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Business Details
50+ Years
experience
Your Trusted Partner for Insurance Solutions in Gainesville, FL
Founded in 1972, Tower Hill Insurance Group has been safeguarding homeowners' assets across Florida and beyond. Headquartered in Gainesville, Florida, with offices in Lexington (KY), Palm Beach Gardens (FL), and Dallas (TX), we specialize in residential and commercial property insurance. Our family-run business operates through a network of insurance agencies, offering homeowners, mobile homeowners, rental property, condominium, renters, commercial, and flood coverage. We uphold values of commitment, service excellence, integrity, and teamwork while maintaining financial stability to support policyholders during critical times. Our affiliated companies include Tower Hill Insurance Group Exchange, Tower Hill Prime, and Tower Hill Specialty, serving over 1.7 million Floridians.

Through technological innovation like our mobile app and dedicated claims support, we ensure accessible, transparent service that prioritizes client needs while maintaining industry-leading standards.
Services
Homeowners Insurance Flood Coverage Commercial Insurance Mobile Home Insurance Condo Insurance
Details
  • Year established: 1972
Highlights and features
  • We offer over 50 years of specialized insurance experience in Florida's unique property risks
  • Our financial stability ensures reliable support during disaster recovery
  • We provide customizable coverage options for diverse property types
  • Our mobile app enables seamless policy management and claims reporting
  • Family-owned values drive our commitment to personalized service
Associations and certifications
  • Demotech, Inc.
  • A.M. Best Company
What people say
Excellent service Prompt processing Compassionate adjusters Fair settlements Stress-free experience
Services
Homeowners Insurance
Our homeowners insurance protects against common risks including fire, theft, and weather damage. We offer customizable coverage options to meet individual needs while maintaining competitive rates. Policyholders benefit from replacement cost valuation and optional endorsements for high-value items.
Flood Coverage
Specialized flood insurance covers property damage from rising water events. Available as standalone policies or endorsements, our coverage meets federal requirements while offering enhanced protection through the National Flood Insurance Program partnership.
Commercial Insurance
Tailored commercial property insurance safeguards businesses against property damage and liability risks. We offer coverage for office spaces, retail facilities, and specialized commercial properties with flexible policy terms for various industries.
Mobile Home Insurance
Designed specifically for mobile homeowners, our policies cover structural damage, personal property, and liability. Optional coverage includes protection for permanent foundations and specialized equipment installations.
Condo Insurance
Condominium insurance covers interior structures, personal property, and liability risks. Policies coordinate with master association coverage while providing customized protection for unit owners' specific needs.
Questions
What types of insurance does Tower Hill offer?
We provide homeowners, flood, commercial, mobile home, condo, and specialty property insurance coverage options.
How do I file a claim with Tower Hill Insurance Group?
Report claims through our mobile app, website, or by calling 800-342-3407 for residential property claims.
Does Tower Hill offer mobile policy management?
Yes, our mobile app allows policyholders to access accounts and manage insurance documents 24/7.
What areas does Tower Hill Insurance Group serve?
We primarily serve Florida residents with coverage options available through partners nationwide.
How does Tower Hill handle disaster claims?
Our dedicated claims team prioritizes prompt response and fair settlements during natural disasters.
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