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Hooper Insurance offers auto insurance, collector car insurance, business insurance, homeowner insurance, farm insurance, motorcycle insurance, general liability insurance, workers compensation (workers comp.) Our agency provides you with the personalized service you expect. We are here to answer your phone calls, respond to your emails, & in the event of an emergency you can reach an agent 24 hours a day.

We care about providing you with the best service possible. We offer Auto, Home, Life, Health, Commercial, & Business Insurance through multiple highly rated companies. This allows us to find you the best rates & coverage for all your needs. We also insure recreational vehicles such as ATVs, Motorcycles, Boats, RVs, Travel Trailers, & more. Since 1991 our family has been developing lasting relationships in Cleveland, Tennessee, & the surrounding Tennessee Valley.

We listen to our clients needs, educate them on their policies, & above all provide them with superior customer service.
Services
Business Insurance
Hooper Insurance offers business insurance, bond insurance, business owners insurance (BOP), commercial auto insurance, general liability insurance (GL), professional liability insurance, special event insurance, workers compensation insurance (workers comp) in Cleveland, TN, Chattanooga, TN, & the surrounding Tennessee Valley as well as Georgia.
Hooper Insurance will help you evaluate your needs & guide you through selecting the coverage that will properly protect what you have worked so hard to build.
Bond Insurance
Hooper Insurance offers bond insurance including Contractor bonds, Conservator bonds, Fiduciary bonds, Performance bonds, & Surety bonds in Cleveland, TN, Chattanooga, TN, & the surrounding Tennessee Valley as well as Georgia.
The need to protect all parties has led to an increasing requirement of bonds in order to conduct certain business.
Bonds are also the most appropriate method to assure all business is being properly conducted.
Whether you're performing work in Cleveland, TN, or in the surrouding area we are here to serve you.
General Liability Insurance
Hooper Insurance offers business insurance including general liability insurance in Cleveland, TN, Chattanooga, TN, & the surrounding Tennessee Valley as well as Georgia.
Why let one accident ruin what you have spent years to build?
Protecting your employees, yourself, & your business should be a top priority.
A General Liability (GL) policy provides, but is not limited to, bodily injury, property damage, & personal injury coverage.
Let us provide you with protection against judgments, litigation, & out-of-court settlement expenses.
Professional Liability Insurance
Hooper Insurance offers business insurance including professional liability insurance, Errors and Omissions Liability (E&O), Employment Practices Liability (EPL or EPLI), & Directors and Officers Liability (D&O) in Cleveland, TN, Chattanooga, TN, & the surrounding Tennessee Valley as well as Georgia.
It is essential to cover your business in the event a mistake occurs.
Facing a lawsuit can cost you your livelihood.
General Liability only covers bodily injury & property damage where Professional Liability provides your business with extra protection against third parties as well as internally.
Special Event Insurance
Hooper Insurance offers Special Event Insurance for Birthday Parties, Weddings, Food Festivals, Fall Festivals, Beer Festivals, Music Festivals, Bar Mitzvahs (Bat Mitzvahs), Corporate Events, Races, Car Shows, Holiday Parties, Graduation Parties, Halloween Parties, Engagement Parties, & more in Cleveland, TN, Chattanooga, TN, & the surrounding Tennessee Valley as well as Georgia.
During our lifetime we celebrate many wonderful occasions such as weddings, parties, festivals, fairs & other special events.
Auto Insurance
Hooper Insurance offers auto insurance, car insurance, & truck insurance in Cleveland, TN, Chattanooga, TN, & the surrounding Tennessee Valley as well as Georgia.
Whether it's cheap state minimum coverage insurance or affordable higher limit insurance coverage we are here to help guide you through the process.
A variety of coverage options are available through multiple top rated companies.
Whether you're in Cleveland, TN, looking for truck insurance or you're in Chattanooga looking for car insurance our experienced agents can help.
Boat Insurance
Hooper Insurance offers boat insurance & personal watercraft insurance (Jet Ski, Wave Runner, Sea Doo) in Cleveland, TN, Chattanooga, TN, & the surrounding Tennessee Valley as well as Georgia.
Whether it's a 70 foot houseboat, 25 foot wakeboarding / wakesurfing boat, or a fully loaded bass fishing boat we can find you the most coverage at the best rate.
There are many great lakes & rivers around Cleveland, TN, & the surrounding area.
Whether you own a large or small watercraft we will find you the right coverage to fit your specific boating needs.
Collector Car Insurance
Hooper Insurance offers collector car insurance in Cleveland, TN, Chattanooga, TN, & the surrounding Tennessee Valley as well as Georgia.
We have multiple companies that specialize in American muscle car insurance as well as foreign collector cars.
Whether you are taking your ride to the MainStreet Cruise-In Cleveland, TN, or down to the Chattanooga Cruise-In you want to be fully covered.
A collector car can be like a family member to some & we completely understand why.
We know how much time, hard work, & money goes into rebuilding these metal works of art.
Condo & Townhouse Insurance
Hooper Insurance offers affordable condo insurance & townhouse insurance in Cleveland, TN, Chattanooga, TN, & the surrounding Tennessee Valley as well as Georgia.
