Business Details
31 Years
experience
Your Trusted Insurance Partner in Wheat Ridge, CO
CO Insurance Specialist has been serving Colorado communities since 1995, providing comprehensive insurance solutions tailored to individual and business needs. Our locally owned agency prioritizes client relationships over transactions, leveraging partnerships with top-rated carriers to deliver competitive rates and customized coverage. With over 30 years of combined experience, our team of licensed professionals conducts annual policy reviews to ensure clients maintain optimal protection. We differentiate ourselves through independent agency status, allowing us to shop multiple carriers annually rather than being tied to single-company products. Our Wheat Ridge-based team emphasizes transparent communication through multiple channels including phone, text, email, and video consultations.Community involvement remains central to our operations, with team members actively participating in local organizations and charitable initiatives. We maintain rigorous professional standards through continuous industry education and adherence to ethical insurance practices. Client testimonials consistently highlight our responsive claims support and personalized service approach. Our office in the Denver metro area serves as a hub for both in-person consultations and remote policy management. We combine modern digital tools with traditional face-to-face service to accommodate diverse client preferences.
Services
Auto Insurance
Home Insurance
Business Insurance
Life Insurance
Umbrella Insurance
Classic Car Insurance
Specialty Insurance
Details
- Year established: 1995
Highlights and features
- We provide annual policy reviews to ensure continuous coverage optimization
- Our independent agency status allows comparison shopping across multiple carriers
- We offer multi-channel communication including phone, text, email, and video chat
- Our team maintains 30+ years of combined experience in Colorado insurance markets
- We prioritize community involvement through local charitable initiatives and volunteer work
What people say
Lowest rates possible
Best insurance deals
Top notch service
Family atmosphere
Immediate response
Services
Auto Insurance
We provide comprehensive auto insurance solutions protecting Colorado drivers against financial losses from accidents, theft, or natural disasters. Our policies include liability coverage, collision protection, and uninsured motorist provisions. With access to multiple carriers, we help clients find competitive rates while ensuring adequate protection for various vehicle types including classic cars.
Home Insurance
Our home insurance policies safeguard Colorado properties against fire, hail, theft, and other covered perils. We offer customized coverage options for standard homes, high-value properties, and unique dwellings. The team provides guidance on additional protections for wildfire-prone areas and helps clients understand replacement cost vs actual cash value policies.
Business Insurance
We create tailored business insurance packages protecting Colorado companies from operational risks. Our offerings include general liability, property insurance, and business interruption coverage. We serve diverse industries and help clients navigate specialized requirements for commercial vehicles, equipment, and professional liability exposures.
Life Insurance
We offer term and permanent life insurance solutions to protect families and business interests. Our approach considers clients' financial obligations, future needs, and estate planning goals. We work with multiple carriers to find policies matching different budgetary and coverage requirements.
Umbrella Insurance
Our umbrella insurance policies provide additional liability coverage beyond standard auto and home policies. This cost-effective solution protects against catastrophic losses that exceed primary policy limits. We help clients assess appropriate coverage levels based on their specific risk exposure.
People
Jackie Kabili
Agency Principal
Second-generation owner with 12 years of leadership experience. Colorado native focused on personalized insurance solutions. Graduated from University of Northern Colorado. Balances family life with agency responsibilities while maintaining industry expertise.
Lisa Folks
Agency Principal
Co-owner with diverse background in advertising and education. Applies communication skills to insurance solutions. University of Northern Colorado graduate committed to client-focused service. Balances family life with leadership responsibilities in the agency.
Ryan White
Insurance Agent
Colorado State University graduate with decade of insurance experience. Transitioned from advertising to insurance industry in 2012. Combines local knowledge with professional expertise to serve clients' insurance needs in the Centennial State.
Christina Martinelli
Account Manager
Licensed agent since 2015 with diverse background in medical, banking, and investment fields. Applies multidisciplinary perspective to insurance solutions. Active community volunteer and client advocate with nine years of service at the agency.
Brooke Stuard
Insurance Agent
Industry veteran since 2006 with experience across multiple states. Specializes in first-time homebuyer insurance needs. Combines technical knowledge with personalized service approach. Mountain resident with understanding of regional insurance requirements.
Questions
What types of insurance do you offer?
We provide auto, home, business, life, umbrella, classic car, and specialty insurance products tailored to Colorado residents and businesses.
How do you help clients save money?
We shop multiple carriers annually to find competitive rates and conduct regular policy reviews to identify potential savings opportunities.
What should I do after an accident?
Report the incident to your carrier with details about timing, location, vehicle information, injuries, and witness contacts.
How do claims work with your agency?
We assist throughout the process by connecting you with your carrier and providing guidance on documentation and temporary repairs.
Are you available for urgent questions?
While we don't offer 24/7 service, we prioritize prompt responses through multiple communication channels during business hours.
Do you serve clients outside Wheat Ridge?
We serve clients across Colorado, with particular expertise in Denver metro area insurance requirements and risk factors.
