Business Details
17 Years
experience
Your Trusted Partner for Insurance Solutions in Lakewood, NJ
Cosmo Insurance Agency was founded in 2009 by Mark Herschlag, who brings extensive pre-ACA insurance industry experience. We specialize in creating customized insurance solutions for individuals and businesses in New Jersey, prioritizing personalized support and modern digital efficiency. Our team of experienced representatives uses a client-centered approach to secure the best coverage at affordable rates, offering ongoing assistance throughout enrollment and beyond. We focus on health, dental, life, vision, disability, and self-insured plans, ensuring comprehensive coverage tailored to client needs.Our commitment to innovation includes paperless enrollment and compliance with evolving regulations like ACA HR Compliance and Payroll. We advocate for clients through claims processing, billing, and enrollments, leveraging strong carrier relationships to ensure claims are honored. With over 15 years in business, we combine technological efficiency with human expertise to deliver peace of mind and long-term partnerships.
Services
Health Insurance
Dental Insurance
Life Insurance
Vision Insurance
Long-Term Care
Disability Insurance
Self-Insurance
Employee Benefits
Medicare Plans
Travel Insurance
Details
- Year established: 2009
Highlights and features
- We offer 15+ years of experience in customized insurance solutions.
- Our team provides lifetime support for ongoing insurance needs.
- We combine digital efficiency with personalized client advocacy.
- We specialize in ACA compliance and payroll integration expertise.
- Our claims advocacy ensures accurate processing and client representation.
Associations and certifications
- BBB A+ Accredited
What people say
Exceptional professionalism
Reliable assistance
Caring service
Efficient claims process
Honest feedback
Services
Health Insurance
Cosmo offers individual, family, and group health insurance plans tailored to budget and coverage needs. Our policies include preventive care, emergency services, hospitalization, and prescription drug coverage. We assist with enrollment, claims advocacy, and compliance to ensure seamless access to healthcare services.
Dental Insurance
We provide preventive, basic, and major dental coverage for individuals and businesses. Plans include routine cleanings, fillings, crowns, and orthodontics with access to in-network providers. Our team simplifies claims processing and direct payments for out-of-network care.
Life Insurance
Cosmo offers term, whole, and universal life insurance policies to secure your family's financial future. We design customized plans for income replacement, mortgage coverage, and legacy planning with competitive rates and straightforward guidance.
Employee Benefits
We create comprehensive employee benefits packages including health, dental, vision, and retirement plans. Our services cover compliance, payroll integration, and claims advocacy to help businesses attract talent and reduce administrative burdens.
Long-Term Care
Our long-term care policies cover nursing home care, assisted living, and in-home services. We help clients plan for future healthcare needs while preserving assets, offering customizable coverage options for peace of mind.
Questions
What types of insurance does Cosmo offer?
Cosmo provides health, dental, life, vision, disability, long-term care, and self-insured plans for individuals and businesses.
How can I get a free insurance quote?
Request a free quote online or contact our team directly for personalized insurance plan comparisons.
Does Cosmo offer group insurance for businesses?
Yes, we design customized employee benefits packages including health, dental, and retirement plans for businesses of all sizes.
How does Cosmo handle insurance claims?
Our team provides claims advocacy, assisting with denials, pre-authorizations, and billing issues to ensure proper processing.
Is Cosmo licensed in states outside New Jersey?
We are licensed to service clients in multiple states including New York, Florida, Texas, and California.
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