Business Details
17 Years
experience
Life Insurance for Marijuana Users & Cannabis Businesses
Marcan Insurance has been a trusted independent life insurance agency since 2009, specializing in providing affordable coverage for marijuana users and individuals with complex health conditions. Our mission focuses on helping clients secure life insurance at the lowest rates through access to over 70 progressive insurers. With expertise in navigating underwriting guidelines for cannabis-related use and medical conditions, we offer personalized service without sales pressure.Our team maintains deep industry knowledge about how health conditions treated with medical marijuana affect life insurance ratings. We prioritize client education and transparent advice, ensuring policyholders understand their coverage options. As an A+ rated BBB business, we combine family-owned values with professional expertise to serve clients nationwide.
Services
Marijuana User Life Insurance
No Medical Exam Policies
Medical Condition Coverage
Cannabis Business Insurance
Guaranteed Issue Options
Details
- Year established: 2009
Highlights and features
- Independent agency with access to 70+ life insurance companies
- Specialists in marijuana use and complex health condition underwriting since 2009
- No sales pressure - family-owned business with direct client service
- Expert guidance on how medical marijuana affects life insurance ratings
- A+ BBB rating with proven success helping high-risk applicants
Associations and certifications
- Better Business Bureau
What people say
Saved 58% on premiums
Expertise with medical marijuana
Helped after prior denials
No sales pressure
Quick approval process
Services
Marijuana User Life Insurance
Specialized life insurance policies for marijuana users that consider cannabis use rather than automatically applying tobacco rates. Our experts understand how different underwriters evaluate marijuana use in relation to health conditions. We help clients secure appropriate coverage while maintaining HIPAA-compliant privacy protections.
Medical Condition Coverage
Tailored life insurance solutions for individuals managing health conditions treated with medical marijuana. We work with insurers that evaluate the underlying condition rather than marijuana use alone. Our specialists understand rating guidelines for conditions like high blood pressure, diabetes, and chronic pain management.
No Medical Exam Policies
Non-invasive life insurance options that don't require needles or medical exams. These policies offer quick approval for clients seeking coverage without traditional medical evaluations. Available for various health profiles while maintaining competitive rates for marijuana users.
Cannabis Business Insurance
Specialized insurance products for cannabis industry professionals and business owners. We address unique challenges faced by those working in legal marijuana businesses, including key person insurance and business continuation planning tailored to this emerging industry.
Guaranteed Issue Options
Final-expense life insurance policies for applicants who may not qualify through standard underwriting. These policies provide coverage without medical exams or health questions, featuring guaranteed approval with graded death benefits during the initial policy years.
People
Chris Abrams
Founder
Chris Abrams founded Marcan Insurance in 2009 with a mission to help marijuana users obtain affordable life insurance. With over 15 years of industry experience, he specializes in high-risk underwriting and maintains an A+ BBB rating.
Bennet Bier
Insurance Advisor
Bennet Bier brings extensive life insurance expertise, specializing in complex underwriting cases. With years of experience navigating marijuana-related insurance challenges, he helps clients secure coverage through his deep carrier relationships and industry knowledge.
Jessi Lundell
Client Care Manager
Jessi Lundell manages client relations with nearly a decade of customer service experience. She focuses on providing personalized support throughout the insurance process, ensuring clear communication and timely resolution of client inquiries.
Questions
Will admitting marijuana use affect my life insurance application?
No, your privacy is protected by HIPAA laws. We work with insurers that evaluate your overall health rather than marijuana use alone.
Can I get life insurance if I work in the cannabis industry?
Yes, we specialize in coverage for cannabis industry professionals and business owners through select marijuana-friendly insurers.
How do medical conditions affect marijuana users' rates?
Insurers primarily rate based on the underlying health condition being treated rather than marijuana use itself in most cases.
Are no-exam policies available for marijuana users?
Yes, we offer simplified issue policies that don't require medical exams while maintaining competitive rates for cannabis users.
How can I compare life insurance rates?
Our instant quote system lets you compare rates from 70+ insurers in 30 seconds without affecting your credit score.
