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Business Details
40 Years
experience
Your Trusted Insurance Partner in Texas City
Since 1986, our third-generation family-owned agency has dedicated itself to protecting Texas City and Gulf Coast communities through comprehensive insurance solutions. We specialize in homeowners, windstorm, hail, and flood insurance, including a unique Windstorm Included Home Policy tailored for Texas Gulf Coast residents. Our team combines decades of industry experience with personalized service, treating every client like family.

We prioritize transparency, ensuring clients fully understand their coverage while offering expert guidance during claims, policy changes, or payment processes. Our commitment to community trust and tailored insurance strategies has made us a reliable partner for individuals and businesses alike.
Services
Home Insurance Flood Insurance Windstorm Insurance Auto Insurance Business Insurance Life Insurance Condo Insurance Landlord Insurance Renters Insurance Boat Insurance
Details
  • Year established: 1986
Highlights and features
  • We are a third-generation family-owned insurance agency serving Texas since 1986
  • Specialize in Gulf Coast-specific windstorm and flood insurance solutions
  • Provide personalized policy explanations and claims assistance 24/7
  • Offer tailored insurance packages for homeowners, renters, and businesses
  • Maintain deep local market knowledge for accurate risk assessment
What people say
Saved so much money Understand what I'm paying for Team I can trust 100% Best financial decision Personalized assistance
Services
Home Insurance
Protects residential properties against fire, theft, and natural disasters. Covers structural damage and personal belongings. Ideal for homeowners seeking comprehensive protection with customizable add-ons for specific risks like water damage or valuable items.
Flood Insurance
Specialized coverage for flood-related property damage. Includes protection for structural elements and contents not covered by standard policies. Essential for Gulf Coast residents in high-risk flood zones seeking financial security against weather events.
Windstorm Insurance
Covers damage from hurricanes and severe wind events. Includes roof, window, and structural repairs caused by high winds. Designed for Texas Gulf Coast properties requiring additional protection beyond standard homeowners policies.
Auto Insurance
Comprehensive auto protection including collision, liability, and uninsured motorist coverage. Offers customizable deductibles and discounts for safe drivers. Serves personal and commercial vehicle owners across Texas City and surrounding areas.
Life Insurance
Provides income replacement and financial support for beneficiaries. Offers term and permanent policy options to meet family needs. Helps clients plan for future expenses like education costs or mortgage payments after loss of income.
People
Brad Spurgeon
Owner
Third-generation insurance professional with 35+ years serving Texas Gulf Coast communities. Specializes in personalized risk management solutions and client advocacy during claims processes. Committed to maintaining family legacy of trust and community-focused service.
Questions
What insurance products do you specialize in?
We specialize in home, flood, windstorm, auto, life, and business insurance for Texas Gulf Coast residents. Our unique Windstorm Included Home Policy offers comprehensive protection for coastal properties.
How can I file an insurance claim?
Report claims through our website's 'Report a Claim' form or contact us directly at (409) 945-4746. Our team will guide you through documentation and coordinate with your carrier for prompt resolution.
Do you offer online policy management?
Yes, our online service center allows policy reviews, payments, document access, and contact updates. We provide 24/7 digital tools while maintaining personal support for complex requests.
What areas do you serve?
We primarily serve Texas City and the entire Texas Gulf Coast region, including coastal communities requiring specialized windstorm and flood insurance solutions.