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Your Trusted Insurance Partner in Plano, TX
At Calk Insurance Agency, we combine decades of industry experience with a personalized approach to deliver comprehensive insurance solutions tailored to our clients' unique needs. Founded by Cliff Calk, a seasoned professional with 35 years in the insurance sector, our agency leverages deep expertise gained from roles as a claims adjuster and Allstate agent to provide informed guidance. We prioritize understanding your financial goals and evolving needs, offering coverage options from over 200 A-rated carriers to ensure competitive pricing and robust protection.

Our commitment to transparency, ongoing support, and client education ensures you make confident decisions about personal and business insurance. With a focus on long-term relationships, we serve individuals and businesses across Plano and surrounding areas, delivering reliable service that adapts as your life or company grows.
Services
Personal Insurance Business Insurance Life Insurance Health Insurance Auto Insurance
Highlights and features
  • We offer 35 years of insurance expertise and claims-handling experience.
  • Our personalized approach ensures coverage tailored to your unique needs.
  • Access to over 200 A-rated carriers for competitive pricing options.
  • Commitment to ongoing client education and transparent communication.
  • Proven track record of reducing client premiums by up to 28%.
What people say
Amazing service Helped reduce premiums Walk you through process
Services
Personal Insurance
We provide comprehensive personal insurance solutions including auto, home, renters, boat, and motorcycle policies. Our tailored approach ensures coverage that adapts to your lifestyle while maintaining competitive pricing through partnerships with top-rated carriers.
Business Insurance
Our business insurance services cover commercial auto, liability, property, and workers' compensation policies. We assess your company's unique risks to create customized plans that protect assets and ensure operational continuity for Texas businesses.
Life Insurance
We offer life insurance products designed to secure your family's future. With options ranging from term to permanent coverage, our solutions provide peace of mind through financial protection and estate planning benefits.
Health Insurance
Our health insurance plans deliver access to quality healthcare with flexible options for individuals and families. We help clients navigate plans from leading providers to find cost-effective solutions meeting their medical needs.
Auto Insurance
We provide auto insurance policies covering standard vehicles, classic cars, and specialty vehicles. Our coverage options include liability, collision, and comprehensive protection with discounts for safe drivers and multi-policy bundling.
People
Cliff Calk
Owner
With 35 years in insurance, Cliff began as a claims adjuster before becoming an Allstate agent for 30+ years. He now leads Calk Insurance Agency, leveraging extensive experience to provide personalized solutions for Texas clients.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, boat), business insurance (liability, property), life insurance, health insurance, and specialty coverage for classic cars and RVs.
How do you find the best rates?
Our access to 200+ A-rated carriers allows us to compare multiple options, ensuring competitive pricing tailored to your specific coverage needs and budget.
Do you offer business insurance policies?
Yes, we create customized commercial insurance plans covering liability, property, workers' compensation, and business auto to protect Texas companies from financial risks.
What areas do you serve?
We primarily serve Plano, Frisco, McKinney, Little Elm, The Colony, Carrollton, and Prosper, providing both in-person and remote insurance consultation options.