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Business Details
28 Years
experience
Your Trusted Insurance Partner in Belmont, MA
Garrity Insurance has been dedicated to providing comprehensive insurance solutions since 1998, combining personalized service with industry expertise. Founded in Belmont, Massachusetts, our agency specializes in both personal and business insurance, offering tailored policies to meet diverse client needs. With a team of experienced professionals, we serve over 20,000 customers across multiple states, partnering with 16 leading insurance carriers to ensure competitive rates and broad coverage options. Our commitment to exceptional customer service is reflected in our streamlined processes for claims, policy management, and 24/7 client support.

Recognized as a top-tier partner by Trusted Choice, MAIA, and IIABA, we prioritize transparency, reliability, and community engagement. Our clients consistently highlight our responsiveness, cost-saving strategies, and deep understanding of insurance complexities. Headquartered at 106 Concord Avenue, Belmont, we maintain additional offices in Marblehead, Salem, and Dedham, serving both individuals and businesses with unwavering dedication.
Services
Car Insurance Homeowner Insurance Business Owners Policy General Liability Workers Compensation Condo Insurance Renters Insurance Life Insurance Commercial Property Cyber Insurance
Details
  • Year established: 1998
Highlights and features
  • We offer over 25 years of experience in customized insurance solutions
  • We partner with 16 leading carriers to provide competitive quotes
  • Our team provides personalized policy audits and coverage guidance
  • We maintain 4 convenient office locations across Massachusetts
  • Our specialists handle complex insurance needs for condos and businesses
What people say
Saved us money Exceptional customer service Very responsive Good coverage Professional and helpful
Services
Personal Insurance
We provide comprehensive personal insurance solutions including auto, home, life, and liability coverage. Our specialists help clients protect their assets while optimizing costs through competitive quoting from multiple carriers. With expertise in high-value home insurance and specialized policies for unique needs, we ensure tailored protection for Massachusetts residents and beyond.
Business Insurance
Our business insurance services address diverse commercial risks with customized policies for property, liability, and operational protection. We specialize in complex coverages for contractors, cyber liability, and condo associations while offering standard solutions like workers' compensation and general liability. Our team develops scalable policies that grow with businesses across eight states.
Claims Assistance
We streamline the claims process with dedicated specialists who guide clients through documentation and resolution. Our team maintains strong carrier relationships to ensure timely processing while advocating for fair settlements. Available during business hours, our claims support focuses on minimizing client stress and expediting recovery from covered losses.
Policy Audits
Our experts conduct thorough policy audits to identify coverage gaps and cost-saving opportunities. By analyzing existing policies against current needs, we help clients optimize protection levels while maintaining competitive pricing. This service includes comparative analysis across multiple carrier options to ensure comprehensive risk management.
Condo Insurance
We specialize in condominium insurance solutions for both individual unit owners and associations. Our policies address unique risks including master policy coordination, liability protection, and bylaw compliance. With dedicated specialists like Bob Garrity Insurance, we provide tailored coverage that meets complex condo community requirements while protecting individual investments.
People
Bill Garrity Insurance
President / Agent
Principal of Garrity Insurance with 25+ years experience, Certified Insurance Counselor, and Boston College economics graduate. Focuses on problem-solving and mentoring professionals while managing agency operations.
Lourdes Franco
Executive VP of Operations
25+ years insurance experience, manages day-to-day operations including client services and claims. Holds social psychology degree from UMass Boston and prioritizes relationship-building in agency growth.
Bob Garrity Insurance
Vice President
20+ years experience specializing in condo insurance and property claims. Certified Insurance Counselor involved in community organizations like Winchester Rotary Club and youth baseball programs.
Will Monks
Vice President
20 years in insurance with expertise in auto repair shop coverage. Active in local business community through Marblehead Chamber of Commerce and youth soccer coaching.
Ara Yacubian
Assistant Vice President
20+ years as risk consultant specializing in workers' compensation and construction insurance. Certified Workers Compensation Advisor with focus on food manufacturing and construction industries.
Questions
How can I get an insurance quote?
Request a free quote online or contact our Belmont office directly. Our specialists will help compare options from 16 carrier partners.
What insurance types do you offer?
We provide personal insurance (auto, home, life) and business insurance including liability, workers' compensation, and commercial property coverage.
Do you serve areas outside Massachusetts?
Yes, we serve clients in New Hampshire, Maine, Rhode Island, New York, Connecticut, Florida, Vermont, Texas, and California.
How do I file a claim?
Contact our claims department during business hours or use our online portal for assistance with documentation and processing.
Can you help with condo association insurance?
Yes, we specialize in condo master policies with experts like Bob Garrity who focus on association and individual unit coverage needs.