Business Details
48 Years
experience
Emergency
services
Your Trusted Insurance Partner in Dallas, TX
Founded in 1978 as a property and casualty agency in Dallas, Craddock Insurance Agency has evolved into a trusted provider of health, accident, and supplemental insurance solutions. With over four decades of industry experience, including a return to the insurance sector in 2001, we specialize in educating clients on maximizing coverage benefits while minimizing financial risk. Our mission focuses on delivering accessible, affordable plans tailored to individual and family needs, including zero-deductible accident coverage, indemnity health insurance, and Medicare supplements.Backed by partnerships with proven providers and a commitment to transparency, we prioritize client education and personalized service. Our team leverages deep expertise to simplify complex insurance options, ensuring clients secure protection that aligns with their unique circumstances and budgetary constraints.
Services
Health Insurance
Accident Insurance
Disability Insurance
Dental Insurance
Medicare Supplement
Critical Illness Coverage
Details
- Year established: 1978
Highlights and features
- We offer over 40 years of combined insurance expertise.
- Our plans feature zero deductibles and no hidden fees.
- We provide 24/7 telehealth access for urgent care needs.
- We specialize in personalized coverage for Texas residents.
- Our team educates clients on maximizing insurance benefits.
Services
Health Insurance
Our indemnity health insurance plans offer flexible provider choices with zero deductibles for outpatient services. Coverage includes hospital stays, doctor visits, and telehealth consultations through the PHCS network. Plans feature lifetime maximum benefits up to $5,000,000 and optional income protection riders for comprehensive financial security.
Accident Insurance
Zero-deductible accident plans provide cash benefits for medical expenses resulting from accidental injuries. Coverage includes emergency room visits, chiropractic care, and follow-up treatments. Ideal for bridging gaps in primary insurance, these plans help manage out-of-pocket costs from common accidents like falls, bites, or sports injuries.
Medicare Supplement
Stable-rate Medicare supplement policies help cover gaps in original Medicare coverage. Our plans simplify enrollment without requiring home visits from agents. Coverage includes hospital co-payments, skilled nursing facility care, and emergency medical services during travel outside your home state.
Disability Insurance
Affordable disability coverage protects your income if an injury or illness prevents work. Policies provide monthly benefits to cover essential expenses during recovery periods. We offer customizable terms to match individual risk profiles and occupational requirements.
Dental Insurance
Comprehensive dental coverage includes preventive care, major procedures, and emergency treatments. Plans feature options with no waiting periods for immediate protection. We offer flexible payment structures to accommodate various budgetary needs and family sizes.
People
Derrall V. Craddock
Founder
With over 40 years in the insurance industry, Derrall V. Craddock established Craddock Insurance Agency in 1978. His career spans property, casualty, and supplemental health insurance sectors. He specializes in creating accessible coverage solutions while maintaining a client-focused approach to insurance education.
Questions
What insurance products do you offer?
We provide health, accident, disability, dental, Medicare supplement, and critical illness insurance plans tailored to Texas residents' needs.
How do I get a quote?
Submit our online request form specifying desired coverage types. We'll email personalized quotes based on your selected products and coverage requirements.
Do you offer 24/7 support?
Yes, our plans include 24/7 telehealth access and emergency medical consultation services through our provider networks.
Are there waiting periods for coverage?
Dental plans offer no-waiting-period options. Most other policies provide immediate coverage upon approval and premium payment.
Can I choose any healthcare provider?
Our indemnity plans allow unrestricted provider selection, while PPO options offer discounted rates through preferred provider networks.
What areas do you serve?
We specialize in Texas-based coverage but offer policies meeting state-specific regulations across multiple jurisdictions.