Covering your condo or townhouse (also known as a townhome) is different from covering a regular house.
Many condos & townhouses are built alike on the outside as well as on the inside.
However, when comparing a condo to a townhouse you will find what needs to be insured depends on who is responsible.
A condo policy (HO-3) usually covers just the interior while everything else is covered by the association.
Farm & Ranch Insurance
Hooper Insurance offers affordable farm insurance and ranch insurance in Cleveland, TN, Chattanooga, TN, and the surrounding Tennessee Valley as well as Georgia.
Growing up in Cleveland, TN, our family owned a working farm.
There are many different parts to a farm & we understand the importance of properly insuring all of them.
This type of insurance enables you to completely cover everything under one policy.
The majority of homeowner policies do not cover farming activities or equipment.
This would include, but not limited to raising livestock & growing crops.
Flood Insurance
Hooper Insurance offers auto insurance, car insurance, & truck insurance in Cleveland, TN, Chattanooga, TN, & the surrounding Tennessee Valley as well as Georgia.
Whether it's cheap state minimum coverage insurance or affordable higher limit insurance coverage we are here to help guide you through the process.
Flooding is not covered on any HO3, homeowner, policy unless caused by a covered peril.
In order for flooding to be covered a separate Flood Policy must be purchased.
There are two options for flood insurance in Tennessee: Private Flood Insurance & the National Flood Insurance Program (NFIP; FEMA backed).
Life Insurance
Hooper Insurance offers Life Insurance (Whole and Term) in Cleveland, TN, Chattanooga, TN, and the surrounding Tennessee Valley as well as Georgia.
Life Insurance protects your family from the uncertainties that may arise after your passing.
If you have a spouse, children, a mortgage, car payments, or credit card bills they will still be there when you are not.
Make the decision to leave your family one last gift in the form of a Life Insurance policy.
Motorcycle/ATV/UTV Insurance
Hooper Insurance offers motorcycle insurance, dirt bike insurance, 4 wheeler (quad) insurance, ATV insurance, & UTV insurance in Cleveland, TN, Chattanooga, TN, and the surrounding Tennessee Valley as well as Georgia.
On road and off-road vehicles can be insured.
There are so many great riding spots to enjoy around Cleveland, TN, & the surrounding area.
While you are out riding you shouldn't have to worry about being covered if something happens.
Whether you need a tow or have another issue we will be there to guide you through it.
Motorhome/RV/Camper Insurance
Hooper Insurance offers motor home insurance, RV insurance, and camper insurance in Cleveland, TN, Chattanooga, TN, and the surrounding Tennessee Valley as well as Georgia.
If you are living the dream getting to travel the country in your Motorhome, RV, or Camper, we are envious.
There are so many great spots to enjoy the outdoors around Cleveland, TN, & the surrounding area.
Depending on how much time you spend on the road your vehicle can become packed with your personal items.
You will want to make sure all of your personal property, inside the vehicle, is covered as well as any custom equipment or aftermarket accessories.
Renters Insurance
Hooper Insurance offers Renters Insurance in Cleveland, TN, Chattanooga, TN, and the surrounding Tennessee Valley as well as Georgia.
Whether you're renting here in Cleveland, TN, or in Chattanooga, we will be there when you need us the most.
A renters policy provides a chosen amount of coverage for your personal property, medical payments, liability as well as loss of use.
Personal property includes, but is not limited to clothing, shoes, furniture, electronics, etc. Protecting you, your family, & your assets is our top priority.
Umbrella Insurance
Hooper Insurance offers Personal Umbrella Insurance in Cleveland, TN, Chattanooga, TN, and the surrounding Tennessee Valley as well as Georgia.
If a $1 million lawsuit was brought against you, your spouse, or your kids would you be covered?
Umbrella Insurance is there to protect you, as well as your assets, from major lawsuits & claims.
An Umbrella policy provides additional liability coverage above the limits of your auto, home, or any other policies that may be in force.
If you own your home, autos, or have savings in the bank you are a prime target for a lawsuit that could cost you everything.
Testimonials
Hooper Insurance is dedicated to our clients here in Cleveland, TN, Chattanooga, TN, and the surrounding Tennessee Valley as well as Georgia.
Our clients come first and our online reviews reflect this.
On Google and Facebook Hooper Insurance has a 5 star rating.
As a licensed insurance agent myself I was impressed on the time spent assisting me with Health Insurance for my family.
Reed made sure we looked over all options and compared them in detail.
Simplifying the process for changing carriers after a cross country move forcing us to find other health care.
Faq
There is no coverage extended from auto policies and if there is any on your homeowners policy it would be subject to your deductible.
A separate policy will need to be obtained to properly insure these recreational vehicles from perils such as theft, vandalism, & bodily injury.
In the event you are in an at fault accident, the insurance company will pay to have your car's damages repaired minus your chosen deductible.
Ask us about your coverage today!
This coverage protects you against drivers who carry no insurance or who carry an insufficient amount of coverage to pay the claim.