliated with any insurance organizations?
We maintain membership in the American Agents Alliance Insurance Association and partner with top-rated providers like Mercury Insurance Group and Progressive.
Do you provide free insurance quotes?
Yes, we offer complimentary consultations and customized insurance quotes for all our policy options to help clients make informed decisions.
What are your business hours?
Our Costa Mesa office operates Monday-Friday 9:00 AM - 5:00 PM and offers Saturday appointments for client convenience.