Business Details
50+ Years
experience
Trusted Insurance Services in Lake City, FL
The Wheeler Agency has served Lake City since 1969, prioritizing personalized service for families and businesses. Founded by Ed Wheeler, we remain a locally owned independent agency with deep community ties. Our team of licensed professionals specializes in auto, home, business, boat, and RV insurance, offering tailored solutions through carefully selected insurers. With decades of combined experience, we advocate for clients during claims and emphasize transparency in all interactions.Our commitment extends beyond insurance through active involvement in Rotary Club, Chamber of Commerce, and local church initiatives. We maintain traditional office hours while leveraging modern technology to better serve our clients. As stewards of community welfare, we also educate organizations on building strong business foundations and support local charities.
Services
Auto Insurance
Home Insurance
Business Insurance
Boat Insurance
RV Insurance
Details
- Year established: 1969
Highlights and features
- We are locally owned and operated with 55+ years of community experience
- Our independent agency model offers multiple carrier options for competitive pricing
- Team includes Chartered Property Casualty Underwriter (CPCU) designation holders
- We maintain active involvement in Rotary Club, Chamber of Commerce, and church organizations
- Specialized expertise in recreational vehicle, boat, and commercial insurance
What people say
Personalized service
Community focus
Knowledgeable staff
Prompt assistance
Trustworthy advisors
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual drivers and families. Our policies protect against liability, collision, and uninsured motorists while offering discounts for safe driving records and multi-policy bundling. With access to multiple carriers, we help clients find coverage that matches their specific needs and budget requirements.
Home Insurance
Our homeowners insurance policies cover structural damage, personal belongings, and liability protection. We specialize in navigating Florida's unique risks including wind mitigation and sinkhole coverage. Policyholders receive personalized guidance for property preservation and claims advocacy during the recovery process for events like fire or storm damage.
Business Insurance
We offer tailored commercial insurance packages including property, liability, workers compensation, and equipment protection. Our expertise helps businesses manage risk through customized policies that address specific industry needs. Services include certificate of liability preparation and hold harmless agreement guidance for commercial clients.
Boat Insurance
Our boat insurance policies protect watercraft owners against damage, liability, and uninsured boater incidents. Coverage options include protection for motors, trailers, and personal watercraft. We serve both recreational boaters and commercial marine operations with specialized risk management solutions.
RV Insurance
We provide comprehensive insurance for motorhomes and towable RVs, covering collision damage, roadside assistance, and personal property protection. Our policies accommodate both full-time RVers and occasional travelers, with options for storage periods and seasonal usage patterns.
People
John Wheeler
Agency Owner
Chartered Property Casualty Underwriter with 25+ years in insurance. Former special education teacher turned community leader. Active in Rotary Club, Chamber of Commerce, and Boy Scouts Troop 85. Combines technical expertise with personal service approach.
Melissa Harden
Personal Lines Agent
Licensed agent specializing in auto, home, and recreational insurance. Experienced in RV and farm insurance through personal ownership. Active church member with deep local connections. Provides personalized service informed by hands-on experience.
Hannah Beth Wood
Commercial Lines Representative
Workers compensation specialist with payroll services expertise. Active in community development through local business outreach. Combines technical knowledge with client-focused communication. Passionate about home renovation and state exploration.
Josh Heringer
Field Agent
General lines agent serving North Florida businesses. Technology enthusiast with field service expertise. Balances technical proficiency with personal client relationships. Active in family and community technology education initiatives.
Marcy Shepherd
Personal Lines Agent
Equine sports enthusiast and outdoor advocate. Specializes in life and personal lines insurance. Combines insurance expertise with active community participation through church and outdoor recreation groups. Understands unique insurance needs of active lifestyles.
Questions
What insurance types do you specialize in?
We specialize in auto, home, business, boat, RV, and commercial insurance with tailored solutions for North Florida residents and businesses.
How do I file an insurance claim?
Contact us directly at (386) 752-8660 or your insurance company. We'll guide you through documentation requirements and advocate for your coverage needs during the claims process.
Are you locally owned?
Yes, we've been locally owned and operated in Lake City since 1969 with deep community ties through church, education, and civic organizations.
Do you offer payment plans?
We offer flexible payment options through our partner insurers. Payment terms vary by carrier and policy type.
How can I get an insurance quote?
Request a quote online through our website or contact us directly for personalized coverage recommendations and pricing.
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