Business Details
50+ Years
experience
Your Trusted Insurance Partner in Modesto, CA
Since 1946, our agency has built a reputation for delivering high-quality insurance solutions with personalized service. Our team combines over 100 years of collective experience to provide tailored coverage options for businesses and individuals across California. We prioritize client relationships, offering competitive rates and comprehensive policies for commercial auto, cyber liability, property insurance, and workers' compensation. Our risk control services help businesses mitigate hazards while maintaining cost efficiency. With a focus on transparency and client education, we guide clients through complex insurance decisions, ensuring they understand policy details and coverage limits.Our dedicated account managers specialize in group health insurance programs, executive liability packages, and captive insurance solutions. By maintaining partnerships with multiple carriers, we secure customized policies that balance protection and affordability. Our commitment to community trust drives our approach to insurance brokerage, treating every client with the same care we would extend to family members.
Services
Commercial Auto Insurance
Cyber Liability Insurance
General Liability Insurance
Property Insurance
Workers' Compensation
Group Health Insurance
Executive Liability Packages
Captive Insurance Solutions
Risk Control Services
Personal Insurance Policies
Details
- Year established: 1946
Highlights and features
- We offer over 100 years of combined insurance expertise across commercial and personal lines
- Our team provides customized risk management solutions for California businesses
- We maintain partnerships with multiple insurance carriers for competitive rate comparisons
- Our risk control services include specialized safety training and compliance programs
- We deliver personalized service treating clients like family members
Services
Commercial Auto Insurance
Protect your business vehicles with comprehensive commercial auto insurance. We offer coverage for fleet operations, cargo transport, and specialized vehicles across California. Our policies include liability protection, collision coverage, and uninsured motorist provisions while meeting state regulatory requirements. Our brokers help businesses select appropriate limits based on operational risks.
Cyber Liability Insurance
Safeguard your business against digital threats with customized cyber liability coverage. Our policies address data breaches, ransomware attacks, and network security failures. We provide risk assessments and coverage for legal expenses, notification costs, and business interruption losses resulting from cyber incidents.
General Liability Insurance
Comprehensive protection against third-party claims for bodily injury and property damage. Our general liability policies cover legal defense costs, medical expenses, and settlement payments. We tailor coverage to specific industry risks while ensuring compliance with contractual requirements for commercial operations.
Property Insurance
Secure your commercial property against fire, theft, and natural disasters. Our property insurance covers buildings, equipment, and inventory with customizable endorsements for specialized risks. We offer replacement cost coverage and business interruption extensions to protect ongoing operations during recovery periods.
Workers' Compensation
Mandatory coverage for workplace injuries and occupational illnesses. Our workers' compensation policies include medical expense coverage, wage replacement, and legal defense for employers. We provide risk management resources to help businesses reduce claims frequency and maintain lower premium rates through safety programs.
People
Robert Micheletti
Principal & Senior Sales Executive
With multiple industry designations including CPCU and CIC, Robert leads sales operations with 30+ years of insurance expertise. He specializes in commercial risk management and executive liability solutions while overseeing strategic agency direction.
Joey Micheletti
Sales Executive
As a licensed insurance professional with CIC and TRIP certifications, Joey focuses on alternative insurance solutions and commercial policy placements. He assists clients with risk assessment and coverage optimization across multiple industry sectors.
Linda Bordelon
Senior Commercial Lines Account Manager
CISR-certified professional with extensive experience managing commercial insurance portfolios. She specializes in policy administration, claims advocacy, and coverage analysis for mid-sized businesses and corporate clients.
Greg Weaver
Risk Control Services
Safety expert with 40+ years of experience developing risk mitigation programs. He conducts workplace safety assessments and delivers specialized training on OSHA compliance, equipment operation, and hazard prevention for agricultural and industrial clients.
Nina Thomas
Employee Benefits Account Manager
Specializes in group health insurance programs with expertise in medical, dental, and vision benefit administration. She helps businesses implement cost-effective employee benefit packages while navigating regulatory requirements.
Questions
What types of insurance do you offer?
We provide commercial insurance (auto, liability, property, workers' comp), personal insurance (auto, home, RV), group health plans, and specialized executive liability packages.
Do you serve businesses outside California?
While our office operates in California, we can assist with insurance placements through our carrier network for businesses with multi-state operations.
How do you help businesses reduce insurance costs?
We compare rates across multiple carriers, implement risk control programs, and offer captive insurance solutions to help businesses optimize their insurance spending.
What risk management services are available?
Our safety consultants provide OSHA compliance training, equipment certification programs, and workplace hazard assessments to help prevent claims and lower premiums.
Can you help with difficult insurance placements?
Yes, we specialize in hard-to-place risks including high-hazard properties and businesses with complex liability exposures through our alternative markets division.
How do I file a claim?
Contact our office directly at (209) 576-2808 or use our online certificate request system to initiate the claims process with your assigned account manager.
