Business Details
Your Trusted Insurance Partner in Florida
At Doumar Insurance & Financial, we are dedicated to providing tailored insurance and financial solutions that prioritize our clients' unique needs. Founded on principles of integrity and ethical standards, our agency has built a reputation for delivering expert guidance in employee benefits, life insurance, and asset protection. With over 40 years of industry experience, we stay ahead of evolving regulations like the Affordable Care Act to ensure our clients remain informed and compliant. Our team combines deep local market knowledge with a commitment to personalized service, serving businesses and individuals across South Florida and the Treasure Coast. We pride ourselves on being more than providerswe are trusted partners who help clients navigate complex insurance landscapes with confidence.Our focus on innovation, client education, and long-term relationship-building sets us apart in a competitive industry. Backed by partnerships with top-rated carriers, we offer comprehensive solutions designed to protect incomes, families, and businesses. Whether you're a small business owner or part of a large corporation, our goal is to deliver cost-effective, reliable coverage that aligns with your financial objectives. Through continuous research and comparative analysis, we ensure our clients receive the most competitive products available. Our dedication to excellence has made us a preferred agency for corporate employee benefits and individual financial planning in Florida.
Services
Health Insurance
Disability Insurance
Life Insurance
Employee Benefit Plans
Business Planning
Annuities
Retirement Funding
Estate Conservation
Long-Term Care
Compliance Services
Highlights and features
- We offer 40+ years of combined experience in insurance and financial services.
- Our team provides ACA compliance expertise and customized benefit solutions.
- We maintain partnerships with top-rated insurance carriers for competitive options.
- Our client-centric approach prioritizes personalized service and long-term relationships.
- We deliver ongoing support through plan administration, employee education, and claims assistance.
Associations and certifications
- Million Dollars Round Table
- National Association of Insurance & Financial Advisors
Services
Health Insurance
We offer comprehensive health insurance solutions including HMO, PPO, and high-deductible plans with Health Savings Accounts. Our team helps businesses and individuals compare options to find cost-effective coverage that meets their specific needs. By analyzing current market trends and carrier offerings, we ensure clients receive competitive rates without compromising quality.
Disability Insurance
Our disability insurance plans protect clients' most valuable assettheir ability to earn income. We provide short-term and long-term coverage options tailored to different professions and income levels. Through detailed risk assessments and personalized consultations, we help clients understand their exposure and implement appropriate protection strategies.
Life Insurance
We offer high-end life insurance products designed for both individual and business needs. Our solutions include term life, whole life, and buy-sell agreement funding strategies. We work closely with clients to create comprehensive packages that address immediate financial obligations while planning for long-term estate conservation.
Employee Benefit Plans
We design customized employee benefit packages including medical, dental, and cafeteria plans. Our services cover plan selection, open enrollment education, and year-round administrative support. We help employers control costs while maintaining competitive benefits that attract and retain talent.
Compliance Services
We provide ACA reporting, ERISA documentation, and other compliance solutions for businesses. Our team ensures proper filings for 5500 forms, Section 125 plans, and COBRA administration. We help clients navigate complex regulations to avoid penalties and maintain legal compliance.
People
Philip Doumar
President
Philip Doumar, a Florida State University graduate with a Risk Management & Insurance degree, leads business development in Jupiter and Port St. Lucie. With a background in major gift fundraising and active community involvement, he brings strategic leadership to the agency.
David Doumar
Founder
David Doumar, with 40+ years in insurance, founded the agency and maintains a commitment to ethical standards. A National Quality Award recipient, he combines industry expertise with community leadership through various board memberships and professional associations.
Kristin Magerus
Benefits Administrator
Kristin Magerus brings 20 years of customer service experience to her role as Benefits Administrator. With a background in restaurant management, she focuses on building client relationships and ensuring exceptional service in health benefits management.
Sabrina Magno
Benefits Administrator
Sabrina Magno transitioned from the restaurant industry to insurance, leveraging her customer service skills. She specializes in creating positive client experiences and building dependable relationships through personalized benefits administration.
Deborah Moore
Benefits Administrator
Deborah Moore has over 15 years of insurance experience, previously owning a business and working in state government. She focuses on becoming a trusted partner to clients while managing benefits administration with personalized attention.
Questions
What types of insurance do you offer?
We provide health, life, disability, and long-term care insurance, along with employee benefit plans and compliance services for businesses.
How can you help with ACA compliance?
We offer ACA reporting, Section 125 plan documents, and other compliance solutions to help businesses meet regulatory requirements and avoid penalties.
Do you serve businesses outside South Florida?
While our offices are in Jupiter and Port St. Lucie, we primarily serve clients across South Florida and the Treasure Coast regions.
What makes your agency different?
Our combination of 40+ years of experience, personalized service, and commitment to ethical standards sets us apart as trusted insurance partners.
How do you assist with employee benefits?
We help select plans, provide open enrollment education, handle renewals, and offer ongoing support for billing and claims issues.
Can you help reduce healthcare costs?
Yes, we specialize in consumer-driven health plans and HSAs that lower costs while maintaining quality coverage for employers and employees.
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