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Your Trusted Insurance Partner in Port Charlotte, FL
Lamarca Insurance has been a trusted partner in the insurance industry for over three decades, serving clients across Southwest Florida with comprehensive coverage solutions. Our team of experienced professionals works directly with top-tier national carriers to provide tailored insurance products for both personal and commercial needs. We specialize in commercial insurance, auto insurance, homeowners insurance, life and health insurance, umbrella policies, and payroll services, ensuring clients receive competitive pricing without compromising on protection. Our commitment to personalized service is demonstrated through prompt communication, accurate estimates, and dedicated support during claims processing.We prioritize understanding each client's unique risk profile to deliver customized solutions that evolve with their changing needs. With a focus on transparency and client education, we guide policyholders through complex insurance decisions while maintaining strict compliance with Florida regulatory requirements. Our payroll and HR outsourcing services extend this client-first approach to business operations, offering cost-effective administrative support for small to mid-sized companies. Backed by positive client testimonials highlighting our responsiveness and cost-saving expertise, we continue to build long-term relationships based on trust and reliability.
Services
Commercial Insurance
Auto Insurance
Homeowners Insurance
Life Insurance
Health Insurance
Umbrella Insurance
Payroll Services
Workers Compensation
Flood Insurance
Senior Care Coverage
Highlights and features
- We have over 30 years of experience in insurance brokerage services
- We work with top-tier national insurance carriers for competitive rates
- Our coverage solutions adapt to clients' evolving personal and business needs
- We provide prompt claims processing and dedicated client communication
- We offer bundled insurance and payroll services for operational efficiency
What people say
Saved us money
Prompt communication
Affordable pricing
Second to none service
Made insurance easy
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions protecting businesses from liability claims, property damage, and operational disruptions. Our offerings include general liability, commercial auto, workers compensation, and business interruption insurance. With access to multiple carriers, we help businesses in Southwest Florida secure customized policies that address specific industry risks while maintaining cost-effectiveness.
Auto Insurance
Our auto insurance services cover personal and commercial vehicles with options including liability, collision, comprehensive, and uninsured motorist coverage. We specialize in high-risk policies, classic car insurance, and specialized programs for mature drivers. By partnering with top carriers, we deliver competitive rates while ensuring compliance with Florida's mandatory insurance requirements and providing additional protections like roadside assistance and rental reimbursement.
Homeowners Insurance
We offer homeowners insurance policies covering property damage from fire, storms, and theft, along with personal property protection and liability coverage. Our flood insurance options address Florida's specific risks, while renters insurance protects tenants' belongings. Policies can be customized with additional riders for high-value items, and we assist with policy adjustments as clients' housing needs evolve over time.
Life Insurance
Our life insurance solutions include term and permanent policies designed to protect families and business interests. We offer level term, whole life, universal life, and variable life insurance options that can cover mortgages, educational expenses, and final expenses. We also provide business life insurance products like key employee coverage and buy-sell agreements to ensure business continuity during ownership transitions.
Payroll Services
We deliver comprehensive payroll processing and human resources outsourcing services for small businesses. Our offerings include payroll data processing, tax filings, employee benefits administration, and compliance management. By handling payroll taxes, 401(k) plans, and HR regulatory requirements, we help businesses reduce administrative burdens while maintaining compliance with federal and state employment laws.
Questions
What types of insurance do you offer?
We provide commercial insurance, auto insurance, homeowners insurance, life insurance, health insurance, umbrella policies, and payroll services for clients in Southwest Florida.
How do you find competitive insurance rates?
By partnering with multiple top-tier national carriers, we compare options to find cost-effective solutions tailored to each client's specific coverage needs and budget.
Do you handle insurance claims assistance?
Yes, we expedite claims processing and work directly with carriers to ensure timely compensation when clients experience covered losses or damages.
What payroll services are available?
We offer payroll processing, tax filings, employee benefits administration, and HR compliance services designed for small to mid-sized businesses in Florida.
Can you help with flood insurance?
Yes, we provide specialized flood insurance policies to protect Florida homeowners and businesses from water damage risks not covered by standard policies.
Do you offer senior health coverage?
We provide Medicare supplemental plans and Advantage Plans to help retirees cover out-of-pocket medical expenses beyond standard insurance coverage.
