Business Details
We have proudly served clients as an independent insurance agency for over 80 years. Our firm is licensed across all 50 states while maintaining deep roots in Alexandria, Virginia. We operate with a steadfast commitment to integrity and transparency in every client interaction. Our team brings decades of combined experience to solve complex risk management challenges. We differentiate ourselves by focusing on your unique goals rather than pushing specific products. Our advisors hold specialized certifications such as Certified Personal Lines to ensure expert guidance.
We leverage industry-leading technology and a curated carrier network to deliver tailored coverage solutions. Our service portfolio spans personal, commercial, and specialty lines including niche programs for restaurants and educators. We actively invest in the Alexandria community as proud local members and partners. Our principals, Bill Howard and Jeff Miller, emphasize relationship-based advising built on honesty. We strive to earn your trust daily by aligning our success directly with your long-term protection.
We leverage industry-leading technology and a curated carrier network to deliver tailored coverage solutions. Our service portfolio spans personal, commercial, and specialty lines including niche programs for restaurants and educators. We actively invest in the Alexandria community as proud local members and partners. Our principals, Bill Howard and Jeff Miller, emphasize relationship-based advising built on honesty. We strive to earn your trust daily by aligning our success directly with your long-term protection.
Highlights and features
- We provide over 80 years of independent insurance expertise.
- We are licensed to serve clients in all 50 states.
- We prioritize your goals over product sales commissions.
- Our team holds specialized certifications like Certified Personal Lines.
- We leverage proprietary technology and a curated national carrier network.
Services
Personal Insurance
Our personal insurance division protects individuals and families with customized homeowners, auto, and umbrella policies. We serve clients seeking comprehensive asset protection and liability coverage tailored to their unique lifestyle risks. Clients benefit from dedicated brokers who simplify complex decisions and advocate during claims.
Commercial Insurance
Our commercial insurance practice delivers general liability, property, and workers compensation solutions for businesses of all sizes. We specialize in risk assessment for industries including construction, hospitality, and professional services. Business owners gain tailored coverage that safeguards operations and supports long-term financial stability.
Specialty Insurance
Our specialty insurance division addresses unique exposures for niche markets such as political campaigns, restaurants, and educational institutions. We design custom programs for dentists, breweries, pest control operators, and fitness professionals requiring specialized underwriting. Policyholders receive expert guidance navigating complex regulatory requirements and securing appropriate coverage terms.
Private Client Group
Our Private Client Group offers high-net-worth individuals bespoke insurance strategies for luxury homes, collections, and lifestyle risks. We coordinate with trusted advisors to integrate coverage into comprehensive wealth management plans. Clients experience seamless protection for valuable assets backed by dedicated claims advocacy and privacy.
CoverSmart Online Business Insurance
CoverSmart provides small businesses a streamlined digital platform to quote, bind, and manage essential commercial policies online. The service targets entrepreneurs needing fast, affordable general liability, professional liability, and business owners packages. Users benefit from 24/7 access, instant certificates, and expert support without traditional broker delays.
