Business Details
19 Years
experience
Your Trusted Cannabis Insurance Partner
Cover Cannabis was founded in 2007 to address the unique insurance needs of the cannabis industry. With over 17 years of specialized experience, our team of seasoned professionals brings deep expertise in cannabis-specific risks and regulatory challenges. We work exclusively with A-rated carriers to provide tailored coverage solutions for dispensaries, cultivators, manufacturers, and ancillary businesses.Our commitment to discretion and professionalism ensures client information remains secure while delivering transparent, ethical service. Headquartered in California with nationwide reach, we combine local market knowledge with a proven track record of securing competitive rates for our clients.
Services
General Liability
Product Liability
Business Auto
Workers Compensation
Property Insurance
Crop Coverage
Cargo Insurance
Equipment Coverage
Equipment Breakdown
Business Income
Details
- Year established: 2007
Highlights and features
- We offer 17+ years of cannabis insurance specialization since 2007
- Our team includes Commercial Lines Coverage Specialists with industry expertise
- We work exclusively with A-rated insurance carriers for reliable coverage
- Our agents maintain deep knowledge of state-specific cannabis regulations
- We provide nationwide service with localized market understanding
What people say
Thorough, Timely, and Good prices
Exceptional customer service
Saved us so much money
Quick and prompt service
Highly recommend
Services
General Liability
Essential coverage for cannabis businesses against third-party claims of property damage, bodily injury, and advertising injuries. Our policies include industry-specific protections for premises operations, products, and completed operations. We help businesses meet licensing requirements while providing financial protection against common risks associated with cannabis operations.
Product Liability
Specialized protection for cannabis producers and sellers against claims related to defective products. Covers legal defense costs and settlements for issues like contamination, labeling errors, or adverse reactions. Our policies address unique industry challenges including testing standard variations and evolving regulatory requirements across different jurisdictions.
Business Auto
Comprehensive protection for cannabis-related vehicle operations including delivery services and transport fleets. Covers commercial vehicles against collision damage, liability claims, and cargo losses. Our policies address industry-specific challenges like banking restrictions and specialized vehicle requirements for secure cannabis transportation.
Crop Coverage
Tailored insurance for cannabis cultivators protecting against losses from fire, theft, and natural disasters. Covers both indoor and greenhouse operations with customizable valuation options. Includes protection for harvested crops during processing and storage, addressing unique challenges like mold contamination and regulatory compliance for cultivation facilities.
Equipment Breakdown
Specialized coverage for expensive cannabis industry equipment against mechanical failures and power surges. Includes repair/replacement costs for extraction machinery, climate control systems, and testing equipment. Our policies address the high-value, specialized nature of cannabis production equipment with rapid claims processing to minimize business interruptions.
People
Chris Walters
Chief Executive Officer
15+ years insurance industry experience with expertise in commercial lines coverage. Graduated from Humboldt State University with business administration degree. Specializes in cannabis industry risk management and team development.
Pat Grignon
Chief Revenue Officer
20+ years insurance executive with Commercial Lines Coverage Specialist designation. Oversees sales operations and staff training. Holds business administration degree from Humboldt State University with economics minor.
Juan Cruz
VP - Marketing & Development
7+ years direct response marketing experience. Manages brand strategy and digital campaigns. Holds UCLA degree in Global Studies with Anthropology minor. Specializes in cannabis industry market expansion.
Norma Villafranca
VP - Los Angeles/Central California
14+ years insurance experience with focus on commercial lines. Holds CCIP and WCIP designations. Award-winning agent with expertise in cannabis industry insurance solutions and client relationship management.
Nicole Bill
Commercial Insurance Specialist
Business administration graduate with cannabis insurance specialization. Provides tailored coverage solutions for cultivators and retailers. Recognized for exceptional client service and industry knowledge in California's regulated cannabis market.
Questions
What types of cannabis businesses do you insure?
We provide coverage for dispensaries, cultivators, processors, laboratories, delivery services, smoke shops, hydroponic suppliers, and other cannabis-adjacent businesses nationwide.
Can I get insurance if I operate in multiple states?
Yes, our team specializes in multi-state cannabis operations and understands varying regulatory requirements across jurisdictions.
What sets Cover Cannabis apart from other insurers?
We focus exclusively on cannabis industry risks with 17+ years of experience and partnerships with specialized A-rated carriers.
Do you offer customized insurance packages?
Yes, our agents create tailored coverage solutions based on your specific business type, size, and operational needs.
How quickly can I get a quote?
Most clients receive customized quotes within 2 business days after submitting their application details.
