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Your Trusted Insurance Partner in Elmira, NY
At Bonnie Collins in Elmira, New York, we have served the community for over 24 years with exceptional insurance services across Chemung County and beyond. Our commitment to building meaningful relationships drives us to offer personalized coverage options for auto, home, life, renters, condo, and pet insurance. We prioritize understanding our clients' unique needs to provide tailored solutions that protect what matters most. As a member of the Chamber of Commerce, we actively support local businesses and community connections.

Our team delivers 24/7 assistance, efficient claims processing, and comprehensive financial services, including banking and annuities. With convenient access near the Chemung County DMV, we specialize in home-based business policies, recreational vehicle coverage, and customizable home and auto plans. Our Personal Price Plan ensures coverage that fits individual budgets while maintaining quality. We combine State Farm's industry leadership with local expertise to make insurance decisions straightforward and informed.
Services
Auto Insurance Homeowners Insurance Life Insurance Business Insurance Renters Insurance Condo Insurance Pet Insurance Motorcycle Insurance Boat Insurance RV Insurance
Highlights and features
  • We offer 24 years of local insurance expertise and personalized service.
  • Our team provides 24/7 assistance and efficient claims processing.
  • We specialize in customizable home and auto insurance plans.
  • We support local businesses through Chamber of Commerce membership.
  • We combine State Farm's industry leadership with community-focused service.
What people say
Exceptional service Knowledgeable staff Cost savings Prompt assistance Personalized solutions
Services
Auto Insurance
Our auto insurance provides comprehensive protection for vehicles and drivers. We offer customizable policies including liability, collision, and comprehensive coverage, along with discounts for safe driving and bundling. Our 24/7 claims support ensures prompt assistance during emergencies.
Homeowners Insurance
We provide tailored homeowners insurance covering property damage, personal belongings, and liability. Policies include options for additional structures, flood coverage, and identity restoration services. Our team helps clients understand deductibles and select appropriate coverage levels.
Life Insurance
Our life insurance solutions include term, whole-life, and instant answer policies. We conduct life needs analyses to determine appropriate coverage amounts and offer options for retirement planning and financial security for beneficiaries.
Business Insurance
We specialize in business insurance for commercial properties, fleet vehicles, and liability protection. Our policies cater to both established and new businesses, offering customizable coverage for home-based operations and commercial enterprises.
Renters Insurance
Our renters insurance protects personal belongings against theft, fire, and other covered events. Policies include liability coverage and comprehensive protection even when items are outside the home, with options for off-campus student housing.
People
Bonnie Collins
State Farm Agent
With over 24 years serving Chemung County, Bonnie Collins leads her agency in providing personalized insurance solutions. A Chamber of Commerce member, she combines State Farm's resources with local expertise to protect families and businesses.
Renee Henderson
Office Manager
Renee Henderson, licensed in property/casualty and life/health insurance, has over 10 years of experience. A Horseheads native, she specializes in home, auto, and small business policies with a focus on relocation assistance.
Pamela Davis
Customer Service Representative
Pam Davis brings 23 years of insurance experience, specializing in auto and home policies. She ensures clients receive optimal coverage and applicable discounts while balancing her passion for sports and family time.
Abbie Stamp
Customer Service Representative
Licensed in property/casualty and life/health insurance, Abbie Stamp joined the team in 2019. She provides personalized service for new and existing clients, leveraging her Ithaca roots to serve Elmira's insurance needs.
Rebecca Eagen
Customer Service Representative
A lifelong Elmira resident since 2016, Rebecca Eagen holds a Bachelor of Science degree and specializes in customer support. She balances her insurance career with family time and college football enthusiasm.
Questions
What types of insurance do you offer?
We provide auto, home, life, renters, condo, pet, motorcycle, boat, RV, business, and commercial insurance with customizable coverage options.
How can I get a personalized insurance quote?
Contact us via phone, text, or in-person for a free consultation. Our team will assess your needs and create a customized coverage plan.
Do you offer 24/7 insurance assistance?
Yes, we provide 24-hour emergency support for claims and policy inquiries through our 24/7 service line.
Are there discounts available for bundled policies?
Yes, combining home and auto insurance qualifies for significant bundling discounts through our Personal Price Plan.
What areas do you serve?
We serve Elmira, Horseheads, Big Flats, Corning, Ithaca, and surrounding Chemung County communities with local expertise.
How does the life insurance needs analysis work?
Our agents evaluate your financial situation, family needs, and future goals to recommend appropriate life insurance coverage amounts and types.