Business Details
44 Years
experience
Your Trusted Insurance Partner in Destin & Ft. Walton Beach, FL
Norton Insurance of Florida has served families and businesses across Destin, Fort Walton Beach, and the Emerald Coast for over forty years. As a locally owned and operated independent insurance agency, we specialize in delivering comprehensive solutions tailored to the unique needs of Florida residents and business owners. Our team possesses in-depth knowledge of complex commercial insurance needs, ensuring comprehensive protection for businesses of all sizes. With access to over 100 top-rated carriers, we provide tailored coverage and competitive rates. Our experienced agents are experts in personal lines like home and auto insurance, as well as business coverage.We pioneered a nationwide bond program in the 1980s that empowered smaller contractors to compete for larger projects. Our customer service team is committed to prompt, reliable assistance, and our owners remain actively engaged in the Destin community. We sponsor local youth clubs, sports teams, and community groups, investing in the future of our area. As a third-generation, family-owned agency, we value building lasting relationships with clients to provide insurance solutions that offer peace of mind and financial protection.
Services
Homeowners Insurance
Auto Insurance
Flood Insurance
General Liability
Workers Compensation
Commercial Property
Professional Liability
Commercial Auto
Cyber Liability
Bonds
Details
- Year established: 1982
Highlights and features
- We have over 40 years of experience serving Florida families and businesses.
- We work with over 100 top-rated insurance carriers to find the best coverage.
- Our agents specialize in Florida-specific risks like hurricane damage and coastal protection.
- We pioneered a nationwide bond program for small contractors in the 1980s.
- We maintain active community involvement through youth and nonprofit sponsorships.
What people say
Fast and timely responses
Great experience
Knowledgeable and efficient
Saved $50/month on car insurance
Top-notch customer service
Services
Homeowners Insurance
Protect your home and belongings from storms, theft, and liability claims. Our homeowners insurance provides comprehensive protection through partnerships with top-rated carriers in Florida. We tailor policies to address coastal property risks and hurricane preparedness while ensuring competitive pricing through our network of 100+ insurance providers.
Commercial Property
Safeguard business buildings, equipment, and inventory against fire, theft, and natural disasters. Our commercial property insurance solutions address Florida-specific risks while offering flexible coverage options. We work with businesses of all sizes to create customized protection plans that align with their operational needs and budgetary constraints.
General Liability
Protect your business from legal claims related to bodily injury, property damage, and advertising injuries. Our general liability insurance provides essential coverage for Florida businesses facing industry-specific risks. We help clients understand their exposure levels and secure appropriate protection through our network of premier insurance carriers.
Workers Compensation
Ensure workplace injury protection for employees while safeguarding your business from financial liability. Our workers compensation insurance meets Florida's regulatory requirements while providing comprehensive benefits for work-related injuries or illnesses. We assist businesses in implementing effective risk management strategies to minimize workplace incidents.
Flood Insurance
Secure specialized coverage against flood damage not included in standard policies. Our flood insurance solutions address Florida's unique coastal risks, including hurricane-related storm surges. We help homeowners and businesses understand their flood risk levels and obtain appropriate coverage through qualified insurance providers.
People
Dan Jones
President
With decades of insurance experience, Dan Jones leads Norton Insurance's commercial lines division. He specializes in business insurance solutions and has helped numerous local companies secure appropriate coverage. Dan actively engages with clients to understand their unique risk management needs.
Karen Jones
CEO
As CEO, Karen Jones oversees Norton Insurance's strategic direction while maintaining hands-on client relationships. She brings extensive industry knowledge and a commitment to community service, ensuring the agency continues its legacy of personalized insurance solutions for Florida residents.
Christine Hall
Commercial Lines Account Manager
Christine Hall provides expert commercial insurance guidance with over 15 years of experience serving local businesses. She specializes in creating customized insurance packages that address specific industry risks while maintaining cost-effectiveness for business owners across the Emerald Coast.
Jenny Sumblin
Personal Lines Manager
Jenny Sumblin manages personal insurance services with a focus on homeowners and auto coverage. She brings extensive knowledge of Florida-specific insurance needs and works closely with clients to ensure comprehensive protection for families throughout the region.
Aime Hernandez
Commercial & Trucking Account Manager
Specializing in commercial and trucking insurance, Aime Hernandez helps businesses protect their transportation assets and operations. She provides tailored solutions for fleet owners and transportation companies while maintaining strong relationships with industry-specific insurance carriers.
Questions
What areas do you serve?
We serve Destin, Fort Walton Beach, Miramar Beach, Niceville, Santa Rosa Beach, and surrounding areas in Florida. We're also licensed in Alabama, Georgia, North Carolina, South Carolina, and Tennessee.
What types of insurance do you offer?
We provide comprehensive personal and commercial insurance including homeowners, auto, flood, general liability, workers compensation, commercial property, and specialized business coverages.
How can I get an insurance quote?
Request a quote online through our website, call us directly at 850-244-1574, or visit our offices in Destin or Fort Walton Beach for personalized assistance.
Are you a local insurance agency?
Yes, we're locally owned and operated in Destin with over 40 years of experience serving Florida families and businesses. Our team understands the unique risks facing coastal communities.
Do you work with multiple insurance carriers?
We partner with over 100 top-rated insurance carriers to ensure we find the best coverage options and competitive rates tailored to your specific insurance needs.
What sets you apart from other agencies?
Our combination of local expertise, access to 100+ carriers, dedicated staff, and community involvement creates a unique insurance experience focused on personalized service and comprehensive protection.
