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50+ Years
experience
Emergency
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Your Trusted Insurance Partner in Elmira, NY
The James V. Clune Agency has been a trusted insurance provider in Elmira, NY since 1947, serving clients across Chemung, Schuyler, and Steuben Counties. As a family-owned and operated business, we prioritize personalized service, helping clients navigate insurance options to find plans that align with their needs and budgets. Our commitment to exceptional customer care ensures clients receive knowledgeable guidance and compassionate support. With over 75 years of experience, we specialize in auto, home, life, business, fire, and flood insurance. Our team emphasizes transparency, explaining policy details, coverage limits, and available discounts to empower informed decisions.

We provide emergency claims assistance 24/7 through partner providers. Our local expertise ensures clients receive tailored solutions that reflect regional needs. We maintain partnerships with major insurers like Progressive, Travelers, and Erie Insurance. Our office operates Monday through Friday with appointment-based Saturday availability. We pride ourselves on building long-term relationships through reliability and ethical service.
Services
Business Owners Insurance Life Insurance Auto Insurance Homeowners Insurance Fire & Flood Insurance Emergency Claims Service
Details
  • Year established: 1947
Highlights and features
  • Family-owned since 1947 with deep local expertise
  • Personalized insurance consultations tailored to client needs
  • Partnerships with leading insurers like Progressive and Travelers
  • 24/7 emergency claims support through trusted providers
  • Transparent policy explanations and discount opportunities
Services
Business Owners Insurance
Our Business Owners Insurance packages protect enterprises with tailored coverage for property, liability, and operational risks. We help businesses in Elmira and surrounding counties secure policies that safeguard assets and ensure continuity. Our agents explain policy details, including coverage limits and premium options, to help clients make informed decisions.
Life Insurance
We offer life insurance plans designed to provide financial security for families and dependents. Our agents help clients compare term and permanent policies to find affordable options that match their long-term goals. We explain policy features like death benefits, cash value accumulation, and premium structures during personalized consultations.
Auto Insurance
Our auto insurance services cover cars, motorcycles, and boats with liability, collision, and comprehensive options. We assist clients in selecting policies that meet state requirements while protecting against accidents and theft. We highlight discounts for safe driving records and bundled policies.
Homeowners Insurance
We provide homeowners and renters insurance to protect against damage from fires, storms, and theft. Our agents explain coverage for personal belongings, temporary housing, and liability claims. We help clients understand deductibles and policy limits to ensure adequate protection for their properties.
Fire & Flood Insurance
Our fire and flood insurance policies offer specialized protection against natural disasters. We guide clients through coverage options for structural damage, personal property loss, and emergency repairs. We assist with claims filing and explain policy terms like coverage caps and waiting periods for flood insurance.
Questions
What types of insurance do you offer?
We provide auto, home, life, business, fire, flood, boat, and motorcycle insurance, along with renters and liability coverage.
Do you offer 24/7 claims assistance?
Yes, we provide emergency claims support through partner insurers 24 hours a day, 7 days a week.
Are you a local, family-owned agency?
Yes, we've been family-owned and serving the Elmira area since 1947.
What areas do you serve?
We serve Chemung, Schuyler, and Steuben Counties in New York State.
Can you help compare insurance providers?
Yes, we partner with major insurers like Progressive, Travelers, and Erie to help you compare options.
Do you offer free insurance quotes?
Yes, we provide free consultations and insurance quotes to help you find affordable coverage.