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50+ Years
experience
Emergency
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Your Trusted Insurance Partner in Rochester, NY
Since 1963, Westcott Insurance Agency has been dedicated to providing personalized insurance solutions to the Western New York community. Founded by Victor D. Westcott with a commitment to fair pricing, ethical sales practices, and exceptional customer service, our agency has maintained these core values through three decades of growth and leadership transition. As a family-owned business now led by Dave Westcott, we combine decades of industry experience with a deep understanding of local needs to deliver tailored coverage for homes, vehicles, and businesses.

Our team of licensed professionals prioritizes client satisfaction through attentive listening, transparent communication, and ongoing support beyond policy issuance. Representing a curated selection of financially stable insurers, we ensure competitive pricing without compromising coverage quality. With offices in Rochester and serving communities like Amherst, we remain committed to simplifying insurance decisions while maintaining the trust earned through generations of service excellence.
Services
Home Insurance Auto Insurance Business Insurance Life Insurance Financial Planning
Details
  • Year established: 1963
Highlights and features
  • We've served Western New York since 1963 with generational insurance expertise
  • Our team includes licensed agents with decades of local market knowledge
  • We offer personalized policy recommendations without pressure sales tactics
  • We represent multiple top-rated insurance carriers for competitive options
  • We provide after-policy support and claims assistance 24/7
What people say
Personalized service Long-term reliability Excellent customer support No pressure sales Competitive pricing
Services
Home Insurance
Protect your home and belongings with customized insurance solutions. We offer comprehensive coverage options for Rochester area homeowners, including protection against fire, theft, and natural disasters. Our policies adapt to unique property needs while maintaining competitive pricing through partnerships with top-rated insurers.
Business Insurance
Safeguard your business operations with tailored commercial insurance. We provide coverage for property damage, liability protection, and business interruption for companies of all sizes in Western New York. Our experienced agents help identify risks specific to your industry and craft comprehensive protection plans.
Auto Insurance
Get reliable vehicle protection for personal and commercial use. Our auto insurance policies cover accident damage, liability claims, and roadside emergencies across New York State. We offer flexible options for individual drivers and fleet management solutions for businesses with multiple vehicles.
Life Insurance
Secure your family's financial future with personalized life insurance solutions. We offer term and permanent life policies to meet different budget and protection needs. Our licensed agents explain policy options clearly to help clients make informed decisions about long-term financial planning.
Financial Planning
Complement insurance protection with comprehensive financial planning services. We help clients develop retirement strategies, investment plans, and estate management solutions. Our approach integrates insurance products with broader financial goals to create holistic wealth protection strategies.
People
Dave Westcott
Owner, Lead Insurance Agent
Licensed since 1987, Dave Westcott leads the agency with 35+ years of insurance expertise. A SUNY Geneseo graduate, he combines generational knowledge with modern solutions while raising three children in the Rochester community.
Marcy Humnicky
Sr Client Service Representative
Licensed agent with two decades of service excellence. Marcy's dedication to policyholder needs forms the backbone of our customer service operations, ensuring smooth policy management and claims processing for our clients.
Derek Szczupakowski
Outside Sales Agent
UB graduate and licensed property/casualty agent specializing in business growth strategies. Derek provides commercial insurance solutions and financial planning services, combining analytical expertise with personalized client support.
Lynn Westcott
Consultant
MBA holder with nonprofit sector leadership experience. As Director at a Buffalo-area nonprofit, she contributes strategic insights to our community-focused business practices and client advisory services.
Questions
How do you tailor insurance policies to individual needs?
We conduct detailed consultations to understand your specific risks and requirements before recommending customized coverage options from our trusted carrier network.
Do you offer after-hours emergency service?
Yes, our owner Dave Westcott provides 24/7 emergency support at (716) 510-2513 for urgent insurance needs outside regular business hours.
What types of business insurance do you offer?
We provide comprehensive commercial coverage including property insurance, liability protection, business interruption insurance, and fleet vehicle policies for companies in Western New York.
Can you help with payment plan options?
We offer flexible payment arrangements through our insurance partners to accommodate different budget requirements while maintaining continuous coverage.
How does the claims process work?
Contact our office during business hours or use our owner's emergency line after hours. We'll guide you through documentation requirements and advocate for timely claim resolution.