Business Details
17 Years
experience
Trusted Insurance Risk Transfer Solutions
Alternative Risk has established itself as a trusted provider of specialty insurance solutions for hard-to-place risks since 2009. As a boutique insurance intermediary based in Kansas City, Missouri, we operate as a full-service wholesale insurance brokerage firm and managing general agent, delivering unparalleled risk transfer solutions to independent insurance agents across the United States. Our commitment to integrity and responsiveness ensures our retail agent clients receive personalized access to stellar carrier relationships while navigating the excess and surplus lines insurance marketplace. With a focus on education and continuous improvement, our team holds advanced designations such as the Associates in Surplus Lines Insurance and Construction Risk and Insurance Specialist certifications. We prioritize our clients' needs by offering tailored insurance solutions that allow them to confidently focus on their primary business interests.Our privately held structure enables us to maintain agility and responsiveness, combining the expertise of a national brokerage with the dedicated service of a boutique firm. Through decades of combined experience in the insurance industry, we provide fresh insights into market trends and deliver timely, specialized insurance options. Our reputation is built on a foundation of ethical practices, client-centric values, and a relentless pursuit of better products and services for our partners. We maintain active memberships in professional associations that reinforce our commitment to industry excellence. By focusing on long-term relationships and maintaining transparency in all dealings, we ensure our clients receive solutions that align with their clients' best interests.
Services
Construction Insurance
Hospitality Insurance
General Brokerage
Environmental Insurance
Worker's Compensation
Energy Insurance
Habitational Insurance
Details
- Year established: 2009
Highlights and features
- We offer 15+ years of specialized expertise in excess and surplus lines insurance.
- Our team holds advanced industry designations including Associates in Surplus Lines Insurance.
- We provide personalized access to stellar carrier relationships nationwide.
- Our privately held structure ensures exceptional service and long-term commitment.
- We maintain active memberships in leading insurance industry associations.
Associations and certifications
- Insurance Institute of America
- International Risk Management Institute
- National Association of Professional Surplus Lines Offices
Services
Construction Insurance
Specialized insurance solutions for construction projects and contractors. We address unique risks associated with building projects through tailored excess and surplus lines policies. Our expertise helps construction professionals protect their investments while meeting specific regulatory requirements.
Hospitality Insurance
Comprehensive insurance programs for hospitality businesses including hotels, restaurants, and event venues. Our solutions address property protection, liability coverage, and business interruption risks. We help hospitality operators manage exposures through customized excess and surplus lines policies.
Environmental Insurance
Specialized risk transfer solutions for environmental hazards and remediation. Our policies address pollution liability, cleanup costs, and regulatory compliance challenges. We provide tailored coverage options for businesses facing environmental exposure risks across various industries.
Worker's Compensation
Customized insurance solutions for workplace injury and illness coverage. We help businesses navigate complex workers' compensation requirements through specialized excess and surplus lines policies. Our approach balances regulatory compliance with cost-effective risk management strategies.
Energy Insurance
Risk management solutions for energy sector operations including oil, gas, and renewable energy projects. Our policies address equipment protection, liability exposure, and operational risks. We provide tailored insurance programs for energy companies operating in challenging environments.
Questions
What types of insurance do you specialize in?
We specialize in excess and surplus lines insurance including construction, hospitality, environmental, worker's compensation, energy, and habitational coverages.
Do you work directly with policyholders?
We operate as a wholesale insurance brokerage serving independent insurance agents and brokers rather than individual policyholders.
What makes your firm different from other brokers?
Our boutique approach combines national expertise with personalized service, maintaining direct carrier relationships while prioritizing client interests through ethical practices.
How can agents access your services?
Independent insurance agents can contact us directly through our website or phone number to establish partnerships and access our risk transfer solutions.
Are you licensed in all US states?
We operate nationwide through our relationships with top-tier carriers serving the excess and surplus lines market across all 50 states.
What educational credentials do your team hold?
Our team maintains advanced designations including Associates in Surplus Lines Insurance and Construction Risk and Insurance Specialist certifications from recognized industry institutions.
