Business Details
41 Years
experience
Emergency
services
Trusted Insurance Solutions in Charlotte, NC
For over three decades, 1st Choice Insurance Advisors has provided personalized insurance solutions to families and businesses across the Southeast. Rooted in Charlotte, our independent agency prioritizes client needs through tailored coverage and direct access to licensed advisors. With expertise in auto, home, business, and specialty insurance, we combine local market knowledge with partnerships with top-rated carriers. Our team emphasizes transparency, avoiding cookie-cutter policies to ensure clients receive optimal protection. Decades of experience enable us to simplify complex insurance decisions while maintaining fast, responsive service.Client testimonials consistently highlight our commitment to personalized support and competitive pricing. As an independent agency, we offer diverse options rather than pushing quotas, ensuring coverage aligns with individual client circumstances. Our Southeast regional focus allows specialized understanding of local risks and regulatory environments. Annual coverage reviews and proactive risk management guidance demonstrate our long-term partnership approach. This combination of experience, local expertise, and client-centric service establishes our authority in the insurance advisory field.
Services
Auto Insurance
Home Insurance
Workers' Compensation
Captive Insurance
Business Insurance
Details
- Year established: 1985
Highlights and features
- 30+ years of hands-on insurance experience
- Local Charlotte agency with regional market expertise
- Personalized support from licensed advisors
- Independent agency offering multiple carrier options
- Fast, transparent service with no hidden fees
What people say
Excellent service
Top notch
Great experience
Highly recommended
Outstanding service
Services
Auto Insurance
Customized auto insurance solutions for standard vehicles, luxury cars, and collector vehicles. We offer liability, collision, comprehensive coverage, and specialty options like roadside assistance. Our advisors help clients in North and South Carolina find optimal protection while bundling opportunities with home insurance.
Home Insurance
Tailored homeowners insurance covering dwellings, personal property, and liability. Specialized coverage for luxury homes, vacation properties, and condos. Our local expertise ensures proper valuation of Charlotte-area properties including unique features like custom builds and lakefront homes.
Business Insurance
Comprehensive business insurance packages including general liability, property coverage, and cyber liability. We serve diverse industries across the Carolinas with customized policies for contractors, hospitality businesses, and professional services firms. Includes risk assessment and annual policy reviews.
Workers' Compensation
Compliant workers' compensation insurance for businesses in North and South Carolina. We provide coverage for various industries including construction, healthcare, and hospitality. Services include audit preparation, certificate delivery, and integration with payroll systems for accurate premium calculations.
Captive Insurance
Specialized captive insurance consulting for businesses seeking alternative risk financing solutions. We help qualified clients establish self-insurance structures while maintaining regulatory compliance. Services include feasibility analysis, carrier selection, and long-term risk strategy development for mid-sized to large companies.
People
Peter E Frank
President
With over 30 years in insurance, Peter leads our Charlotte team, specializing in personalized coverage solutions for families and businesses across the Southeast.
David Lavelle
Vice President
David oversees operations and client relations, bringing extensive commercial insurance expertise to support business clients throughout the Carolinas.
Trevor Pauldine
Commercial Insurance Producer
Trevor specializes in business insurance solutions, helping companies across multiple industries secure appropriate commercial coverage and risk management strategies.
Caroline Frank
Customer Service Representative
Caroline provides direct client support, ensuring smooth policy management and timely assistance for personal and business insurance needs.
Questions
What types of insurance do you offer?
We provide auto, home, business, workers' compensation, captive insurance, and specialty coverage for high-value assets.
How can I get a quote?
Request a quote online or contact our Charlotte office directly for personalized assistance from our advisors.
Do you specialize in business insurance?
Yes, we tailor commercial policies for various industries including construction, hospitality, healthcare, and professional services.
What is captive insurance?
Captive insurance allows businesses to self-insure certain risks while maintaining regulatory compliance and financial protection.
How quickly can you process claims?
We prioritize fast claims resolution with direct advisor support and established carrier relationships for expedited processing.
