Business Details
50+ Years
experience
Your Trusted Insurance Partner in Sarasota, FL
Arne Carlson Insurance has been serving Southwest Florida since 1947, establishing itself as a trusted family-owned insurance agency dedicated to meeting the needs of individuals, families, and businesses in Sarasota and Manatee counties. With over 75 years of experience, we specialize in personal insurance, commercial insurance, and specialized bond services, including probate, guardianship, and veteran bonds. Our team combines deep local knowledge with a commitment to personalized service, ensuring clients receive tailored coverage solutions. We pride ourselves on building long-term relationships through integrity, expertise, and a focus on community needs. Our principals, Andy Carlson and Ken Patton, bring decades of industry experience and active community involvement to every client interaction.We offer specialized coverage options such as builder's risk, equipment, and flood insurance, alongside standard auto, home, and life policies. Our agency remains dedicated to transparency, ethical practices, and clear communication, ensuring clients understand their policies and coverage limitations. While we provide general informational resources, we emphasize the importance of consulting legal professionals for specific advice. Our hurricane preparedness guidance reflects our commitment to client safety and resilience in Florida's climate. Through consistent service and local expertise, we continue to uphold our tradition of excellence in insurance solutions.
Services
Home Insurance
Auto Insurance
RV Insurance
Boat Insurance
Commercial Insurance
Probate Bonds
Guardianship Bonds
Veteran Bonds
Flood Insurance
General Liability
Details
- Year established: 1947
Highlights and features
- We offer over 75 years of insurance experience in Southwest Florida
- Our team provides personalized service tailored to local needs
- We specialize in both personal and commercial insurance solutions
- Our principals maintain active community leadership roles
- We offer specialized coverage including flood and builder's risk insurance
Services
Home Insurance
We provide comprehensive home insurance solutions protecting Florida property owners against common risks including hurricane damage, fire, and theft. Our policies cover both primary residences and investment properties. With specialized flood insurance options, we ensure complete protection for Southwest Florida homeowners.
Commercial Insurance
Our commercial insurance packages protect Florida businesses with liability coverage, property protection, and workers' compensation. We serve construction companies, builders, and local businesses needing specialized policies including equipment coverage and builder's risk insurance tailored to industry-specific needs.
Probate Bonds
We offer probate bonds and other fiduciary insurance solutions for estate administrators and guardians. Our bond services include veterans bonds and guardianship bonds required by Florida courts, providing necessary financial guarantees while emphasizing the importance of legal consultation for specific cases.
RV Insurance
Our RV insurance policies protect motorhome and trailer owners with comprehensive coverage options including collision, theft, and weather-related damage. We provide specialized protection for both full-time RV residents and occasional users, with flexible policies meeting Florida's unique insurance requirements.
Boat Insurance
We offer boat and personal watercraft insurance protecting against marine-specific risks including storm damage, accidents, and theft. Our policies cover various watercraft types used in Florida's coastal and inland waterways, with options for both recreational and occasional boaters.
People
Andy Carlson
Agency Principal
Andy Carlson, a Sarasota native and Western Carolina University graduate, has served the insurance needs of Southwest Florida since 1974. With extensive community involvement in youth programs and education initiatives, he brings over 50 years of local insurance expertise to client relationships.
Ken Patton
Agency Principal
Ken Patton, a Florida State University graduate, has managed commercial insurance operations at Arne Carlson Insurance since 1977. As a Life Director of the Manatee-Sarasota Building Industry Association, he provides specialized construction industry insurance solutions with deep understanding of Florida's commercial risks.
Questions
What types of insurance does Arne Carlson Insurance offer?
We provide personal insurance (auto, home, life), RV and boat insurance, commercial coverage, and specialized bonds including probate, guardianship, and veteran bonds for Florida residents and businesses.
Do you serve areas outside Sarasota and Manatee counties?
Our primary service area includes Sarasota and Manatee counties in Florida. For coverage outside this region, please contact us directly to discuss available options and potential service limitations.
Are flood insurance policies available through your agency?
Yes, we offer flood insurance as a specialized coverage option to protect Florida property owners against weather-related risks, complementing standard homeowners insurance policies with additional protection.
Can I get insurance for construction-related risks?
We provide specialized construction coverage including builder's risk insurance, equipment protection, and boiler/machinery coverage tailored to Florida's construction industry needs and regulatory environment.
What are your office hours for in-person consultations?
Our Sarasota office is open for in-person consultations Monday through Friday from 8:30 AM to 4:00 PM. We recommend scheduling appointments in advance for dedicated service.
Do you offer online insurance policy management tools?
While we focus on personalized service, we provide online resources including hurricane preparedness guides and contact forms. For digital policy management, please contact our office for available options.
