Business Details
Emergency
services
Trusted Coastal Property Insurance Solutions
Cabrillo Coastal General Insurance Agency specializes in providing property insurance solutions for high-risk coastal areas. Headquartered in Florida, our team combines deep local expertise with a commitment to exceptional service, ensuring homeowners and businesses receive tailored coverage and support before, during, and after catastrophic events. With decades of experience navigating coastal risks, we prioritize clarity, reliability, and community-driven values.Our streamlined platforms enable seamless 24/7 access to critical services like payments and claims reporting, while our dedicated staff maintains an unwavering focus on resolving claims swiftly and compassionately. Recognized for our ethical practices and industry knowledge, we serve as a trusted partner for policyholders and producers across catastrophe-prone regions, delivering peace of mind through personalized policies and transparent communication.
Services
Homeowners Insurance
Dwelling Fire Coverage
Manufactured Homeowners
Condominium Unit Owners
Commercial Residential
Highlights and features
- We specialize in catastrophe-exposed property insurance with Florida-based expertise.
- Our platforms enable 24/7 access to payments and claims reporting without logins.
- Average hold times stay under 10 seconds during major catastrophes.
- We combine ethical practices with decades of coastal risk management experience.
- Our claims team resolves cases quickly while maintaining personal attention.
What people say
EXCELLENT service
Quickly and fairly resolved
Outstanding service
Dependable company
Made us feel like family
Services
Homeowners Insurance
Our HO3 and HO3-DIC policies protect primary residences against perils like fire, theft, and wind. Coverage includes personal property, liability protection, and temporary housing if needed. Available in 10 coastal states, these customizable policies ensure comprehensive protection for single-family homes and seasonal properties.
Dwelling Fire Coverage
DP3 and MDP1 policies cover seasonal, rental, or secondary properties with flexible options for attached structures and loss of rent. Designed for Florida, Mississippi, New York, and New Jersey properties, these plans balance affordability with essential protections for non-primary residences.
Commercial Residential
CPP policies protect condominium associations and commercial residential buildings with coverage for structures, contents, and business income loss. Available in Florida, this solution includes optional endorsements tailored to community needs like hurricane preparedness and property management.
Condominium Unit Owners
HO6 policies cover interior structures, personal property, and loss-of-use expenses for condo owners. Required by Florida law, these plans include liability protection and optional enhancements for jewelry or rental units across multiple coastal states.
Manufactured Homeowners
MHO3 and MDP1 policies provide comprehensive protection for manufactured homes, covering fire, water damage, and theft. Available in Florida, these plans include personal liability coverage and temporary housing support, with options for primary or tenant-occupied units.
People
Andy Zamora
Sales Manager - Northern CA
Specializing in Northern California coastal risks, Andy brings 15+ years of property insurance expertise to help agents and policyholders navigate complex coverage needs.
Lois Nelson
Sales Manager - West Central FL
With deep Florida market knowledge, Lois supports producers and policyholders in West Central Florida, focusing on hurricane preparedness and tailored insurance solutions.
Louis Antoon
Sales Manager - AL/NW & SE FL/MS
Louis combines regional expertise with strategic insights to serve coastal communities across Alabama, Mississippi, and Florida's coastal regions.
Michelle Singh
Sales Manager - Northeast FL
Michelle specializes in Northeast Florida's coastal insurance needs, offering personalized support for agents and policyholders facing unique regional risks.
Wayne Dillon
Sales Manager - East Central FL
Wayne provides expert guidance for East Central Florida properties, leveraging local experience to deliver customized insurance solutions for coastal homeowners.
Questions
What areas do you cover?
We provide coastal property insurance in Alabama, California, Delaware, Florida, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Texas.
How do I report a claim?
Call 1-866-482-5246 anytime or use our online platform for 24/7 claim reporting with instant confirmation.
What insurance products do you offer?
We specialize in Homeowners (HO3/DIC), Dwelling Fire (DP3/MDP1), Manufactured Homeowners, Condominium Unit Owners (HO6), and Commercial Residential policies tailored for coastal risks.
Can I make payments online?
Yes, our secure platform allows instant online payments without requiring account logins for convenience.
How quickly are claims processed?
Our teams maintain average hold times under 10 seconds during catastrophes, with claims resolved promptly through personalized attention.
